Jefferson County Insurance Rates:

Jefferson County, NY homeowners insurance is nearly $504 to $681, about $42-$56/month. Our all inclusive analysis reveals consumers can save upto $237 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They don't offer flood insurance. i have to pay extra for flood insurance through my bank
State Farm
My insurance company is the best they have patience for their customer and make sure they have a good treat
Most of the providers after attracting new customers, increase the premium on next term. that is really bad. i hope i will not have a similar experience with aaa.
State Farm
I like that their local agents are knowledgeable, but I find that sometimes the receptionists they hire are not very good and are prone to errors.
State Farm
I can present my concerns and they have the answers. They also advise me how to get the best discounts or if there are new discounts that I qualify for.
Encompass Insurance
They send me annual renewal and billing statements, and are otherwise silent throughout the year.
The people at USAA are always super friendly and sincere. They don't seem to hate their jobs and are sincerely nice when you call them. They will actually have a conversation with you regarding your query and will always tell you to have a nice day before you hang up. It is easy to reach them as well
It is incredibly easy to communicate with USAA via phone or web/email. They respond promptly and usually understand exactly what you're asking for. I've not been able to get something taken care of in one or two days.
There is honestly nothing to not like about USAA. I've never had a single issue with them. Anything that I need gets done quickly and is always done right.
Union Mutual
Farmer's Insurance
Compared to other insurance companies, this may be a pricier premium, however, we are satisfied with what they offer and we are also satisfied with customer service so find that it is well worth the cost. We feel confident in how things would be handled in an event that we would need coverage.
It's pretty easy for me to cover premium that covers a good bit of stuff for me so I don't have to worry about anything with my home.
Lower and convenient. It’s why I choose them and they were easy to deal with. Other companies were too high in there offers.
I can't think of much that I dislike about the company. The only thing would be maybe the cost, however because of the great service I am willing to pay a bit more for it.
This is getting a little redundant as I'm reaping information at this point. But they're very good and clear when it comes to instructions and they are quite helpful when you have payment issues and helping you get a cheap payment
The only issue I have is not being able to reach someone 24/7; their reps have normal working hours and I'm not certain anyone is available to help on weekends.
State Farm
its coverage, customer services, and efficiency are the details that I like most about the company. In its totality
I have not had to use them thankfully, but I know from carrying other insurance that they take care of your needs. I would recommend them because it is rare they turn down a claim.
I would recommend this company because of their excellence customer service and price point for protection for your home.
I rate USAA customer service a 5. They are always helpful and take care of everything.
State Farm
State Farm is a well-established company and we have been with them for over 40 years. They have always done what an insurance company should do. We call our agent and they answer the phone in a very pleasant way.
Homesite Insurance
The coverage I have is very good for the premium that I am paying. I also got an extra $5000 worth of basement water coverage for just over $56 a year which I thought was inexpensive.
I doubt I would ever change. USAA is a great company that looks out for me as much as an insurance company will do. They are responsive, quick to settle and will help out when needed.
We were glad to find Ameriprise through our Costco membership. After USAA canceled us, we had a hard time finding new insurance because it was noted "somewhere" that we had filed a claim. Travelers were just stupid expensive. Ameriprise was reasonable! Like - rational.
They are very responsive when we needed to file a claim for water damage. They communicated throughout the entire process and our home was fixed up like the damage never happened.

Jefferson County, NY Homeowners Insurance By Home Value

Jefferson County, NY Home Value Total Homes % of Total Average Jefferson County, NY Homeowners Insurance
Less than $50,000 2,737 11.0% $112
$50,000 to $59,999 1,003 4.0% $237
$60,000 to $69,999 1,004 4.0% $296
$70,000 to $79,999 1,209 4.0% $343
$80,000 to $89,999 1,797 7.0% $385
$90,000 to $99,999 1,503 6.0% $432
$100,000 to $124,999 3,225 13.0% $504
$125,000 to $149,999 2,699 11.0% $628
$150,000 to $174,999 2,762 11.0% $741
$175,000 to $199,999 1,602 6.0% $859
$200,000 to $249,999 2,239 9.0% $1031
$250,000 to $299,999 1,675 6.0% $1263
$300,000 to $399,999 1,075 4.0% $1607

