Jefferson Insurance Rates:

Jefferson, WI homeowners insurance is roughly $544 to $740, about $45-$61/month. Our exhaustive guide shows customers can save upto $256 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Jefferson, WI Homeowners Insurance By Home Value

Jefferson, WI Home Value Total Homes % of Total Average Jefferson, WI Homeowners Insurance
Less than $50,000 110 6.0% $102
$70,000 to $79,999 26 1.0% $308
$80,000 to $89,999 34 1.0% $353
$90,000 to $99,999 47 2.0% $391
$100,000 to $124,999 254 14.0% $455
$125,000 to $149,999 385 21.0% $571
$150,000 to $174,999 293 16.0% $674
$175,000 to $199,999 213 11.0% $776
$200,000 to $249,999 306 16.0% $937
$250,000 to $299,999 101 5.0% $1149
$300,000 to $399,999 25 1.0% $1457

Top Home Insurance Agents Near Jefferson, WI

Home Insurance Company Near Jefferson, WI Homeowners Insurance Agency Near Jefferson, WI Address
Erie Dominguez Insurance Agency 2016 W Howard Avenue, Milwaukee, WI, 53221
State Farm Eric Casey 12229 W North Ave Stop 3, Wauwatosa, WI, 53226-2080
Farmers Jason Stoviak 7929 N Port Washington Rd, Fox Point, WI, 53217
State Farm Joan Palmer 2104 Church St, East Troy, WI, 53120-1304
Liberty Mutual Nathaniel D. Brezsko 11800 West Park Place, Milwaukee, WI, 53224

Cost Of Homeowners Insurance By Street Near Jefferson, WI

Streets in Jefferson Area Homeowners Insurance Cost
Steeple Ct, Rock River Dr, N Jackson St, Roach Ln, Rock River Rd, Coffee Rd, Whispering Way, Annex Rd, Vogel Rd, Anderson Dr$666
Briarwood Ct, Riverview Ln, Earl Ln, Will Rd, Mechanic St, Hickory St, Fairway Ln, Olszewski Ln, Switzke Rd, Stonefield Dr$667
Maple Ln, Villa Ct, East Dr, Windsor Ter, 1st St, N Stevens Ave, W Candise St, Red Fox Dr, S Pleasant Ave, Old Madison St$664
N Pleasant Ave, Urban Dr, Adams St, Badger Ct, Staude Rd, Dempster St, Deer Creek Ct, Sunshine Rd, Landing Ave, N West Ave$640
Maple Grove Dr, Watertown Rd, Bockman Ln, E Ogden St, Zimmerman Ln, Midge St, Chippewa Ct, Co Hwy C, Boldt St, E Puerner St$637

Jefferson, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson$95 to $98
Jefferson County$98
Aztalan$100
Helenville$95

Jefferson, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jefferson County, Wisconsin $82 $109 $163
Aztalan town, Jefferson County, Wisconsin $84 $111 $167
Johnson Creek village, Wisconsin $82 $109 $163

Jefferson, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson, WI3.5%10.6%
Jefferson County3.57%10.38%
Aztalan3.49%12.45%
Johnson Creek3.48%8.46%

Jefferson Renters Insurance as a Percentage of Rent

Jefferson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 69 5.0% $784
$300 to $499 167 13.0% $1234
$500 to $749 580 45.0% $1909
$750 to $999 371 29.0% $2659
$1,000 to $1,499 64 5.0% $3784
$1,500 or more 16 1.0% $5434

Jefferson, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Jefferson Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Jefferson Home Owner from High Deductible Plan $600

Jefferson, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jefferson, WI Home Replacement Value MORE than Home Value Jefferson, WI Home Replacement Value LESS than Home Value
Replacement Value $254,500 $163,500
Insurance Premium based on Replacement Value $1,125 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year

