Jefferson Insurance Rates:

Jefferson, LA homeowners insurance is roughly $1,112 to $1,506, about $92-$125/month. Our complete analysis reveals consumers can save as much as $523 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Applicable Rates for Homeowners Insurance in Jefferson, LA

There are many forms of insurance like health insurance, auto insurance, and home insurance. Homeowners insurance is one of the most prevalent types of insurance where the cost of the insurance will vary depending on certain factors. A few elements are the coverage type, deductible, house age, or the material used to build your house. According to the research conducted by VHome, the average insurance rate in Jefferson is $1801. There is no hidden fact that insurance companies don't offer special discounts, but understanding how they arrive at premium quotes can help you save on a few bucks and balance your budget as per your requirements.

One way to reduce your homeowners insurance in Jefferson is by opting for a higher deductible. A deductible is the portion of coverage that the policyholder has to pay from his own pockets. Once the policyholder files a claim and meets their deductible, the insurance company pays the leftover balance up to their policy limit.

So, policyholders paying a high deductible of $2500 can avail of home insurance in Jefferson for $1294. Likewise, Jefferson homeowners paying a high deductible of $1500 and $2000 can avail of home insurance for $1516 and $1376, respectively. Below is the summary of home insurance costs for different deductibles in Jefferson, LA.

Applicable_Rates_for_Homeowners_Insurance_in_Jefferson_LA

Another way to reduce your premium is by maintaining a zero claim history. It is prudent that homeowners must avoid filing claims for minor problems. When a homeowner submits a claim, the loss is incurred by the insurance company. The greater the risk of incurring a loss and submitting a claim, the higher the cost of your policy.

By providing a history of zero claims, homeowners in Jefferson, LA, have to pay a premium of $1548.86, where the discount is $252.14. In contrast, policyholders with one and two claims have to pay a premium of $1891.05 and $2053.14, respectively.

Homeowners in Jefferson, LA, can also install safety devices in their homes to attract special discounts on the premium. For example, fire extinguishers and smoke detectors will reduce the odds of damage caused by fire and smoke.

Jefferson, LA Homeowners Insurance By Home Value

Jefferson, LA Home Value Total Homes % of Total Average Jefferson, LA Homeowners Insurance
Less than $50,000 3,749 3.0% $183
$60,000 to $69,999 1,078 1.0% $484
$70,000 to $79,999 2,104 2.0% $549
$80,000 to $89,999 2,605 2.0% $628
$90,000 to $99,999 3,173 3.0% $706
$100,000 to $124,999 10,930 11.0% $811
$125,000 to $149,999 11,267 11.0% $1021
$150,000 to $174,999 16,929 17.0% $1204
$175,000 to $199,999 12,859 13.0% $1387
$200,000 to $249,999 15,675 15.0% $1675
$250,000 to $299,999 9,277 9.0% $2042
$300,000 to $399,999 8,488 8.0% $2604

Top Home Insurance Agents Near Jefferson, LA

Home Insurance Company Near Jefferson, LA Homeowners Insurance Agency Near Jefferson, LA Address
NA Sherar Insurance, Llc 2121 N. Causeway Blvd., #255A, Metairie, LA, 70001
State Farm Barbara Schexnayder 429 Wall Blvd Ste 2, Gretna, LA, 70056-7771
Allstate Billy Bravender 701 Metairie Rd, Metairie, LA, 70005
Allstate John Carbo Jr. 621 Homedale St, New Orleans, LA, 70124
Allstate Steve Waters 2701 Manhattan Blvd Ste A-6, Harvey, LA, 70058

Jefferson, LA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Jefferson, LA

Streets in Jefferson Area Homeowners Insurance Cost
Wright Ave, Leila Pl, Virginia St, Catherine Ave, Cypress Creek Rd, Mallard St, Neyrey Dr, Distillery Ln, Siren St, Monterey Ct N$1,320
Addison St, Cross St, Emile Dr, E Jefferson Park, Richland St, Cooper Rd, Jim St, Henry Pl, Path St, Wallace St$1,285
Mallard Dr, St Jude St, Cedar St, E William David Pkwy, Macon St, Willard Pl, Dodge Ave, Tifton St, Longbridge Dr, Heebe$1,343
Crestridge Cir, Robert St, Colony Pl, Manson Ave, John Paul Ct, Kahn Dr, Severn Ave, Evangeline Ct, Cerritas Via, N Lexington Ave$1,301
Centaur St, Sweet Pea Ln, Creston St, E Lafourche Ct, Fern Dr, Rye St, Platt St, N Niagara Cir, Lake Louise Ave, Victorie St$1,302
Cris Laur Ave, Pink St, Wakefield Dr, Church St, Breaux Ave, Sunswept Ln, Union St, Boyce Rd, Lake Maurepas Dr, Monett St$1,255
Diplomat St, Circle Ave, Mandarin St, Montbatten Dr, Leo St, S Judah Dr, Leboeuf St, Cohen St, Centanni Ln, Jessica St$1,336
Paula Dr, Green Leaf Dr, Kane St, Chateau Lafitte, Gordon Ave, Olive Ave, Huntsville St, Haydel Dr, Michael Ct, Stephens St$1,293
Barton Dr, Stoulig Dr, York St, State Rte 3017, Timberlane Way Dr, Felicia Dr, Arbutus Ct, Titan St, Eisenhower Ave, Lake Verret Dr$1,365
Sonia Pl, Ehret Pl, Mercurey Dr, Cynthia St, Dells Ct, Richard Ln, W Pearl Dr, Pepsi St, Cleveland Pl, Chinkapin Ct$1,280

Jefferson, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson$196 to $198
Lafitte$189
Barataria$197
Jean Lafitte$193

Jefferson, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lafitte CDP, Louisiana $158 $211 $316
Barataria CDP, Louisiana $165 $219 $329
Jean Lafitte town, Louisiana $161 $215 $322

Jefferson, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson, LA7.7%27.6%
Lafitte6.49%36.63%
Barataria12.51%25.9%
Jean Lafitte8.86%32.38%

Jefferson Renters Insurance as a Percentage of Rent

Jefferson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 622 1.0% $342
$200 to $299 912 1.0% $792
$300 to $499 2,960 5.0% $1242
$500 to $749 12,235 21.0% $1917
$750 to $999 19,950 34.0% $2667
$1,000 to $1,499 17,255 29.0% $3792
$1,500 or more 3,641 6.0% $5442

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