Jefferson City, TN homeowners insurance is about $670 to $924, about $55-$77/month. Our detailed research indicates shoppers can save upto $318 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Jefferson City, TN | Homeowners Insurance Agency Near Jefferson City, TN | Address |
|---|---|---|
| State Farm | Angel Waddell | 409 E Bernard Ave, Greeneville, TN, 37745-5122 |
| Travelers | Commercial Bank Insurance | 5320 N BROADWAY, KNOXVILLE, TN, 37918 |
| State Farm | Deanna Coulter | 7809 Montvue Center Way, Knoxville, TN, 37919-5575 |
| Travelers | Faulkner Williams & Wilson Inc | 6721 BAUM DR, KNOXVILLE, TN, 37919 |
| Travelers | Willis Insurance Services Of California Inc | 265 BROOKVIEW CENTRE WAY STE 505, KNOXVILLE, TN, 37919 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| New Market town, Tennessee | $119 | $158 | $237 |
| Jefferson County, Tennessee | $120 | $160 | $240 |
| Dandridge town, Tennessee | $121 | $161 | $242 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Jefferson City, TN | 6.4% | 21.4% |
| New Market | 7.51% | 25.72% |
| Jefferson County | 6.68% | 21.51% |
| Dandridge | 6.21% | 17.2% |
| Jefferson City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 65 | 4.0% | $360 |
| $200 to $299 | 52 | 3.0% | $810 |
| $300 to $499 | 379 | 26.0% | $1260 |
| $500 to $749 | 667 | 45.0% | $1935 |
| $750 to $999 | 180 | 12.0% | $2685 |
| $1,000 to $1,499 | 112 | 7.0% | $3810 |
| Streets in Jefferson City Area | Homeowners Insurance Cost |
|---|---|
| S Chucky Pike, Haynes Rd, Old Knoxville Hwy, Parker Dr, W King St, Castle Rd, Glenbrook Ln, N White Pine Rd, R H Ellis Rd, Boxwood Ln | $806 |
| N Elementary School Rd, Billbee Rd, Fate Rankin Rd, Morie Rd, Holiday Cir, Bay Rd, Pleasant Cemetery Rd, Deep Springs Rd, W Main St, Clara Dr | $803 |
| Hwy 25 70 W, Begonia Ln, Holbert Rd, Moody Rd, Cameron Rd, Ryder St, Bill Welch Ln, Turkey Trl, Economy Cir, Shenoa Dr | $800 |
| Bluff Pointe Way, Crescent St, Renee Ln, Sager Rd, Sunset Dr, Shamrock Dr, Hinchey Hollow Rd, Villas Creekside Dr, Terry Point Rd, Hayfield Way | $788 |
| N College St, Edwards Ln, St Helen's Way, Whillock Rd, Pollard Rd, Groseclose Rd, Bentwood Way, Caldwell Rd, E Hwy 11E, Mount Horeb Rd | $793 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Jefferson City | $118 to $120 |
| New Market | $118 |
| Jefferson County | $120 |
| Dandridge | $121 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Jefferson City Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,400 | $5,800 |
| Net Savings to Jefferson City Home Owner from High Deductible Plan | $600 | |
| Scenario | Jefferson City, TN Home Replacement Value MORE than Home Value | Jefferson City, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $121,000 | $84,000 |
| Insurance Premium based on Replacement Value | $600 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,500 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | Allstate |
| Monthly Premium | 44 | 63 | 69 |
| Year Built | 1986 | 1977 | 1993 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |