Jeffersonville Insurance Rates:

Jeffersonville, IN homeowners insurance is nearly $692 to $936, about $57-$78/month. Our thorough research reveals consumers can save as much as $325 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I think they have good customer service and alot of plan options.
Erie Insurance
this company offers a full rebuild if my house is lost due to fires etc. With a minimum deductible this includes out buildings and furnishing as well as personal possessions and a place to stay .
Progressive
I would give Progressive customer service a 4. They always give me the information I need and are available to help without speaking to a robot. However, they can be extremely rude sometimes.
Erie Insurance
They have been a very good and fairly priced company. They have also been very easy to work with and gave us no problem when we filed a claim.
Horace Mann Educators Corporation
I do not have much experience to compare them to but have not had any problems with their service. As a result they seem to compare well with other companies.
American Modern Insurance
I like this company because when insuring my home, i needed a company that would also give a discount for multiple policies that i thought made a difference. the discount is substantial enough to keep me with them.
Nationwide
Transmitting of information could be a little better. they failed to report to my mortgage institution that i did not have insurance a year ago. it almost caused my bank to purchase insurance for me.
Allstate
They have provided promotions to me and have even given my family tickets for a local baseball team so we could spend family time together.
State Farm
I worry that they may eventually drop us due to their standards. They have been reluctant to process claims in the past. They also didn't give enough to cover claims as well in the past.
State Farm
Good response time and all questions have been answered fully. We feel our agent is actually working for us and wants our business.
Auto Owners Insurance
I like that is a big company with many products. it is solid financially so I don't have to worry about a claim being made and not getting paid.
State Auto
We received a letter in the mail for every step of the way, sometimes it was overkill, but better to have more communication than none at all.
State Farm
Rates could be a bit better than and not as competitive as some others. The better level of service, sure, but would like to see this cut down to be more affordable.
American Family Insurance
The company has a streamlined customer service department. I would say each staff member is well trained in customer service. At least in the lower ranks of the organizational structure.

Jeffersonville, IN Homeowners Insurance By Home Value

Jeffersonville, IN Home Value Total Homes % of Total Average Jeffersonville, IN Homeowners Insurance
Less than $50,000 1,214 8.0% $170
$50,000 to $59,999 248 1.0% $365
$60,000 to $69,999 523 3.0% $455
$70,000 to $79,999 870 5.0% $528
$80,000 to $89,999 1,247 8.0% $601
$90,000 to $99,999 1,421 9.0% $666
$100,000 to $124,999 3,221 21.0% $772
$125,000 to $149,999 2,477 16.0% $967
$150,000 to $174,999 1,691 11.0% $1146
$175,000 to $199,999 623 4.0% $1325
$200,000 to $249,999 638 4.0% $1593
$250,000 to $299,999 283 1.0% $1943
$300,000 to $399,999 195 1.0% $2471

Top Home Insurance Agents Near Jeffersonville, IN

Home Insurance Company Near Jeffersonville, IN Homeowners Insurance Agency Near Jeffersonville, IN Address
NA Moore & Shepherd Agency 320 S Airport Rd, Seymour, IN, 47274
Travelers Insurance Connections Llc 173 SOUTH BARDSTOWN RD, MT WASHINGTON, KY, 40047
Allstate Isu Ins&Investment 59 E Wardell St PO Box 247, Scottsburg, IN, 47170
Travelers Southeast Insurance Agency Llc 2843 BROWNSBORO RD STE 212, LOUISVILLE, KY, 40206
Liberty Mutual Independent Steve Yount Insurance 220 S INDIANA AVE STE 4, SELLERSBURG, IN, 47172

Jeffersonville, IN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Jeffersonville, IN

Streets in Jeffersonville Area Homeowners Insurance Cost
Phelps Ave, Sylvan Ln, Short Ct, Giltner Ln, Ruddell Rd, Carter Ave, W 7th St, Greentree Blvd, Firwood Ct, W Chestnut St$752
Newman Ave, Cherry Aly, Hampton Ct, Short St, Winburn Dr, Knobloch Ave, Woodland Ct, Norseman Dr, Alpha Ct, Sunshine Ln$797
Lewis and Clark Pkwy, E Maple Ct, Fulton St, River Oaks, Holly Dr, Beech St, Field Dr, S Elm St, Chippewa Dr, Lincoln Dr$809
Louann Ct, E Market St, W 13th St, Auction Way, Joy Ct, Douglas Ave, Birchwood Dr, Royal Oaks Way, E Riverside Dr, Carr Pike$827
Truckers Blvd, King Cir, Presley Ln, Lakeview Dr, Mayfair Ave, Robin Dr, Plank Rd, Marlowe Dr, Brim Dr, Mosswood Ct$752
E 15th St, Hertsch Rd, Stenger Ln, Charlestown-Jeffersonville Pike, Loomis St, Bittersweet Rd, S Walford Dr, Lowell Ct, Elmwood Dr, Dogwood Rd$824
High Aly, E Bell Ave, Keswick Ave, Meadows Dr, Nashua Dr, Creekstone Blvd, W Maple Ct, Pine Hill Ct, Howard Ave, Taproot Ln$812
Muscovy Way, Parlament Ct, Loma Vista Ct E, Rose Dr, W Flamingo Dr, Apache Dr, Carriage House Ct, McCullough Pike, Skyline Dr, S Sherwood Ave$794
Greenbriar Ct, Howell Ave, Elk Pointe Ct, Old Creek Ln, Andrea Ct, Callaway Dr, Greentree Blvd, Liberty Dr, Meadowlark Rd, Redwood Ct$844
Woerner Ave, Roselawn Ct, Raintree Dr, Oakwood Dr, Gosling Ct, Shelby Ct, Idlewood Dr, Bishop Cir, Portage Trl, Lewis and Clark Pkwy E$816

