Jefferson Insurance Rates:

Jefferson, OR homeowners insurance is roughly $375 to $513, about $31-$42/month. Our comprehensive research shows customers can save as much as $177 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jefferson, OR Homeowners Insurance By Home Value

Jefferson, OR Home Value Total Homes % of Total Average Jefferson, OR Homeowners Insurance
Less than $50,000 199 7.0% $48
$60,000 to $69,999 61 2.0% $133
$70,000 to $79,999 68 2.0% $150
$90,000 to $99,999 33 1.0% $195
$100,000 to $124,999 246 9.0% $226
$125,000 to $149,999 312 11.0% $284
$150,000 to $174,999 392 14.0% $333
$175,000 to $199,999 216 8.0% $386
$200,000 to $249,999 436 16.0% $466
$250,000 to $299,999 273 10.0% $568
$300,000 to $399,999 438 16.0% $723

Top Home Insurance Agents Near Jefferson, OR

Home Insurance Company Near Jefferson, OR Homeowners Insurance Agency Near Jefferson, OR Address
NA Mid Valley General Agency Llc 4305 River Road N, Keizer, OR, 97303
State Farm Gregg Hottmann 215 E 1st St Ste B, Newberg, OR, 97132-2939
State Farm Ken Alexander 17435 SW Farmington Rd Ste E, Aloha, OR, 97007-3234
Travelers Networked Insurance Agents Llc 1538 QUEEN AVE SE, ALBANY, OR, 97321
Travelers Wha Insurance Agency Inc 2930 Chad Dr., Eugene, OR, 97408

Cost Of Homeowners Insurance By Street Near Jefferson, OR

Streets in Jefferson Area Homeowners Insurance Cost
Meeko Ln SE, A St SE, Pearson Rd SE, Picard Pl SE, Rouse Ln SE, Bunker Hill Rd S, Borsberry Ln SE, N 8th St, N 5th St, Skelton Rd SE$445
Loree Pl, Hennies Rd SE, S Main St, Jefferson Scio Dr SE, Westside Ln S, Emerald Green Ln SE, Cleveland Ct, Ridgeway Dr SE, E North Ave, Riverwood Dr$445
Riverside Dr S, Jacob Ln SE, Adams Ln SE, Continental Dr SE, Running Dog Ln SE, Summers Ln SE, Nelson Ln SE, W Stayton Rd SE, Timber Ln SE, Wintercreek Rd SE$445
Centerwood Rd SE, McClellan Rd SE, Aumsville Hwy SE, Oak Ct, Marlatt Rd S, Quiet Way SE, Santiam St, Macrobbins Ln SE, Parrish Gap Rd SE, Daisy Ln SE$448
Southwood Dr SE, Talbot Rd SE, Cemetery Hill Rd, Isabel Dr, Peaceful Ln SE, N Santiam Ln SE, Porter Rd SE, Allen Way SE, Mill Creek Rd SE, Meadows Ln SE$440

Jefferson, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson$66 to $69
Marion$64
Turner$66
West Scio$63

Jefferson, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Marion CDP, Oregon $53 $71 $106
Turner city, Oregon $55 $73 $110
Aumsville city, Oregon $54 $72 $108

Jefferson, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson, OR2.6%9.4%
Marion2.77%17.03%
Turner2.58%7.84%
Aumsville3.2%8.57%

Jefferson Renters Insurance as a Percentage of Rent

Jefferson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 4.0% $788
$300 to $499 12 1.0% $1238
$500 to $749 172 23.0% $1913
$750 to $999 188 25.0% $2663
$1,000 to $1,499 266 36.0% $3788
$1,500 or more 64 8.0% $5438

Jefferson, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Jefferson Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Jefferson Home Owner from High Deductible Plan $600

