Jensen Beach Insurance Rates:

Jensen Beach, FL homeowners insurance is nearly $1,003 to $1,372, about $83-$114/month. Our extensive research indicates shoppers can save as much as $475 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jensen Beach, FL Homeowners Insurance By Home Value

Jensen Beach, FL Home Value Total Homes % of Total Average Jensen Beach, FL Homeowners Insurance
Less than $50,000 382 10.0% $142
$50,000 to $59,999 64 1.0% $308
$60,000 to $69,999 136 3.0% $392
$70,000 to $79,999 62 1.0% $451
$80,000 to $89,999 194 5.0% $510
$100,000 to $124,999 275 7.0% $665
$125,000 to $149,999 198 5.0% $831
$150,000 to $174,999 404 11.0% $986
$175,000 to $199,999 311 8.0% $1140
$200,000 to $249,999 558 15.0% $1366
$250,000 to $299,999 433 12.0% $1675
$300,000 to $399,999 475 13.0% $2126

Top Home Insurance Agents Near Jensen Beach, FL

Home Insurance Company Near Jensen Beach, FL Homeowners Insurance Agency Near Jensen Beach, FL Address
NA Vero Insurance Inc 3339 Cardinal Dr Vero Beach, Vero Beach, FL, 32963
NA Ron Sellers & Associates, Inc. 300 Avenue Of The Champions #240 , Palm Beach Gardens, FL, 33414
Allstate Atlntc Pcfc Bell Gld 204 Nw Avenue L, Belle Glade, FL, 33430
State Farm Blanca Mackrey 6159 Lake Worth Rd Ste 1, Greenacres, FL, 33463-3031
Travelers South Florida Casualty Inc 415 N 4TH ST, LANTANA, FL, 33462

Cost Of Homeowners Insurance By Street Near Jensen Beach, FL

Streets in Jensen Beach Area Homeowners Insurance Cost
NE Croton St, NE Jade Cir, NE Jensen Beach Blvd, Oakwood Dr, NE 23rd Ter, Emarita Way, Eleanor Ave, NE Darlich Ave, NE Town Ter, Melaleuca Dr$1,119
NE Cheri Dr, NE Oceanview Cir, NW Willow Creek Dr, W High Point Rd, NE Beacon Dr, NE Roberta St, Cypress Dr, NE Oak Bluff Ln, NE Rustic Pl, NE Ave Dracaena$1,160
Park St, NE Hickory Ave, NE Heather Ct, NE Tropicalia Ln, NE 5th Ave, NE Waveland Ave, Crown Ter, NE Crabtree Ln, NE Maple Ave, NE Marian St$1,146
NE Ricou Ter, NE Maranta Terrado, Arborvitae Dr, Lima Calle, NE Sunset Dr, Perriwinkle Cir, NE Dahoon Ter, Victorian Ln, NW Charlie Green Dr, Gumbo Limbo Way$1,183
NE Treebine Trce, NE Hillcrest Ln, Tropicalia Blvd, NE 19th Ct, NW Jensen Beach Blvd, NE Rhodes Ave, NW White Oak Way, NE 16th Dr, NE Flora Pl, NE Pine Ave$1,190

Jensen Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jensen Beach$177 to $179
Ocean Breeze Park$163
Rio$174
North River Shores$181

Jensen Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rio CDP, Florida $146 $194 $291
North River Shores CDP, Florida $151 $201 $302
Stuart CCD, Martin County, Florida $150 $200 $300

Jensen Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jensen Beach, FL5.8%22.7%
Ocean Breeze Park11.06%22.94%
Rio7.56%17.62%
North River Shores3.35%19.81%

Jensen Beach Renters Insurance as a Percentage of Rent

Jensen Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 56 4.0% $782
$300 to $499 89 6.0% $1232
$500 to $749 337 25.0% $1907
$750 to $999 235 17.0% $2657
$1,000 to $1,499 425 32.0% $3782
$1,500 or more 164 12.0% $5432

Average Cost Of Home Insurance By Company In Areas Nearby Jensen Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $4,872
150,000 27 NO Southern Oak Insurance $4,537
150,000 27 NO St. Johns Insurance $4,656
150,000 27 NO Tower Hill Prime Insurance $4,281
150,000 27 NO Tower Hill Select Insurance $5,275
150,000 27 YES American Traditions Insurance $1,662
150,000 27 YES Castle Key Indemnity Company Insurance $1,806
150,000 27 YES Federated National Insurance $1,475
150,000 27 YES Florida Farm Bureau Casualty Insurance $1,544
150,000 27 YES Liberty Mutual Fire Insurance $2,294
150,000 27 YES Southern Fidelity Insurance $2,146
150,000 27 YES Southern Oak Insurance $2,565
150,000 27 YES State Farm Florida Insurance $2,497
150,000 27 YES United Property & Casualty Insurance $1,776
150,000 27 YES Universal Property & Casualty Insurance $1,529
300,000 12 NA Florida Peninsula Insurance $3,946
300,000 12 NA Southern Fidelity Insurance $4,507
300,000 12 NA Stillwater Property And Casualty Insurance $2,727
300,000 12 NA Tower Hill Preferred Insurance $2,996
300,000 12 NA Universal Insurance $5,207

