Johnston, RI homeowners insurance is approximately $922 to $1,253, about $76-$104/month. Our thorough guide reveals consumers can save as much as $435 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Johnston, RI | Homeowners Insurance Agency Near Johnston, RI | Address |
|---|---|---|
| Travelers | J J Ruddy Insurance Agency Inc | 63 SHORE RD STE 31, WINCHESTER, MA, 1890 |
| Travelers | Safe Harbor Insurance Llc | 31 TANAGER LN, GALES FERRY, CT, 6335 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Greenville CDP, Rhode Island | $166 | $221 | $332 |
| North Providence town, Providence County, Rhode Island | $162 | $216 | $324 |
| Providence County, Rhode Island | $163 | $217 | $326 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Johnston, RI | 4.9% | 13.3% |
| Greenville | 4.38% | 13.82% |
| North Providence | 5.07% | 13.23% |
| Providence County | 4.89% | 13.88% |
| Johnston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 351 | 10.0% | $795 |
| $300 to $499 | 502 | 14.0% | $1245 |
| $500 to $749 | 327 | 9.0% | $1920 |
| $750 to $999 | 787 | 23.0% | $2670 |
| $1,000 to $1,499 | 930 | 27.0% | $3795 |
| $1,500 or more | 456 | 13.0% | $5445 |
| Streets in Johnston Area | Homeowners Insurance Cost |
|---|---|
| Enfield St, Abel St, Mills Dr, Acre Dr, Pinewood Ave, Calef St, Nutmeg Dr, Wilson Ave, Sunnyside Ave, Hilton Dr | $1,081 |
| Caraway Dr, Forand Cir, Juniper Ln, Becker Ave, Salina Ave, Oneida St, Pine Hill Ave, April Ct, Mathew Dr, Kimball Ave | $1,101 |
| Emerald Ln, Groton St, Boulder Ave, Ferrer Rd, Parrillo Cir, Green Hill Rd, Mabel St, Angela Ct, Victoria Mount, Old Simmonsville Rd | $1,103 |
| Barden Ln, Tabor Dr, Pippin Orchard Rd, Derby Ave, Eldorado Dr, River Dr, Pasco Dr, Capri Dr, Cecil St, Woodhaven Dr | $1,083 |
| Delmont St, Taylor Ave, Picotte Dr, Rosemere Ave, King Philip St, Old Atwood Ave, Starr St, Mascio Dr, Downing Dr, Forest Hill Dr | $1,075 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Johnston | $162 to $165 |
| Greenville | $165 |
| North Providence | $162 |
| Providence County | $163 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $4,700 |
| Yearly Johnston Homeowner Insurance Premium Example | $2,100 | $1,500 |
| Out of Pocket Expense During Claim | $1,700 | $4,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,500 | $16,700 |
| Net Savings to Johnston Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Johnston, RI Home Replacement Value MORE than Home Value | Johnston, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $283,000 | $200,500 |
| Insurance Premium based on Replacement Value | $3,350 | $2,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $60,000 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $250/year |
| Insurance Company | Amica Mutual Insurance Company | Nationwide Insurance | Liberty Mutual |
| Monthly Premium | 392 | 180 | 109 |
| Year Built | 1964 | 1980 | 2002 |
| Home Details | 5 Beds, 4 Baths | 4 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $200000-$250000 | $175000-$200000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |