Jefferson City Insurance Rates:

Jefferson City, TN homeowners insurance is about $670 to $924, about $55-$77/month. Our detailed research indicates shoppers can save upto $318 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jefferson City, TN Homeowners Insurance By Home Value

Jefferson City, TN Home Value Total Homes % of Total Average Jefferson City, TN Homeowners Insurance
Less than $50,000 162 11.0% $167
$50,000 to $59,999 47 3.0% $358
$60,000 to $69,999 76 5.0% $446
$70,000 to $79,999 49 3.0% $518
$80,000 to $89,999 182 12.0% $581
$90,000 to $99,999 92 6.0% $653
$100,000 to $124,999 186 13.0% $757
$125,000 to $149,999 274 19.0% $948
$150,000 to $174,999 182 12.0% $1123
$175,000 to $199,999 61 4.0% $1299
$200,000 to $249,999 75 5.0% $1562
$250,000 to $299,999 22 1.0% $1904
$300,000 to $399,999 21 1.0% $2422

Top Home Insurance Agents Near Jefferson City, TN

Home Insurance Company Near Jefferson City, TN Homeowners Insurance Agency Near Jefferson City, TN Address
State Farm Angel Waddell 409 E Bernard Ave, Greeneville, TN, 37745-5122
Travelers Commercial Bank Insurance 5320 N BROADWAY, KNOXVILLE, TN, 37918
State Farm Deanna Coulter 7809 Montvue Center Way, Knoxville, TN, 37919-5575
Travelers Faulkner Williams & Wilson Inc 6721 BAUM DR, KNOXVILLE, TN, 37919
Travelers Willis Insurance Services Of California Inc 265 BROOKVIEW CENTRE WAY STE 505, KNOXVILLE, TN, 37919

Cost Of Homeowners Insurance By Street Near Jefferson City, TN

Streets in Jefferson City Area Homeowners Insurance Cost
S Chucky Pike, Haynes Rd, Old Knoxville Hwy, Parker Dr, W King St, Castle Rd, Glenbrook Ln, N White Pine Rd, R H Ellis Rd, Boxwood Ln$806
N Elementary School Rd, Billbee Rd, Fate Rankin Rd, Morie Rd, Holiday Cir, Bay Rd, Pleasant Cemetery Rd, Deep Springs Rd, W Main St, Clara Dr$803
Hwy 25 70 W, Begonia Ln, Holbert Rd, Moody Rd, Cameron Rd, Ryder St, Bill Welch Ln, Turkey Trl, Economy Cir, Shenoa Dr$800
Bluff Pointe Way, Crescent St, Renee Ln, Sager Rd, Sunset Dr, Shamrock Dr, Hinchey Hollow Rd, Villas Creekside Dr, Terry Point Rd, Hayfield Way$788
N College St, Edwards Ln, St Helen's Way, Whillock Rd, Pollard Rd, Groseclose Rd, Bentwood Way, Caldwell Rd, E Hwy 11E, Mount Horeb Rd$793

Jefferson City, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jefferson City$118 to $120
New Market$118
Jefferson County$120
Dandridge$121

Jefferson City, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Market town, Tennessee $119 $158 $237
Jefferson County, Tennessee $120 $160 $240
Dandridge town, Tennessee $121 $161 $242

Jefferson City, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jefferson City, TN6.4%21.4%
New Market7.51%25.72%
Jefferson County6.68%21.51%
Dandridge6.21%17.2%

Jefferson City Renters Insurance as a Percentage of Rent

Jefferson City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 4.0% $360
$200 to $299 52 3.0% $810
$300 to $499 379 26.0% $1260
$500 to $749 667 45.0% $1935
$750 to $999 180 12.0% $2685
$1,000 to $1,499 112 7.0% $3810

Jefferson City, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Jefferson City Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Jefferson City Home Owner from High Deductible Plan $600

