Johnstown Insurance Rates:

Johnstown, OH homeowners insurance is nearly $608 to $832, about $50-$69/month. Our in depth guide indicates shoppers can save as much as $288 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Johnstown, OH Homeowners Insurance By Home Value

Johnstown, OH Home Value Total Homes % of Total Average Johnstown, OH Homeowners Insurance
Less than $50,000 13 1.0% $115
$60,000 to $69,999 32 2.0% $302
$80,000 to $89,999 76 6.0% $396
$90,000 to $99,999 148 12.0% $439
$100,000 to $124,999 163 13.0% $511
$125,000 to $149,999 141 11.0% $640
$150,000 to $174,999 274 22.0% $756
$175,000 to $199,999 76 6.0% $871
$200,000 to $249,999 248 20.0% $1051
$250,000 to $299,999 38 3.0% $1288

Top Home Insurance Agents Near Johnstown, OH

Home Insurance Company Near Johnstown, OH Homeowners Insurance Agency Near Johnstown, OH Address
NA Sims-Baker Insurance Agency Inc. 701 W Market St, Baltimore, OH, 43105
Farmers Larry Nibert 3 N Franklin St, Richwood, OH, 43344
Liberty Mutual Independent Schneider Insurance Agency 120 Mill Street, Gahanna, OH, 43230
State Farm Theresa Bush 2284 E Main St, Bexley, OH, 43209-2335
Liberty Mutual Independent Verne Hart Insurance Agcy Inc 324 E Center St, Marion, OH, 43302

Cost Of Homeowners Insurance By Street Near Johnstown, OH

Streets in Johnstown Area Homeowners Insurance Cost
Concord Village Dr, Ridgeview Dr, Saratoga Dr, N County Line Rd, Maple Leaf Dr, Green Acres Rd, Liberty Ave, Johnstown-Utica Rd NW, Co Hwy 33, Grassy Knoll Way$728
Stone Hedge Row Dr, Caswell Rd NW, Windy Hollow Rd, Concord Rd, Golden Pond Ave, Twp Hwy 57, N Kasson St, Hyatt Ln, Greenstick Way, Lewis Dr$725
Nichols Ln, State St, S Oregon St, College Ave W, Yardner St, Farm Ct, Parkside Dr, Downing Rd, E Jersey St, Ford Ave$732
Bottecchia Blvd, Twp Hwy 18, Benedict Dr, Jacob White Rd, Crouse-Willison Rd, W Pratt St, S Kasson St, Croton Rd, Woodgate Ct, Twp Hwy 53$729
Rice St, Leafy Knoll Way, Willow Trail Dr, Mink St NW, Clover Valley Rd, Clark Dr, Hillview Dr, Woodhaven Rd, Co Hwy 51, Mink St$725

Johnstown, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Johnstown$107 to $110
Jersey$112
Alexandria$105
St. Albans$109

Johnstown, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jersey township, Licking County, Ohio $113 $150 $225
Alexandria village, Ohio $105 $140 $210
St. Albans township, Licking County, Ohio $110 $146 $219

Johnstown, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Johnstown, OH4.2%15.1%
Jersey3.8%14.04%
Alexandria4.83%12.56%
St. Albans3.71%12.71%

Johnstown Renters Insurance as a Percentage of Rent

Johnstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 11 2.0% $335
$200 to $299 27 5.0% $785
$300 to $499 71 13.0% $1235
$500 to $749 195 37.0% $1910
$750 to $999 133 25.0% $2660
$1,000 to $1,499 77 14.0% $3785

Johnstown, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Johnstown Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Johnstown Home Owner from High Deductible Plan $600

Johnstown, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Johnstown, OH Home Replacement Value MORE than Home Value Johnstown, OH Home Replacement Value LESS than Home Value
Replacement Value $211,000 $124,000
Insurance Premium based on Replacement Value $850 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Johnstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAllstate
Monthly Premium 879761
Year Built 196220101949
Home Details 5 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$300000-$350000$150000-$175000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Johnstown, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 275,000 Composition Roof 3,160 5 $1000-$2500 Deductible 310 4 Vinyl siding No
1963 225,000 Slate Shingles Roof 2,120 5 $5000 to $10,000 Deductible 360 7 Brick siding yes
2014 130,000 Membrane Roof 1,720 3 $1000-$2500 Deductible 100 3 Stucco siding yes
2014 395,000 Tile Roof 4,100 5 $2500-$5000 Deductible 880 10 Stone Siding No
1940 130,000 Tile Roof 1,530 3 $2500-$5000 Deductible 330 9 Stone Siding No
1967 185,000 Membrane Roof 2,070 3 $1000-$2500 Deductible 160 4 Stucco siding yes
2010 150,000 Asphalt Shingles Roof 1,740 3 $2500-$5000 Deductible 110 3 Wood siding yes
2012 170,000 Metal Roof 1,530 2 $500 Deductible 110 2 Stucco siding No
1947 200,000 Wood Shake Roof 2,100 4 $500 Deductible 560 9 Brick siding yes
2013 260,000 Tile Roof 2,860 5 $500- $1000 Deductible 620 6 Stone Siding yes
1961 250,000 Wood Shake Roof 2,480 4 $500 Deductible 190 2 Stone Siding No
2014 480,000 Tile Roof 4,420 5 $5000 to $10,000 Deductible 280 4 Wood siding No
2011 170,000 Metal Roof 1,890 5 $1000-$2500 Deductible 50 1 Stone Siding No
1942 165,000 Shingles Roof 1,790 5 $500 Deductible 560 10 Fiber-Cement Siding yes
1969 80,000 Membrane Roof 980 2 $1000-$2500 Deductible 130 6 Stone Siding No
1947 220,000 Asphalt Shingles Roof 2,580 4 $500- $1000 Deductible 260 4 Stone Siding yes
1940 160,000 Asphalt Shingles Roof 1,830 3 $5000 to $10,000 Deductible 210 6 Stucco siding yes
1968 355,000 Membrane Roof 3,230 5 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1946 230,000 Shingles Roof 2,730 4 $500 Deductible 340 5 Brick siding yes
2013 140,000 Wood Shake Roof 1,530 2 $500 Deductible 320 7 Wood siding yes
1942 200,000 Composition Roof 2,030 4 $5000 to $10,000 Deductible 70 2 Stone Siding No
2014 195,000 Asphalt Shingles Roof 2,030 3 $500 Deductible 300 4 Wood siding yes
1966 155,000 Slate Shingles Roof 1,660 3 $500- $1000 Deductible 170 4 Wood siding yes
2013 105,000 Shingles Roof 1,350 2 $2500-$5000 Deductible 170 6 Stucco siding yes
1965 85,000 Asphalt Shingles Roof 1,070 2 $1000-$2500 Deductible 110 5 Stone Siding No
1964 140,000 Metal Roof 1,730 4 $500- $1000 Deductible 200 6 Stucco siding No
1963 210,000 Shingles Roof 2,220 3 > $10,000 Deductible 100 2 Stone Siding No
2013 150,000 Tile Roof 1,670 4 $1000-$2500 Deductible 280 8 Stucco siding yes
2011 170,000 Tile Roof 1,700 3 $500- $1000 Deductible 240 5 Stone Siding No
2011 260,000 Slate Shingles Roof 3,010 4 $2500-$5000 Deductible 240 4 Vinyl siding No