Jefferson, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jefferson, OR Home Replacement Value MORE than Home Value Jefferson, OR Home Replacement Value LESS than Home Value
Replacement Value $251,000 $186,500
Insurance Premium based on Replacement Value $650 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Jefferson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceLiberty Mutual
Monthly Premium 457865
Year Built 199120112005
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Jefferson, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 385,000 Slate Shingles Roof 3,830 5 $500 Deductible 70 1 Brick siding yes
1985 360,000 Shingles Roof 2,890 4 $1000-$2500 Deductible 230 4 Brick siding yes
2014 245,000 Membrane Roof 1,890 3 $500 Deductible 660 9 Vinyl siding No
1996 305,000 Asphalt Shingles Roof 2,690 5 $2500-$5000 Deductible 490 10 Stucco siding No
2013 180,000 Wood Shake Roof 1,610 3 $500 Deductible 30 1 Wood siding yes
2007 350,000 Asphalt Shingles Roof 3,160 5 $500 Deductible 190 2 Vinyl siding No
1947 220,000 Asphalt Shingles Roof 1,550 3 $5000 to $10,000 Deductible 420 10 Stucco siding No
1994 160,000 Shingles Roof 1,700 5 $1000-$2500 Deductible 260 9 Stucco siding yes
2000 670,000 Metal Roof 4,840 5 $1000-$2500 Deductible 470 4 Wood siding No
1948 220,000 Metal Roof 2,090 4 $2500-$5000 Deductible 240 5 Vinyl siding yes
1995 185,000 Metal Roof 1,430 3 $1000-$2500 Deductible 220 5 Fiber-Cement Siding No
1948 200,000 Wood Shake Roof 1,710 3 $5000 to $10,000 Deductible 70 2 Stucco siding yes
2013 325,000 Tile Roof 2,450 4 $5000 to $10,000 Deductible 530 12 Stucco siding No
1945 185,000 Shingles Roof 1,630 5 $1000-$2500 Deductible 160 5 Wood siding yes
2013 245,000 Membrane Roof 1,750 4 $500- $1000 Deductible 570 8 Stucco siding No
1984 235,000 Asphalt Shingles Roof 2,220 3 $500 Deductible 560 10 Stucco siding yes
2005 305,000 Tile Roof 2,130 3 $500- $1000 Deductible 540 6 Brick siding No
1994 200,000 Membrane Roof 1,570 3 $500- $1000 Deductible 170 4 Stucco siding yes
1945 190,000 Membrane Roof 1,790 3 $1000-$2500 Deductible 480 12 Fiber-Cement Siding No
1997 255,000 Membrane Roof 1,890 4 $2500-$5000 Deductible 40 1 Wood siding No
1990 260,000 Composition Roof 1,860 3 $500- $1000 Deductible 110 2 Fiber-Cement Siding No
2002 370,000 Slate Shingles Roof 3,350 5 $2500-$5000 Deductible 120 2 Stucco siding No
1980 310,000 Shingles Roof 3,060 5 $500 Deductible 500 6 Stone Siding No
1942 420,000 Metal Roof 3,170 5 $5000 to $10,000 Deductible 60 1 Brick siding yes
2011 235,000 Asphalt Shingles Roof 2,180 3 $500- $1000 Deductible 640 12 Stucco siding yes
1943 375,000 Asphalt Shingles Roof 2,850 5 $500- $1000 Deductible 710 8 Wood siding No
2009 300,000 Shingles Roof 2,170 5 $5000 to $10,000 Deductible 120 3 Stucco siding No
2011 180,000 Metal Roof 1,460 3 $5000 to $10,000 Deductible 50 2 Fiber-Cement Siding No
1946 635,000 Membrane Roof 4,860 5 $500- $1000 Deductible 170 1 Vinyl siding No
2004 145,000 Membrane Roof 1,210 3 $2500-$5000 Deductible 230 10 Stucco siding yes
2010 380,000 Composition Roof 2,930 4 $500- $1000 Deductible 80 1 Stone Siding No
2009 175,000 Shingles Roof 1,740 3 $2500-$5000 Deductible 230 10 Brick siding No
1996 220,000 Wood Shake Roof 1,630 4 $1000-$2500 Deductible 320 6 Stucco siding yes
1995 320,000 Wood Shake Roof 3,120 4 $5000 to $10,000 Deductible 120 2 Stucco siding No