Jensen Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Jensen Beach Homeowner Insurance Premium Example $6,300$5,700
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $38,500$37,900
Net Savings to Jensen Beach Home Owner from High Deductible Plan $600

Jensen Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jensen Beach, FL Home Replacement Value MORE than Home Value Jensen Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $138,000 $87,500
Insurance Premium based on Replacement Value $2,425 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $625/year

Example Jensen Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateState Farm
Monthly Premium 262421191
Year Built 198120012014
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $175000-$200000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Jensen Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 265,000 Wood Shake Roof 2,280 4 $500- $1000 Deductible 890 3 Vinyl siding No
2010 240,000 Membrane Roof 1,960 3 $5000 to $10,000 Deductible 1680 8 Fiber-Cement Siding yes
2013 335,000 Slate Shingles Roof 3,080 4 $1000-$2500 Deductible 2820 8 Wood siding yes
2014 185,000 Composition Roof 1,720 4 $1000-$2500 Deductible 1890 6 Stucco siding yes
1990 140,000 Wood Shake Roof 1,520 3 $2500-$5000 Deductible 690 5 Stone Siding yes
2008 150,000 Membrane Roof 1,350 3 $5000 to $10,000 Deductible 570 4 Stucco siding yes
2003 210,000 Asphalt Shingles Roof 2,160 3 $2500-$5000 Deductible 2070 6 Brick siding yes
2003 170,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 2270 8 Wood siding yes
2001 380,000 Shingles Roof 3,370 4 $500- $1000 Deductible 3970 6 Fiber-Cement Siding yes
1980 165,000 Wood Shake Roof 1,710 3 $2500-$5000 Deductible 180 1 Fiber-Cement Siding yes
2012 140,000 Shingles Roof 1,520 3 $500 Deductible 1200 8 Wood siding yes
1995 205,000 Wood Shake Roof 1,830 4 > $10,000 Deductible 2000 12 Stone Siding No
2009 270,000 Wood Shake Roof 2,260 4 > $10,000 Deductible 1530 7 Stone Siding yes
2014 350,000 Composition Roof 3,140 4 $500- $1000 Deductible 4320 9 Wood siding No
2005 160,000 Composition Roof 1,570 3 $5000 to $10,000 Deductible 280 2 Stucco siding yes
1988 255,000 Asphalt Shingles Roof 1,930 4 $500- $1000 Deductible 4480 8 Wood siding yes
1997 330,000 Membrane Roof 2,640 4 > $10,000 Deductible 650 2 Wood siding No
1982 215,000 Slate Shingles Roof 1,880 3 $500- $1000 Deductible 2580 8 Wood siding No
2006 190,000 Composition Roof 1,450 3 $5000 to $10,000 Deductible 720 3 Stone Siding yes
1990 310,000 Membrane Roof 3,240 4 $500 Deductible 2800 5 Wood siding No
1991 225,000 Shingles Roof 1,720 3 $500- $1000 Deductible 1540 4 Brick siding yes
1989 205,000 Metal Roof 2,010 3 $2500-$5000 Deductible 450 2 Stucco siding yes
2010 160,000 Shingles Roof 1,220 3 $2500-$5000 Deductible 1410 6 Fiber-Cement Siding yes
1983 240,000 Wood Shake Roof 1,890 4 $5000 to $10,000 Deductible 3040 9 Vinyl siding yes
2002 305,000 Membrane Roof 2,920 4 $1000-$2500 Deductible 880 2 Wood siding yes
2013 200,000 Tile Roof 2,220 3 > $10,000 Deductible 1480 7 Stucco siding No
2000 220,000 Shingles Roof 1,720 3 $2500-$5000 Deductible 1530 6 Stone Siding yes
2012 265,000 Membrane Roof 2,230 4 $5000 to $10,000 Deductible 2840 12 Stone Siding yes
2011 135,000 Shingles Roof 1,210 3 $500 Deductible 390 2 Brick siding yes
2014 415,000 Wood Shake Roof 3,250 4 $1000-$2500 Deductible 2790 5 Vinyl siding No
2001 245,000 Shingles Roof 1,940 3 $5000 to $10,000 Deductible 890 3 Vinyl siding No