Jasper Insurance Rates:

Jasper, FL homeowners insurance is nearly $939 to $1,281, about $78-$106/month. Our all inclusive research shows customers can save upto $444 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jasper, FL Homeowners Insurance By Home Value

Jasper, FL Home Value Total Homes % of Total Average Jasper, FL Homeowners Insurance
Less than $50,000 497 37.0% $421
$50,000 to $59,999 144 10.0% $899
$60,000 to $69,999 116 8.0% $1110
$70,000 to $79,999 138 10.0% $1276
$80,000 to $89,999 95 7.0% $1454
$90,000 to $99,999 36 2.0% $1620
$100,000 to $124,999 41 3.0% $1875
$125,000 to $149,999 15 1.0% $2353
$150,000 to $174,999 108 8.0% $2775
$175,000 to $199,999 59 4.0% $3207
$250,000 to $299,999 64 4.0% $4717

Top Home Insurance Agents Near Jasper, FL

Home Insurance Company Near Jasper, FL Homeowners Insurance Agency Near Jasper, FL Address
NA Brightway Insurance 742 Se Baya Dr Ste 102 , Lake City, FL, 32025
NA Valdosta Insurance Services, Inc. 812 Northwood Park Drive, Valdosta, GA, 31602
Travelers Georgia Farm Bureau Brokerage Inc 3296 GREYSON WAY, VALDOSTA, GA, 31605
State Farm John Kasak 904 SW Sr 247 Branford Hwy, Lake City, FL, 32025
Allstate Suwannee Insurance Agency Of Jasper 1628 Nw Us Highway 41, Jasper, FL, 32052

Cost Of Homeowners Insurance By Street Near Jasper, FL

Streets in Jasper Area Homeowners Insurance Cost
NW 16th Ter, 4th St NW, 2nd St NW, 5th St SE, NW 107th Ave, Martin Luther King Dr, Hatley St W, SW 79th Ter, 107th Ave, NW 6th Ave$1,108
Maple Wood Rd, E 31st Ter, NW 35th Dr, Co Rd 249, SE 135th Blvd, NW 35th Ter, NW 38th Dr, 9th Ave SW, Creek 152, SW 105th Ln$1,114
NW 25th Ave, NW 111th Pl, NW 104th Pl, SE 118th Ct, NW 15th Trl, 71st Ter SW, 38th Ter, SE 119th Pl, NW 80th Ln, 6th Ave NW$1,106
11th Ave SW, Chan Bridge Dr, NW 86 Blvd, NW 20th Loop, Lynn St, 13th Ave NW, NW 109th Ave, 49th St SW, Bristol Ave, 3rd Ave N W$1,104
Shady Oak Ln, NE 113th Pl, SE 50th Dr, NW 86th Blvd, 3rd St NW, SW 92nd Dr, 8th Ave SW, NW 109 Pl, Co Rd 132, Central Ave SW$1,114

Jasper, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jasper$165 to $167
Hamilton County$167
Live Oak$171
East Echols$126

Jasper, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hamilton County, Florida $139 $185 $278
White Springs CCD, Hamilton County, Florida $139 $185 $278
Live Oak CCD, Suwannee County, Florida $143 $190 $285

Jasper, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jasper, FL10.5%31.4%
Hamilton County10.48%31.93%
White Springs11.29%29.59%
Live Oak9.63%27.56%

Jasper Renters Insurance as a Percentage of Rent

Jasper Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 7.0% $353
$200 to $299 80 13.0% $803
$300 to $499 191 31.0% $1253
$500 to $749 96 16.0% $1928
$750 to $999 170 28.0% $2678
$1,000 to $1,499 13 2.0% $3803

Average Cost Of Home Insurance By Company In Areas Nearby Jasper For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,670
150,000 27 NO Asi Preferred Insurance $1,541
150,000 27 NO Liberty Mutual Fire Insurance $1,456
150,000 27 NO Safeway Property Insurance $2,026
150,000 27 NO Security First Insurance $812
150,000 27 NO Southern Fidelity Insurance $1,134
150,000 27 NO State Farm Florida Insurance $2,007
150,000 27 NO Tower Hill Preferred Insurance $1,751
150,000 27 NO United Property & Casualty Insurance $1,105
150,000 27 NO Universal Insurance $2,000
300,000 12 NA Asi Preferred Insurance $1,513
300,000 12 NA Auto Club Insurance $2,057
300,000 12 NA First Protective Insurance $1,484
300,000 12 NA Florida Family Insurance $1,653
300,000 12 NA Florida Peninsula Insurance $1,192
300,000 12 NA Liberty Mutual Fire Insurance $2,522
300,000 12 NA Southern Fidelity Insurance $1,728
300,000 12 NA St. Johns Insurance $1,557
300,000 12 NA State Farm Florida Insurance $2,860
300,000 12 NA Tower Hill Select Insurance $1,593

Jasper, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Jasper Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,000$12,800
Net Savings to Jasper Home Owner from High Deductible Plan $1,200

Jasper, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jasper, FL Home Replacement Value MORE than Home Value Jasper, FL Home Replacement Value LESS than Home Value
Replacement Value $76,000 $52,000
Insurance Premium based on Replacement Value $1,700 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example Jasper Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 138142183
Year Built 198119912009
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$75000-$100000$150000-$175000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Jasper, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 100,000 Composition Roof 2,030 4 $2500-$5000 Deductible 200 2 Vinyl siding No
1971 95,000 Wood Shake Roof 1,940 3 $2500-$5000 Deductible 650 4 Vinyl siding yes
1999 65,000 Tile Roof 1,320 3 $500 Deductible 600 7 Stucco siding No
2001 130,000 Wood Shake Roof 2,800 4 $500- $1000 Deductible 1920 10 Stucco siding yes
1982 175,000 Tile Roof 2,900 4 $500- $1000 Deductible 820 3 Vinyl siding No
1979 190,000 Wood Shake Roof 2,940 4 $500 Deductible 3650 10 Wood siding No
2014 70,000 Composition Roof 1,270 3 $500- $1000 Deductible 690 9 Fiber-Cement Siding yes
2012 120,000 Slate Shingles Roof 2,370 4 $500- $1000 Deductible 620 4 Fiber-Cement Siding yes
2007 75,000 Tile Roof 1,690 4 $1000-$2500 Deductible 1020 10 Wood siding yes
2004 80,000 Slate Shingles Roof 1,480 3 $500- $1000 Deductible 510 5 Vinyl siding yes
2011 150,000 Asphalt Shingles Roof 2,500 4 $500 Deductible 1090 5 Vinyl siding No
1999 110,000 Tile Roof 2,460 4 $1000-$2500 Deductible 210 2 Brick siding No
1993 80,000 Membrane Roof 1,570 3 $500- $1000 Deductible 880 7 Wood siding No