Jefferson City, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jefferson City, TN Home Replacement Value MORE than Home Value Jefferson City, TN Home Replacement Value LESS than Home Value
Replacement Value $121,000 $84,000
Insurance Premium based on Replacement Value $600 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Jefferson City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceAllstate
Monthly Premium 446369
Year Built 198619771993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Jefferson City, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 160,000 Asphalt Shingles Roof 1,840 3 $500- $1000 Deductible 420 8 Stucco siding No
1988 125,000 Membrane Roof 1,940 3 $500- $1000 Deductible 110 2 Stone Siding No
1967 135,000 Membrane Roof 1,790 4 $500- $1000 Deductible 320 8 Vinyl siding yes
1996 180,000 Slate Shingles Roof 2,930 4 $5000 to $10,000 Deductible 580 10 Vinyl siding yes
1980 245,000 Asphalt Shingles Roof 2,800 4 $1000-$2500 Deductible 550 7 Fiber-Cement Siding No
1963 160,000 Composition Roof 1,740 4 $1000-$2500 Deductible 400 6 Wood siding No
1985 215,000 Asphalt Shingles Roof 2,590 4 $500 Deductible 940 12 Stucco siding yes
1976 175,000 Tile Roof 2,280 3 $5000 to $10,000 Deductible 700 12 Stone Siding No
2006 280,000 Membrane Roof 3,060 4 $1000-$2500 Deductible 380 4 Brick siding yes
1962 100,000 Wood Shake Roof 1,290 3 $500- $1000 Deductible 250 7 Vinyl siding No
1980 105,000 Shingles Roof 1,490 3 $1000-$2500 Deductible 240 5 Stucco siding yes
1979 120,000 Slate Shingles Roof 1,430 3 $500- $1000 Deductible 250 6 Brick siding yes
1963 215,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 300 5 Stucco siding No
2005 205,000 Wood Shake Roof 2,490 4 $5000 to $10,000 Deductible 250 5 Stucco siding yes
1982 185,000 Composition Roof 2,030 3 $2500-$5000 Deductible 880 12 Wood siding No
2008 110,000 Membrane Roof 1,690 3 $500- $1000 Deductible 180 5 Wood siding yes
2002 170,000 Tile Roof 1,900 3 $500 Deductible 280 5 Fiber-Cement Siding No
1993 220,000 Tile Roof 2,980 4 $5000 to $10,000 Deductible 700 12 Stone Siding No
1996 190,000 Tile Roof 2,870 4 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1993 105,000 Membrane Roof 1,280 3 $2500-$5000 Deductible 270 10 Fiber-Cement Siding yes
1967 280,000 Composition Roof 3,160 4 > $10,000 Deductible 90 2 Vinyl siding yes
1998 210,000 Composition Roof 2,970 4 $5000 to $10,000 Deductible 450 9 Stone Siding No
1999 145,000 Membrane Roof 1,920 4 $2500-$5000 Deductible 220 5 Brick siding No
1977 155,000 Composition Roof 2,080 4 $500 Deductible 460 8 Vinyl siding No
1989 115,000 Membrane Roof 1,270 3 $500- $1000 Deductible 320 12 Wood siding No
1965 120,000 Asphalt Shingles Roof 1,800 3 $500- $1000 Deductible 140 3 Vinyl siding yes
1988 250,000 Wood Shake Roof 2,930 4 $2500-$5000 Deductible 570 8 Stucco siding yes
1990 225,000 Tile Roof 2,760 4 $2500-$5000 Deductible 430 5 Fiber-Cement Siding No
1997 150,000 Tile Roof 1,970 4 $500- $1000 Deductible 430 8 Brick siding No
1974 155,000 Slate Shingles Roof 1,900 3 $2500-$5000 Deductible 130 3 Stucco siding No
1978 95,000 Membrane Roof 1,310 3 $500 Deductible 40 1 Stucco siding yes
1996 90,000 Tile Roof 1,430 3 $500 Deductible 40 1 Wood siding yes
1987 165,000 Metal Roof 1,900 4 $500- $1000 Deductible 340 7 Stone Siding No
1994 160,000 Tile Roof 2,110 4 $500 Deductible 500 9 Stucco siding No