Jefferson County Insurance Rates:

Jefferson County, MO homeowners insurance is nearly $845 to $1,146, about $70-$95/month. Our extensive analysis indicates shoppers can save as much as $398 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My agent is so readily available whenever i have questions about anything. he is very thorough in reviewing everything with me that i need to know.
State Farm
They girl that did my quote must not have been very efficient, she gave me an inefficient quote and cost me more money
We were looking for an insurance company with a reputation for good customer service and fast, friendly claims response. so far, allstate has lived up to that expectation.
State Farm
I can always reach a pleasant voice and get a helpful response when I call. They reached out to us when the hurricane happened.
The pricing options are competitive and very negotiable, so they can help find the right policies that help fit your budget.
Country Financial
I like how easy their access is and how easy it is for me to contact them. Their website is also easy to navigate
State Farm
The company understands me and knows what customers need. They have been around for many years and I have never seen any bad reviews on them ever
When I first signed up for it, somebody screwed something and they didn't "receive" my payments and sent me a letter saying that they were dropping me, I had to call twice to get it sorted out.
I haven't researched other homeowner insurance premiums. This one is escrowed into our mortgage and we use it for ease of payment.
It is easy to get a quote. It is easy to see how the different options, deductibles, and bundles influence the final quote.
Encompass Insurance
This is the only one I recall and it has been great!
The pricing was adequate, phone calls are answered promptly by knowledgeable and polite staff. They offer digital documentation of all policies and coverages.
I feel like they could be more responsive, or at least more prompt. They have some very good workers who know their topics, but getting through to one might be difficult. I also feel as if they question their customers as if they feel like we're only out to get money. Which may be the case for a few but not the majority of us.
I feel like my rates may be a little higher than some of the other people I know I also feel like at times it takes them a bit to get back to me but nothing that is a massive deal.
The only thing I would say I dislike about this company is I know some people who have a little bit better rates than me but it's really not that big of a deal for everything else I get for paying that.
I am satisfied with the service and how reliable they are and how they promptly correct my problems. I am also satisfied they have good customer service.
I usually like everything about the company, so I can only say that I would like them to continue working the way they do constantly to continue providing this great service
I really like AAA, and that is why I didn't really bother calling other insurance companies to get additional quotes on home insurance. I like their car services, car insurance policy, available locations, and customer service.
My only issue is that I wish we had more offices, particularly offices closer to my home. That being said, there are offices closer to my home than the one that I use as we prefer to go through our particular agent, so I'm not sure how much of a difference that would make.
I like that this company has been around for years. We were also able to bundle our home and auto insurance. When we submitted the one claim, it seemed to go smoothly. Overall, we are very happy.
State Farm
There seems to be more of a push to receive correspondence via e-mail, but we have always preferred receiving hard copy items through the mail. Other than that, they are great!

Jefferson County, MO Homeowners Insurance By Home Value

Jefferson County, MO Home Value Total Homes % of Total Average Jefferson County, MO Homeowners Insurance
Less than $50,000 7,527 11.0% $159
$50,000 to $59,999 728 1.0% $338
$60,000 to $69,999 1,059 1.0% $417
$70,000 to $79,999 1,700 2.0% $477
$80,000 to $89,999 2,163 3.0% $547
$90,000 to $99,999 2,292 3.0% $606
$100,000 to $124,999 7,446 11.0% $706
$125,000 to $149,999 8,965 13.0% $885
$150,000 to $174,999 10,643 16.0% $1044
$175,000 to $199,999 6,303 9.0% $1203
$200,000 to $249,999 8,350 12.0% $1452
$250,000 to $299,999 4,193 6.0% $1771
$300,000 to $399,999 4,260 6.0% $2248

Top Home Insurance Agents Near Jefferson County, MO

Home Insurance Company Near Jefferson County, MO Homeowners Insurance Agency Near Jefferson County, MO Address
NA Church Asset Management 1500 Wall St Saint Charles, St. Charles, MO, 63303
NA Rt Thomas And Company 6509 Olive Blvd Saint Louis, University City, MO, 63130
State Farm Bradford O'Neil 9666 Olive Blvd, Saint Louis, MO, 63132-3013
Allstate Kathleen A. Bialock 140 Cliff Cave Rd Ste 102, Saint Louis, MO, 63129
State Farm Steve Knapp 7100 W Main St, Belleville, IL, 62223-3036

Cost Of Homeowners Insurance By Street Near Jefferson County, MO

Streets in Jefferson County Area Homeowners Insurance Cost
Lansdowne St, Sonny Dr, Stroup Rd, N Grand St, Canyon Rd, Pearl Dr, Penny Royal Pl, Debra Dr, Sandy Ln, Stieren Ln$993
Madeline Ln, Wild Acres Meadows Dr, Johnston Ridge, Penrose Trl, Vogel, Melvin Dr, Maple Tree Ln, Galena Ct, Horrell Ln, Coon Club Ln$988
Old Homestead Dr, Donover Ct, Burlington Dr, Spring St, Brinley Rd, Topping Ln, Upper Blackwell Rd, Big Hollow Rd, N 10th St, Cocoa Dr$993
Birch Rd, Tiny Ln, Nolan Park Rd, Grosswiler Ln, Cedar Springs Rd, Mohawk Rd, Horine Rd, Latham Dr, Kellywood Dr, Marsden Ln$1,061
Lambrich Ln, Cardinal Ln, Garden Ln, Norton Pl, Mounton St, la Somera Dr, Cedar Glade Ct, Bayberry Ln, Cardinal Country, Horseshoe Bend$981
Calico Creek Rd, Monticello, Wood Run Dr, Towne Hill Dr, A St, Boreas Dr, Echo Lake Cir, Robin Ln, Bon Ron Dr, Dale St$1,057
State Hwy Nn, Adyn Ave, Paradise Landing Dr, Lee Pyle Rd, Front St, el Vado Dr, Betty Dr, Goodwin Dr, Iron Mountain Bluff, Creekstone Dr$999
Paula Ln, Koch Park Dr, Deer Ridge Acres, S Suncrest Dr, Sandy Church Rd, Kauzlarich Dr, Steamboat Ct E, Moloney Cabin Ridge Rd, Eureka High Ridge, Clement St$980
Magnolia Ln, Setz St, Papin Rd, Appletree Ct, Harbison Rd, John McKeever Rd, Sunny Ln, Rocky Branch Rd, Regency Woods Ln, Attucks$1,012
Lake Leanne Dr, Maxville Ln, Circle View Dr, Sunny Creek Rd, S Lake Dr, Clark Dr, Francella Rd, Maple Hillcrest Dr, Adventura Dr, Blow Rd$1,002

Jefferson County, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson County$149 to $151

Jefferson County, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hillsboro city, Missouri $124 $165 $248
Joachim township, Jefferson County, Missouri $125 $166 $249
Horine CDP, Missouri $119 $158 $237

Jefferson County, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson County, MO6.4%22.5%

Jefferson County Renters Insurance as a Percentage of Rent

Jefferson County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 635 5.0% $786
$300 to $499 1,616 12.0% $1236
$500 to $749 4,505 35.0% $1911
$750 to $999 3,584 28.0% $2661
$1,000 to $1,499 1,854 14.0% $3786
$1,500 or more 288 2.0% $5436