Jersey Village Insurance Rates:

Jersey Village, TX homeowners insurance is nearly $908 to $1,237, about $75-$103/month. Our extensive analysis shows customers can save upto $429 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Jersey Village, TX Homeowners Insurance By Home Value

Jersey Village, TX Home Value Total Homes % of Total Average Jersey Village, TX Homeowners Insurance
$50,000 to $59,999 27 1.0% $289
$90,000 to $99,999 25 1.0% $515
$100,000 to $124,999 47 2.0% $600
$125,000 to $149,999 184 10.0% $751
$150,000 to $174,999 365 20.0% $890
$175,000 to $199,999 354 19.0% $1030
$200,000 to $249,999 502 27.0% $1244
$250,000 to $299,999 176 9.0% $1512
$300,000 to $399,999 117 6.0% $1931

Top Home Insurance Agents Near Jersey Village, TX

Home Insurance Company Near Jersey Village, TX Homeowners Insurance Agency Near Jersey Village, TX Address
NA Fbiam 3119 Broadmoor Dr Sugar Land, Sugar Land, TX, 77478
NA Minh Bui 11169 Beechnut St 11169 Beechnut St, Houston, TX, 77072
Allstate Debbie Chang 7001 Corporate Dr Ste 139, Houston, TX, 77036
Travelers Fargo Associates Llp 13155 WESTHEIMER RD STE 101, HOUSTON, TX, 77077
Farmers German Cortes 1116 N Shepherd Dr, Houston, TX, 77008

Cost Of Homeowners Insurance By Street Near Jersey Village, TX

Streets in Jersey Village Area Homeowners Insurance Cost
Oldenburg Ln, W Savile Cir, Flagstone Dr, Wagon Trail Rd, Sonoma Oak Dr, Trentway St, Sierra Dr, Foxrow Ln, Westridge Pl, Port NW$1,020
Fliser, Dallam Ln, Ripple Lake Dr, Lake Ter, Sand Dollar Dr, Ballinger Ct, Red Cloud Rd, Still Harbour Dr, Singapore Ln, Stableway Ct$1,045
Springland Dr, Patal Street, Restover Ln, Winchester Village Ct, Raywood Blvd, Castleford St, Gateridge Dr, Bexar Dr, Argentina, Ballinger Dr$1,078
Brookhaven Park Cir, Ranchstone Dr, Cutting Horse Ln, Saffolk Punch Dr, Haven Crossing Ct, Pheasant Lake Ct, Welwyn Dr, Vista Brook Dr, Ballina Canyon Ln, Van Wall St$1,050
Old FM 529 Rd, Brenham Ct, Country Club Ct, Stoney Lake Dr, Hayslip Ln, Ivy Heath Ln, Meadow Bend Ln, Regal Row, Meadow Hawk Ct, Auburn Shores$1,140

Jersey Village, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jersey Village$160 to $163
Spring Valley Village$186
Hedwig Village$198
Hilshire Village$192

Jersey Village, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spring Valley Village city, Texas $186 $248 $372
Hedwig Village city, Texas $199 $265 $398
Hilshire Village city, Texas $192 $256 $384

Jersey Village, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jersey Village, TX4.6%11.7%
Spring Valley Village3.42%10.33%
Hedwig Village3.07%11.95%
Hilshire Village2.92%10.66%

Jersey Village Renters Insurance as a Percentage of Rent

Jersey Village Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 84 5.0% $1236
$500 to $749 124 8.0% $1911
$750 to $999 727 50.0% $2661
$1,000 to $1,499 445 30.0% $3786
$1,500 or more 46 3.0% $5436

Jersey Village, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Jersey Village Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$11,300
Net Savings to Jersey Village Home Owner from High Deductible Plan $600

Jersey Village, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jersey Village, TX Home Replacement Value MORE than Home Value Jersey Village, TX Home Replacement Value LESS than Home Value
Replacement Value $235,000 $153,000
Insurance Premium based on Replacement Value $2,100 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $350/year

Example Jersey Village Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmUSAA groupAllstate
Monthly Premium 17598125
Year Built 198320061990
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Jersey Village, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 110,000 Shingles Roof 1,110 2 $2500-$5000 Deductible 80 1 Fiber-Cement Siding yes
2007 225,000 Slate Shingles Roof 2,350 3 > $10,000 Deductible 210 3 Vinyl siding yes
2008 210,000 Metal Roof 1,590 3 > $10,000 Deductible 400 4 Stucco siding No
2000 200,000 Shingles Roof 1,670 2 $500 Deductible 1190 7 Stone Siding yes
1980 285,000 Wood Shake Roof 2,200 3 > $10,000 Deductible 1620 10 Vinyl siding No
1997 220,000 Slate Shingles Roof 2,380 4 $1000-$2500 Deductible 1140 8 Fiber-Cement Siding No
2012 140,000 Membrane Roof 1,510 2 $2500-$5000 Deductible 610 9 Stone Siding No
1992 295,000 Membrane Roof 2,340 3 > $10,000 Deductible 1310 8 Vinyl siding No
1999 165,000 Shingles Roof 1,270 3 $500- $1000 Deductible 1110 8 Fiber-Cement Siding No
2010 280,000 Metal Roof 2,120 5 $1000-$2500 Deductible 590 3 Brick siding No
2010 310,000 Shingles Roof 3,140 4 $2500-$5000 Deductible 200 1 Wood siding yes
2002 155,000 Slate Shingles Roof 1,360 2 $2500-$5000 Deductible 820 7 Stone Siding No
1985 215,000 Shingles Roof 1,720 2 $1000-$2500 Deductible 720 5 Vinyl siding yes
2006 290,000 Membrane Roof 3,300 5 $5000 to $10,000 Deductible 1560 9 Stucco siding No
2012 395,000 Membrane Roof 3,160 4 $500- $1000 Deductible 1040 4 Wood siding yes
2006 535,000 Metal Roof 4,410 5 $500 Deductible 1100 3 Fiber-Cement Siding yes
2008 265,000 Membrane Roof 2,860 4 > $10,000 Deductible 350 3 Fiber-Cement Siding yes
1996 330,000 Tile Roof 2,790 4 $500- $1000 Deductible 490 2 Stucco siding No
1980 290,000 Asphalt Shingles Roof 3,000 5 $500- $1000 Deductible 1380 9 Stone Siding yes
2002 235,000 Asphalt Shingles Roof 1,950 5 $5000 to $10,000 Deductible 150 1 Wood siding yes
1997 385,000 Membrane Roof 4,230 5 > $10,000 Deductible 1080 5 Fiber-Cement Siding yes
1985 330,000 Tile Roof 3,280 4 $1000-$2500 Deductible 1490 9 Wood siding No
2008 110,000 Composition Roof 910 2 $2500-$5000 Deductible 260 4 Wood siding yes
2011 150,000 Shingles Roof 1,340 2 $500 Deductible 1150 12 Stucco siding No
1982 165,000 Membrane Roof 1,280 2 $500 Deductible 1010 10 Stucco siding yes
2013 290,000 Asphalt Shingles Roof 2,720 4 $2500-$5000 Deductible 130 1 Fiber-Cement Siding yes
1988 470,000 Composition Roof 4,960 5 $500- $1000 Deductible 890 3 Wood siding No
1995 245,000 Membrane Roof 2,470 4 $5000 to $10,000 Deductible 750 7 Vinyl siding No
2008 360,000 Membrane Roof 2,910 4 $2500-$5000 Deductible 1520 8 Stone Siding No
2007 250,000 Membrane Roof 2,420 4 $500 Deductible 1870 10 Stone Siding No