Example Jefferson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceAllstate
Monthly Premium 516739
Year Built 196819982010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Jefferson, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 440,000 Shingles Roof 4,310 5 $5000 to $10,000 Deductible 580 5 Stone Siding yes
2004 105,000 Composition Roof 1,050 2 $500- $1000 Deductible 280 10 Wood siding yes
1980 170,000 Tile Roof 1,520 2 $500- $1000 Deductible 320 7 Wood siding yes
1995 310,000 Asphalt Shingles Roof 2,890 4 $500- $1000 Deductible 630 9 Vinyl siding No
1965 215,000 Slate Shingles Roof 2,380 3 $2500-$5000 Deductible 390 9 Stone Siding No
2010 135,000 Tile Roof 1,210 3 $500 Deductible 40 1 Stone Siding yes
1960 345,000 Composition Roof 3,310 4 $500- $1000 Deductible 740 6 Fiber-Cement Siding yes
2001 150,000 Shingles Roof 1,380 3 $500- $1000 Deductible 100 2 Brick siding No
2007 335,000 Tile Roof 3,040 4 > $10,000 Deductible 550 7 Stone Siding yes
1948 280,000 Wood Shake Roof 2,800 5 > $10,000 Deductible 570 10 Wood siding No
1991 120,000 Slate Shingles Roof 1,610 3 $500- $1000 Deductible 120 4 Brick siding yes
1987 195,000 Slate Shingles Roof 1,810 3 $5000 to $10,000 Deductible 480 9 Wood siding No
2006 130,000 Wood Shake Roof 1,310 2 $500- $1000 Deductible 590 12 Brick siding No
2006 300,000 Membrane Roof 3,390 4 $500 Deductible 520 5 Wood siding No
2010 275,000 Tile Roof 2,790 4 $2500-$5000 Deductible 390 6 Fiber-Cement Siding yes
2001 100,000 Asphalt Shingles Roof 1,330 2 $500- $1000 Deductible 220 7 Vinyl siding No
1944 140,000 Metal Roof 1,720 3 $1000-$2500 Deductible 220 6 Wood siding No
2012 200,000 Composition Roof 2,060 3 $1000-$2500 Deductible 360 6 Wood siding No
1999 90,000 Shingles Roof 1,080 2 $500- $1000 Deductible 80 3 Vinyl siding yes
2000 150,000 Asphalt Shingles Roof 1,770 2 $2500-$5000 Deductible 220 6 Vinyl siding No
2010 185,000 Tile Roof 1,800 5 $2500-$5000 Deductible 550 9 Wood siding yes
2013 145,000 Tile Roof 1,620 2 $500- $1000 Deductible 140 3 Brick siding No
2009 270,000 Metal Roof 2,430 4 $500 Deductible 180 2 Vinyl siding No
2012 300,000 Tile Roof 2,890 4 $1000-$2500 Deductible 740 9 Fiber-Cement Siding No
1941 150,000 Metal Roof 1,350 2 $1000-$2500 Deductible 580 12 Stone Siding yes
1946 285,000 Wood Shake Roof 3,090 5 > $10,000 Deductible 120 2 Brick siding yes
1969 120,000 Composition Roof 1,130 2 $500- $1000 Deductible 60 2 Wood siding No
2013 175,000 Composition Roof 2,330 4 $5000 to $10,000 Deductible 110 3 Brick siding yes
1968 430,000 Slate Shingles Roof 4,500 5 $1000-$2500 Deductible 890 6 Brick siding No
1984 155,000 Tile Roof 1,480 2 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
1994 235,000 Tile Roof 2,330 5 $500- $1000 Deductible 450 6 Fiber-Cement Siding No
1943 345,000 Slate Shingles Roof 3,290 4 $500- $1000 Deductible 1040 9 Fiber-Cement Siding No
1965 210,000 Composition Roof 1,910 3 $2500-$5000 Deductible 240 5 Fiber-Cement Siding No
2003 140,000 Metal Roof 1,300 2 $2500-$5000 Deductible 110 3 Stucco siding yes