Jefferson Insurance Rates:

Jefferson, OH homeowners insurance is approximately $589 to $802, about $49-$66/month. Our complete analysis shows customers can save upto $278 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jefferson, OH Homeowners Insurance By Home Value

Jefferson, OH Home Value Total Homes % of Total Average Jefferson, OH Homeowners Insurance
Less than $50,000 425 11.0% $153
$50,000 to $59,999 122 3.0% $320
$60,000 to $69,999 199 5.0% $396
$70,000 to $79,999 234 6.0% $459
$80,000 to $89,999 311 8.0% $522
$90,000 to $99,999 371 9.0% $584
$100,000 to $124,999 571 15.0% $682
$125,000 to $149,999 487 12.0% $849
$150,000 to $174,999 398 10.0% $1002
$175,000 to $199,999 257 6.0% $1162
$200,000 to $249,999 217 5.0% $1398
$250,000 to $299,999 79 2.0% $1705
$300,000 to $399,999 120 3.0% $2171

Top Home Insurance Agents Near Jefferson, OH

Home Insurance Company Near Jefferson, OH Homeowners Insurance Agency Near Jefferson, OH Address
Travelers Chilcote Family Insurance Agency Llc 3526 STELHORN RD, FORT WAYNE, IN, 46815
Allstate Jeffrey W Griggs 4340 Maplecrest Rd, Fort Wayne, IN, 46815
Allstate Kathy Jordan 10870 Isabelle Dr, New Haven, IN, 46774
Nationwide Linda L Erwin-Hutchins 143 E Chillicothe Ave, Bellefontaine, OH, 43311-1957
Erie Org Insurance & Risk Management Corp Po Box 85105, Fort Wayne, IN, 46885

Cost Of Homeowners Insurance By Street Near Jefferson, OH

Streets in Jefferson Area Homeowners Insurance Cost
S Sugar St, E Walnut St, Founders Ln, Leisure Ln, Bernice Way, Ivy Ln, Linden Ave, Bishop Ct, N Cherry St, Celina-Mendon Rd$702
Ada Dr, Kensington Ln, N Ash St, Mary Charles Ln, Janet Ave, Schaadt Rd, Cottonwood Beach Rd, Prairie View Dr, W Wayne St, Baker Dr$729
Clydes Rd, Sunset Dr, Magnolia St, Karch Rd, Co Rd 219, Hoenie Rd, Watercrest Dr, Mercer Auglaize County Rd, W Blake St, Beach Line Rd$678
Montezuma Acres Dr, Green Rd, Margo Ln, Washington St, S 5th St, Woods Ct, State Rte 29, Queensbury Dr, Anderson Rd, Bullard Rd$692
Lake Tree Ct, Oak Dr, Majorki Pl, N State Line Rd, S Enterprise St, Co Rd 700 E, N 1st St, Jackson St, Haig St, Harris Rd$703

Jefferson, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson$103 to $106
Celina$103
Mercer County$105
Montezuma$101

Jefferson, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Celina city, Ohio $103 $137 $206
Mercer County, Ohio $105 $140 $210
Montezuma village, Ohio $101 $135 $203

Jefferson, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson, OH5.5%14.0%
Celina5.7%14.57%
Mercer County5.23%13.95%
Montezuma5.79%16.69%

Jefferson Renters Insurance as a Percentage of Rent

Jefferson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 4.0% $352
$200 to $299 26 1.0% $802
$300 to $499 258 15.0% $1252
$500 to $749 661 40.0% $1927
$750 to $999 465 28.0% $2677
$1,000 to $1,499 158 9.0% $3802

Jefferson, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Jefferson Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,400$7,600
Net Savings to Jefferson Home Owner from High Deductible Plan $800

Jefferson, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jefferson, OH Home Replacement Value MORE than Home Value Jefferson, OH Home Replacement Value LESS than Home Value
Replacement Value $155,500 $109,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Jefferson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAllstateNationwide Insurance
Monthly Premium 452894
Year Built 200119482014
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$350000-$400000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Jefferson, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 200,000 Asphalt Shingles Roof 2,350 4 $500- $1000 Deductible 780 12 Wood siding No
1972 175,000 Slate Shingles Roof 2,110 3 $500 Deductible 260 5 Wood siding No
1982 150,000 Tile Roof 1,910 3 $1000-$2500 Deductible 480 12 Stucco siding No
1976 200,000 Membrane Roof 2,410 4 $500 Deductible 510 9 Stone Siding No
1972 135,000 Wood Shake Roof 2,000 5 $500- $1000 Deductible 340 6 Vinyl siding yes
1995 255,000 Shingles Roof 3,620 5 > $10,000 Deductible 500 12 Fiber-Cement Siding No
1970 240,000 Tile Roof 3,220 5 $5000 to $10,000 Deductible 460 9 Fiber-Cement Siding yes
2011 380,000 Membrane Roof 4,460 5 $2500-$5000 Deductible 670 6 Fiber-Cement Siding No
1985 345,000 Shingles Roof 4,140 5 > $10,000 Deductible 460 6 Stone Siding No
2011 200,000 Membrane Roof 2,840 4 $1000-$2500 Deductible 260 4 Fiber-Cement Siding yes
2012 150,000 Slate Shingles Roof 1,730 4 $1000-$2500 Deductible 520 12 Wood siding yes
1945 145,000 Composition Roof 1,960 3 $500- $1000 Deductible 110 4 Stone Siding No
1992 100,000 Slate Shingles Roof 1,280 3 $500 Deductible 270 7 Wood siding yes