Top Home Insurance Agents Near Jefferson County, NY

Home Insurance Company Near Jefferson County, NY Homeowners Insurance Agency Near Jefferson County, NY Address
NA Thousand Islands Agency Inc. D/B/A Sportsmen's Ins. Agency Plan, Inc. 170 E. Broadway Street , Cape Vincent, NY, 13618
NA Cbna Insurance Agency, Inc., Harrisville 8242 State Route 3 , Harrisville, NY, 13648
Travelers Eastern Shore Associates 1 BROAD ST STE A, PULASKI, NY, 13142
State Farm Ray Haynes Jr 142 W Utica St, Oswego, NY, 13126-1919
Erie The Insurance Place Agency Llc 184 S 3rd Street, Fulton, NY, 13069

Cost Of Homeowners Insurance By Street Near Jefferson County, NY

Streets in Jefferson County Area Homeowners Insurance Cost
Old Farm Rd, Butler Dr, Monroe St, The Lane, Morris Tract Rd, Tigris River Valley Rd, Lighthouse Rd, Circle Dr, Gifford St, Whitney Rd$597
Cedar Ln, Lime St, Coast Ave, Washington Park Rd, State Rte 193, Rutland St S, General Grant Cir, Park St, Sandy Pines Dr, Mullin Rd$593
Elms Dr, End St, St Lawrence Rd, Shepard St, Hibbard Pt Exd, Gardnerville Rd, Eagle Ave, Tennis Island Rd, Co Rd 54, Van Wormer Rd$590
Bronson St, Meadow Ln, State Hwy 26, Salisbury St, Dominion St E, Hewitt Dr, Barton Ln, Bowers Ave, Nohle Rd, Mason Point Ln$596
Cedar Dr, Crowner Ave, Dano Rd, Warneck Rd, Fifth Armored Division Dr, Independence Pt Rd, Highview Ter, Brown Rd, Snell Rd, Bemis Hts$606
Aspen Ln, Ray St, Chrysler Dr, S Mechanic St, Co Rd 79, Mechanic St, Floral Dr, Mason Rd, Fabco Rd, Golf Course Rd$596
Sourwine Rd, Bearup Ln, Ten Eyck St, Reinman Ln, Windswept Dr, Bishop Street Rd, Old US Hwy 11, Sunrise Ave, Mixer Rd, Co Rte 179$599
Cheever Rd, Kitto Marina Dr, Lincoln St, College Hts, Coblenz Loop, Rd 416, Millens Bay Rd/co Rte 8, Superior St, Co Rd 197, Middle Rd$595
Dulles Ln, Old Military Rd, Wilson Rd, Birch Ln, Co Rd 3, Co Rte 95, Granite St, Travis Rd, Joslyn Rd, Fort Drum Rd$590
Fox Ridge Rd, Miller Ln, Kirby Pl, N Park St, Hax Rd, Theresa St, Thousand Island Park Rd, Coast Ave E, S Harbor Rd, Fitchette Rd$598

Jefferson County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson County$88 to $90
Sackets Harbor$90
Pamelia Center$91

Jefferson County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dexter village, New York $74 $98 $147
Brownville town, Jefferson County, New York $74 $99 $148
Glen Park village, New York $74 $98 $147

Jefferson County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson County, NY4.0%10%
Glen Park4.37%10.42%

Jefferson County Renters Insurance as a Percentage of Rent

Jefferson County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 317 1.0% $347
$200 to $299 944 5.0% $797
$300 to $499 1,444 8.0% $1247
$500 to $749 3,600 21.0% $1922
$750 to $999 3,960 23.0% $2672
$1,000 to $1,499 5,284 31.0% $3797
$1,500 or more 1,151 6.0% $5447