Jefferson, LA homeowners insurance is roughly $1,112 to $1,506, about $92-$125/month. Our complete analysis reveals consumers can save as much as $523 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
There are many forms of insurance like health insurance, auto insurance, and home insurance. Homeowners insurance is one of the most prevalent types of insurance where the cost of the insurance will vary depending on certain factors. A few elements are the coverage type, deductible, house age, or the material used to build your house. According to the research conducted by VHome, the average insurance rate in Jefferson is $1801. There is no hidden fact that insurance companies don't offer special discounts, but understanding how they arrive at premium quotes can help you save on a few bucks and balance your budget as per your requirements.
One way to reduce your homeowners insurance in Jefferson is by opting for a higher deductible. A deductible is the portion of coverage that the policyholder has to pay from his own pockets. Once the policyholder files a claim and meets their deductible, the insurance company pays the leftover balance up to their policy limit.
So, policyholders paying a high deductible of $2500 can avail of home insurance in Jefferson for $1294. Likewise, Jefferson homeowners paying a high deductible of $1500 and $2000 can avail of home insurance for $1516 and $1376, respectively. Below is the summary of home insurance costs for different deductibles in Jefferson, LA.
Another way to reduce your premium is by maintaining a zero claim history. It is prudent that homeowners must avoid filing claims for minor problems. When a homeowner submits a claim, the loss is incurred by the insurance company. The greater the risk of incurring a loss and submitting a claim, the higher the cost of your policy.
By providing a history of zero claims, homeowners in Jefferson, LA, have to pay a premium of $1548.86, where the discount is $252.14. In contrast, policyholders with one and two claims have to pay a premium of $1891.05 and $2053.14, respectively.
Homeowners in Jefferson, LA, can also install safety devices in their homes to attract special discounts on the premium. For example, fire extinguishers and smoke detectors will reduce the odds of damage caused by fire and smoke.
|Jefferson, LA Home Value||Total Homes||% of Total||Average Jefferson, LA Homeowners Insurance|
|Less than $50,000||3,749||3.0%||$183|
|$60,000 to $69,999||1,078||1.0%||$484|
|$70,000 to $79,999||2,104||2.0%||$549|
|$80,000 to $89,999||2,605||2.0%||$628|
|$90,000 to $99,999||3,173||3.0%||$706|
|$100,000 to $124,999||10,930||11.0%||$811|
|$125,000 to $149,999||11,267||11.0%||$1021|
|$150,000 to $174,999||16,929||17.0%||$1204|
|$175,000 to $199,999||12,859||13.0%||$1387|
|$200,000 to $249,999||15,675||15.0%||$1675|
|$250,000 to $299,999||9,277||9.0%||$2042|
|$300,000 to $399,999||8,488||8.0%||$2604|
|Home Insurance Company Near Jefferson, LA||Homeowners Insurance Agency Near Jefferson, LA||Address|
|NA||Sherar Insurance, Llc||2121 N. Causeway Blvd., #255A, Metairie, LA, 70001|
|State Farm||Barbara Schexnayder||429 Wall Blvd Ste 2, Gretna, LA, 70056-7771|
|Allstate||Billy Bravender||701 Metairie Rd, Metairie, LA, 70005|
|Allstate||John Carbo Jr.||621 Homedale St, New Orleans, LA, 70124|
|Allstate||Steve Waters||2701 Manhattan Blvd Ste A-6, Harvey, LA, 70058|
|Streets in Jefferson Area||Homeowners Insurance Cost|
|Wright Ave, Leila Pl, Virginia St, Catherine Ave, Cypress Creek Rd, Mallard St, Neyrey Dr, Distillery Ln, Siren St, Monterey Ct N||$1,320|
|Addison St, Cross St, Emile Dr, E Jefferson Park, Richland St, Cooper Rd, Jim St, Henry Pl, Path St, Wallace St||$1,285|
|Mallard Dr, St Jude St, Cedar St, E William David Pkwy, Macon St, Willard Pl, Dodge Ave, Tifton St, Longbridge Dr, Heebe||$1,343|
|Crestridge Cir, Robert St, Colony Pl, Manson Ave, John Paul Ct, Kahn Dr, Severn Ave, Evangeline Ct, Cerritas Via, N Lexington Ave||$1,301|
|Centaur St, Sweet Pea Ln, Creston St, E Lafourche Ct, Fern Dr, Rye St, Platt St, N Niagara Cir, Lake Louise Ave, Victorie St||$1,302|
|Cris Laur Ave, Pink St, Wakefield Dr, Church St, Breaux Ave, Sunswept Ln, Union St, Boyce Rd, Lake Maurepas Dr, Monett St||$1,255|
|Diplomat St, Circle Ave, Mandarin St, Montbatten Dr, Leo St, S Judah Dr, Leboeuf St, Cohen St, Centanni Ln, Jessica St||$1,336|
|Paula Dr, Green Leaf Dr, Kane St, Chateau Lafitte, Gordon Ave, Olive Ave, Huntsville St, Haydel Dr, Michael Ct, Stephens St||$1,293|
|Barton Dr, Stoulig Dr, York St, State Rte 3017, Timberlane Way Dr, Felicia Dr, Arbutus Ct, Titan St, Eisenhower Ave, Lake Verret Dr||$1,365|
|Sonia Pl, Ehret Pl, Mercurey Dr, Cynthia St, Dells Ct, Richard Ln, W Pearl Dr, Pepsi St, Cleveland Pl, Chinkapin Ct||$1,280|
|Place||Savings For Senior Occupied Homes|
|Jefferson||$196 to $198|
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Lafitte CDP, Louisiana||$158||$211||$316|
|Barataria CDP, Louisiana||$165||$219||$329|
|Jean Lafitte town, Louisiana||$161||$215||$322|
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Jefferson Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||622||1.0%||$342|
|$200 to $299||912||1.0%||$792|
|$300 to $499||2,960||5.0%||$1242|
|$500 to $749||12,235||21.0%||$1917|
|$750 to $999||19,950||34.0%||$2667|
|$1,000 to $1,499||17,255||29.0%||$3792|
|$1,500 or more||3,641||6.0%||$5442|