Jeffersonville, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jeffersonville$121 to $124
Clarksville$121
Indian Hills$142
Mockingbird Valley$172

Jeffersonville, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clarksville town, Indiana $122 $162 $243
Indian Hills city, Kentucky $142 $189 $284
Mockingbird Valley city, Kentucky $172 $229 $344

Jeffersonville, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jeffersonville, IN6.5%18.2%
Clarksville6.63%17.6%
Indian Hills3.09%11.19%
Mockingbird Valley2.59%9.57%

Jeffersonville Renters Insurance as a Percentage of Rent

Jeffersonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 263 2.0% $350
$200 to $299 398 4.0% $800
$300 to $499 663 7.0% $1250
$500 to $749 3,493 39.0% $1925
$750 to $999 2,722 30.0% $2675
$1,000 to $1,499 1,056 12.0% $3800
$1,500 or more 195 2.0% $5450

Jeffersonville, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Jeffersonville Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,000$4,400
Net Savings to Jeffersonville Home Owner from High Deductible Plan $600

Jeffersonville, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jeffersonville, IN Home Replacement Value MORE than Home Value Jeffersonville, IN Home Replacement Value LESS than Home Value
Replacement Value $114,000 $68,000
Insurance Premium based on Replacement Value $550 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Jeffersonville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 494992
Year Built 198920091968
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Jeffersonville, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 170,000 Asphalt Shingles Roof 1,850 4 $1000-$2500 Deductible 100 2 Brick siding yes
1999 115,000 Wood Shake Roof 1,580 3 $2500-$5000 Deductible 230 6 Stucco siding No
1968 245,000 Asphalt Shingles Roof 3,330 5 > $10,000 Deductible 440 10 Vinyl siding No
1994 105,000 Slate Shingles Roof 1,560 2 $1000-$2500 Deductible 320 7 Wood siding yes
2005 145,000 Shingles Roof 2,090 3 $2500-$5000 Deductible 90 2 Fiber-Cement Siding yes
1990 240,000 Slate Shingles Roof 3,270 4 $2500-$5000 Deductible 860 12 Wood siding yes
2013 170,000 Metal Roof 2,000 4 $5000 to $10,000 Deductible 170 5 Wood siding No
1989 110,000 Tile Roof 1,450 2 $500- $1000 Deductible 60 2 Stone Siding No
2014 195,000 Asphalt Shingles Roof 3,170 5 $1000-$2500 Deductible 540 8 Stucco siding No
2002 135,000 Composition Roof 2,200 4 $2500-$5000 Deductible 220 7 Stone Siding yes
1975 95,000 Asphalt Shingles Roof 1,130 2 $1000-$2500 Deductible 290 9 Wood siding No
2008 145,000 Composition Roof 1,720 5 $500- $1000 Deductible 120 2 Fiber-Cement Siding yes
1981 165,000 Wood Shake Roof 1,970 5 $2500-$5000 Deductible 820 12 Stone Siding No
1968 170,000 Asphalt Shingles Roof 2,270 3 $5000 to $10,000 Deductible 150 3 Stone Siding No
1998 90,000 Slate Shingles Roof 1,070 2 $1000-$2500 Deductible 40 1 Stucco siding yes
1968 160,000 Slate Shingles Roof 2,300 3 $500 Deductible 540 8 Brick siding No
1984 145,000 Slate Shingles Roof 1,800 4 $2500-$5000 Deductible 190 4 Stone Siding yes
1987 150,000 Composition Roof 2,380 4 $1000-$2500 Deductible 440 7 Vinyl siding No
1979 310,000 Wood Shake Roof 5,000 5 $1000-$2500 Deductible 370 3 Fiber-Cement Siding yes
2010 270,000 Wood Shake Roof 4,150 5 $500 Deductible 720 8 Stucco siding No
1982 190,000 Asphalt Shingles Roof 3,030 5 $500 Deductible 560 10 Fiber-Cement Siding No
1987 130,000 Metal Roof 1,880 3 $500- $1000 Deductible 90 2 Wood siding yes
2010 160,000 Shingles Roof 1,880 5 $500- $1000 Deductible 240 4 Vinyl siding yes
2003 180,000 Slate Shingles Roof 2,120 4 $500- $1000 Deductible 130 2 Stucco siding yes
1986 105,000 Metal Roof 1,630 3 $2500-$5000 Deductible 50 2 Brick siding No
2008 80,000 Membrane Roof 930 2 $500 Deductible 150 5 Stone Siding No
2011 115,000 Membrane Roof 1,600 5 $500 Deductible 250 6 Wood siding No
1963 225,000 Tile Roof 3,270 5 $500- $1000 Deductible 1140 12 Brick siding No
2001 105,000 Shingles Roof 1,630 4 $500 Deductible 160 4 Brick siding No
2012 165,000 Wood Shake Roof 1,850 3 $1000-$2500 Deductible 200 5 Stone Siding yes
1999 95,000 Metal Roof 1,310 2 $500- $1000 Deductible 370 12 Fiber-Cement Siding yes
1999 125,000 Composition Roof 1,470 3 $2500-$5000 Deductible 430 10 Wood siding No
1977 165,000 Asphalt Shingles Roof 2,290 5 $5000 to $10,000 Deductible 120 2 Brick siding yes
1963 165,000 Membrane Roof 2,230 3 $1000-$2500 Deductible 370 6 Brick siding yes

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