Jefferson Insurance Rates:

Jefferson, NC homeowners insurance is approximately $501 to $683, about $41-$56/month. Our all inclusive research shows customers can save upto $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jefferson, NC Homeowners Insurance By Home Value

Jefferson, NC Home Value Total Homes % of Total Average Jefferson, NC Homeowners Insurance
Less than $50,000 391 12.0% $106
$60,000 to $69,999 66 2.0% $290
$70,000 to $79,999 84 2.0% $331
$80,000 to $89,999 134 4.0% $378
$90,000 to $99,999 163 5.0% $420
$100,000 to $124,999 628 19.0% $491
$125,000 to $149,999 441 13.0% $609
$150,000 to $174,999 455 14.0% $722
$175,000 to $199,999 214 6.0% $834
$200,000 to $249,999 370 11.0% $1006
$250,000 to $299,999 118 3.0% $1231
$300,000 to $399,999 90 2.0% $1562

Top Home Insurance Agents Near Jefferson, NC

Home Insurance Company Near Jefferson, NC Homeowners Insurance Agency Near Jefferson, NC Address
NA Mad Money Financial, Inc 1810 Fay St, Durham, NC, 27704
Travelers Hpb Insurance Group Inc 1300 E HARTLEY DR, HIGH POINT, NC, 27260
Erie Lonnie Bryant Insurance Services 1334 N Fayetteville Street, Asheboro, NC, 27203
Liberty Mutual Independent Murray White Insurance Agency Inc 1911 N MAIN ST, HIGH POINT, NC, 27262
State Farm Sara Donaldson 547 Hillsboro St, Pittsboro, NC, 27312

Cost Of Homeowners Insurance By Street Near Jefferson, NC

Streets in Jefferson Area Homeowners Insurance Cost
Chapparal Dr, State Rd 2922, Mapleleaf Ln, Forestwood Dr, Kingwell Dr, Hardwick Dr, Suburban Ct, Chuck Rd, Lucille Way, Roosevelt Ct$610
Crossbend Rd, Sidney Ln, Holts Chapel Rd, Hollow Tree Dr, Oban Ct, State Rd 3104, State Rd 2811, Rockhurst Dr, Crabapple Ct, Bogues Way$600
Pertland Tr, Longleaf Rd, Scarlet Oak Dr, Hannaford Rd, Janet Ln, Long Run Dr, Golf House Ct E, Edinborough Ct, State Rd 2825, State Rd 3078$596
Bridgepoint Rd, Rankin Mill Rd, Danbrook Rd, State Rd 2930, S Stone Dr, State Rd 3073, State Rd 2941, Joe Louis Ave, Oakmoor Dr, Sprucetree Dr$596
Fairway Run Dr, State Rd 2829, Lansdown Ave, State Rd 2942, Rock Creek Dairy Rd, Blainmore Dr, Miller Dr, Trox St, Manorwood Rd, Hitching Post Dr$585
Gum Tree Ln, Dinsmore St, Cullen Rd, State Rd 2890, Peeden Dr, N Broad Tree Ct, State Rd 2791, Eckerson Rd, State Rd 2899, Rock Pointe Pl$595
State Rd 2793, Wake Bridge Dr, Stone Quarry Rd, Lion St, Falworth Cir, Verna Rd, Bellwick Dr, McLaughlin Dr, Loxwood Ct, Meris Ln$581
Estate Dr, Cappel Ct, Overhill Loop, Kivett Dairy Rd, Penry Rd, Hollywood Dr, Briargate Dr, Bailey Rd, Old Liberty Pl, Wending Ln$595
State Rd 3112, Southall Dr, Quarter Horse Trl, Hamilton Hills Dr, Sedalia Rd, Cranberry Ct, Thorny Rd, Randall St, Munn Cir, Knox Rd$601
Frieden's Wood Ct, Hargrove Dr, Village Rd, Hunter St, Hartley Rd, Patton Ave, Arborwood Dr, Stonebrook Farms Rd, Valley Run Rd, Northgate Dr$605

Jefferson, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson$88 to $91
McLeansville$88
Gilmer$87
Rock Creek$90

Jefferson, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McLeansville CDP, North Carolina $89 $118 $177
Sedalia town, North Carolina $89 $118 $177
Gilmer township, Guilford County, North Carolina $88 $117 $176

