Jefferson Insurance Rates:

Jefferson, PA homeowners insurance is about $615 to $840, about $51-$70/month. Our in depth analysis indicates shoppers can save upto $290 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jefferson, PA Homeowners Insurance By Home Value

Jefferson, PA Home Value Total Homes % of Total Average Jefferson, PA Homeowners Insurance
Less than $50,000 228 14.0% $109
$50,000 to $59,999 62 3.0% $232
$60,000 to $69,999 44 2.0% $283
$70,000 to $79,999 39 2.0% $334
$80,000 to $89,999 55 3.0% $378
$90,000 to $99,999 50 3.0% $421
$100,000 to $124,999 123 7.0% $487
$125,000 to $149,999 99 6.0% $610
$150,000 to $174,999 294 18.0% $719
$175,000 to $199,999 47 2.0% $836
$200,000 to $249,999 305 18.0% $1003
$250,000 to $299,999 164 10.0% $1228
$300,000 to $399,999 110 6.0% $1555

Top Home Insurance Agents Near Jefferson, PA

Home Insurance Company Near Jefferson, PA Homeowners Insurance Agency Near Jefferson, PA Address
Travelers Huntington Insurance Inc 200 3RD AVE, CARNEGIE, PA, 15106
Allstate Ken Mihalcin 801 Darlington Rd, Beaver Falls, PA, 15010
Allstate L Michael Marchi 20445 Route 19 Unit 7, Cranberry Township, PA, 16066
State Farm Lori Stopperich 5727 Library Rd Ste 1, Bethel Park, PA, 15102-3533
NA Guy Latessa Insurance Agency Inc. Dba Victor H. Buck Insurance Agency 117 W Liberty St, Hubbard, OH, 44425

Cost Of Homeowners Insurance By Street Near Jefferson, PA

Streets in Jefferson Area Homeowners Insurance Cost
Martin Ln, Durango Ln, State Rte 2007, T577, Boulder Ln, Keck Rd, T556, T571, Caldwell Dr, Ohara Rd$731
Alwine Rd, Crider Ln, E Water St, Riemer Rd, Lamont Ln, T565, Becker Rd, Great Belt Rd, Ferraro Ln, Douglas Dr$724
W Red Oak Ct, Dinnerbell Rd, Nursery Ln, Janice Ln, Hunter Ln, Red Oak W, McCalip Farm Ln, Rockdale Rd, Dreher Rd, Red Oak Dr$729
Patterson Rd, Gengler Ln, Bonniebrook Rd, Bullcreek Rd, Hamme Ln, Nowicki Ln, Azelea Ln, Alana Dr, Knoch Rd, T581$730
Heller Rd, Driftwood Dr, Berrywood Ln, Frazier Rd, Hays Ln, Trinity Ln, T677, Old Farm Ln, T810, Kayla Ln$726

Jefferson, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson$108 to $111
Saxonburg$108
Meadowood$107
Oak Hills$109

Jefferson, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Saxonburg borough, Pennsylvania $91 $121 $181
Meadowood CDP, Pennsylvania $89 $119 $178
Winfield township, Butler County, Pennsylvania $90 $120 $180

Jefferson, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson, PA4.5%15.6%
Saxonburg5.21%13.59%
Meadowood5.29%13.21%
Winfield4.54%17.46%

Jefferson Renters Insurance as a Percentage of Rent

Jefferson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 4.0% $789
$300 to $499 29 7.0% $1239
$500 to $749 63 16.0% $1914
$750 to $999 178 47.0% $2664
$1,000 to $1,499 55 14.0% $3789
$1,500 or more 29 7.0% $5439

Jefferson, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Jefferson Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Jefferson Home Owner from High Deductible Plan $600

Jefferson, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jefferson, PA Home Replacement Value MORE than Home Value Jefferson, PA Home Replacement Value LESS than Home Value
Replacement Value $182,500 $132,000
Insurance Premium based on Replacement Value $1,100 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Jefferson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAllstate
Monthly Premium 528770
Year Built 199619472012
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$175000-$200000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Jefferson, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 195,000 Metal Roof 2,030 3 $500- $1000 Deductible 170 2 Fiber-Cement Siding yes
2009 235,000 Asphalt Shingles Roof 2,090 3 $500- $1000 Deductible 590 8 Vinyl siding No
1987 240,000 Asphalt Shingles Roof 2,120 3 $5000 to $10,000 Deductible 350 4 Stone Siding yes
1941 190,000 Shingles Roof 1,690 2 $500 Deductible 740 9 Stucco siding No
1998 130,000 Composition Roof 1,170 2 $500 Deductible 70 2 Fiber-Cement Siding No
2012 225,000 Metal Roof 2,340 3 $5000 to $10,000 Deductible 480 8 Vinyl siding yes
1949 125,000 Membrane Roof 1,610 4 $2500-$5000 Deductible 310 10 Wood siding yes
1993 210,000 Membrane Roof 2,370 4 $1000-$2500 Deductible 330 4 Stucco siding yes
2005 230,000 Slate Shingles Roof 2,560 5 $500 Deductible 320 3 Fiber-Cement Siding No
2008 140,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 180 4 Vinyl siding yes
1997 140,000 Tile Roof 1,570 2 $1000-$2500 Deductible 460 9 Fiber-Cement Siding yes
1991 175,000 Composition Roof 1,550 3 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
2006 135,000 Composition Roof 1,640 3 $500- $1000 Deductible 430 7 Wood siding No