$1,067
Homeowners Insurance Cost - Johnson City, TN
$160,500
Median Home Value - Johnson City, TN
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.8 | $1,054.2 |
| $1000 Deductible | -$113.32 | $953.68 |
| $1500 Deductible | -$169.23 | $897.77 |
| $2000 Deductible | -$252.03 | $814.97 |
| $2500 Deductible | -$300.89 | $766.11 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$299 | $768 |
| 30 year old | +$16 | $1,083 |
| 40 year old | +$28 | $1,095 |
| 50 year old | +$41 | $1,108 |
| Above 50 year old | +$51 | $1,118 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$128 | $939 |
| Superior | -$96 | $971 |
| Masonry | -$53 | $1,014 |
| Brick | -$53 | $1,014 |
| Hail Resistant Roof | -$21 | $1,046 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$21 | $1,088 |
| Swimming Pool With A Diving Board | +$43 | $1,110 |
| Swimming Pool With Slide | +$64 | $1,131 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $32 | $1,035 |
| Police Department | $11 | $1,056 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$448.14 | $1,515 |
| Filing a Second Liability Claim | +$405.46 | $1,472 |
| Filing a Second Theft Claim | +$405.46 | $1,472 |
| Filing a Second Water Claim | +$352.11 | $1,419 |
| Filing a Fire Claim | +$213.4 | $1,280 |
| Filing a Liability Claim | +$202.73 | $1,270 |
| Filing a Theft Claim | +$202.73 | $1,270 |
| Filing a Water Claim | +$170.72 | $1,238 |
| Filing a Weather Claim | +$170.72 | $1,238 |