Jefferson, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson, NC4.2%16.1%
McLeansville4.78%19.7%
Sedalia4.61%12.67%
Gilmer4.42%14.34%

Jefferson Renters Insurance as a Percentage of Rent

Jefferson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 2.0% $780
$300 to $499 118 14.0% $1230
$500 to $749 201 25.0% $1905
$750 to $999 284 36.0% $2655
$1,000 to $1,499 168 21.0% $3780

Jefferson, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Jefferson Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,300$7,800
Net Savings to Jefferson Home Owner from High Deductible Plan $1,500

Jefferson, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jefferson, NC Home Replacement Value MORE than Home Value Jefferson, NC Home Replacement Value LESS than Home Value
Replacement Value $109,000 $64,500
Insurance Premium based on Replacement Value $450 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Jefferson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceErie Insurance
Monthly Premium 403696
Year Built 198319742005
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$100000-$125000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Jefferson, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 185,000 Wood Shake Roof 1,930 5 $5000 to $10,000 Deductible 50 1 Stone Siding yes
2004 125,000 Metal Roof 1,410 3 $2500-$5000 Deductible 430 12 Stone Siding No
1989 115,000 Wood Shake Roof 1,560 3 $2500-$5000 Deductible 540 10 Brick siding yes
2006 240,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 380 6 Fiber-Cement Siding yes
1962 305,000 Metal Roof 4,550 5 > $10,000 Deductible 510 10 Vinyl siding yes
1970 175,000 Wood Shake Roof 2,080 3 $5000 to $10,000 Deductible 340 10 Brick siding No
1974 295,000 Composition Roof 3,060 4 $500- $1000 Deductible 630 5 Vinyl siding No
1979 325,000 Slate Shingles Roof 4,770 5 $1000-$2500 Deductible 900 8 Fiber-Cement Siding No
2012 175,000 Slate Shingles Roof 2,460 4 $500 Deductible 210 2 Wood siding yes
1985 125,000 Composition Roof 1,340 3 $2500-$5000 Deductible 110 3 Brick siding No
1989 185,000 Metal Roof 2,090 4 $1000-$2500 Deductible 70 1 Vinyl siding No
1976 250,000 Membrane Roof 2,970 4 $2500-$5000 Deductible 540 7 Fiber-Cement Siding yes
2013 115,000 Tile Roof 1,540 3 $1000-$2500 Deductible 200 6 Stucco siding No
2007 205,000 Asphalt Shingles Roof 2,130 4 $500 Deductible 300 4 Stucco siding No
2002 175,000 Membrane Roof 2,050 4 $2500-$5000 Deductible 950 12 Wood siding yes
1989 200,000 Wood Shake Roof 2,570 5 $1000-$2500 Deductible 120 2 Stucco siding yes
1987 140,000 Wood Shake Roof 1,740 5 $500- $1000 Deductible 410 7 Fiber-Cement Siding No
2010 115,000 Composition Roof 1,560 5 $2500-$5000 Deductible 380 10 Stone Siding No
2013 140,000 Slate Shingles Roof 1,840 3 $500- $1000 Deductible 360 9 Stone Siding No
2005 315,000 Metal Roof 4,600 5 > $10,000 Deductible 350 5 Stone Siding yes
1965 155,000 Metal Roof 2,150 3 $1000-$2500 Deductible 200 4 Fiber-Cement Siding No
2014 225,000 Composition Roof 3,190 4 > $10,000 Deductible 450 8 Stucco siding yes
1960 140,000 Tile Roof 2,100 3 $500- $1000 Deductible 450 7 Fiber-Cement Siding yes
2005 155,000 Asphalt Shingles Roof 1,940 4 $1000-$2500 Deductible 290 5 Brick siding No
2013 410,000 Shingles Roof 4,580 5 $5000 to $10,000 Deductible 1150 12 Fiber-Cement Siding No
1968 325,000 Wood Shake Roof 4,810 5 $2500-$5000 Deductible 440 4 Wood siding No
1972 180,000 Composition Roof 2,070 5 $5000 to $10,000 Deductible 420 9 Stone Siding No
1965 235,000 Membrane Roof 2,560 4 $500 Deductible 220 2 Stone Siding yes
1961 235,000 Membrane Roof 2,590 5 $500- $1000 Deductible 870 10 Fiber-Cement Siding No
2012 190,000 Wood Shake Roof 1,880 3 $5000 to $10,000 Deductible 90 2 Brick siding yes