Janesville Insurance Rates:

Janesville, WI homeowners insurance is about $538 to $728, about $44-$60/month. Our exhaustive research reveals consumers can save upto $252 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Geico
Overall I like the fact they were able to beat the price I was getting before and I have had some good conversations with them already, so hopefully, everything will be better.
State Farm
Very responsive and very helpful. Always have time for me and answer questions. Work through problems.
State Farm
We have used the same insurance company for over 20 years. we have car insurance, as well as home insurance. they are a given company but makes us feel like they are a small hometown company.
State Farm
State farm is always trying to find a loophole to get out of paying for repairs on coverage. never want to pay for things covered under the policy.
Liberty Mutual
They have a user-friendly website and mobile app. you can pay your bill and view your account easily. you can also take pictures and upload them with the mobile app.
Erie Insurance
I don't use the site much because it does not have the information about my policy. When I use the site's contact info, I just get told to contact my agent. What's the point of the site that won't provide you relevant information?
Farm Bureau
Their website was easy to navigate. I was also able to pay my insurance for my car through their website. I have currently not used their app but may in the future
Safeco Insurance
The website is easy to use, allows me to view current policy information, has up to date billing info and allows me to pay the bills easily online. It also has all the info needed to contact the local office and agent, email, phone, address.

Janesville, WI Homeowners Insurance By Home Value

Janesville, WI Home Value Total Homes % of Total Average Janesville, WI Homeowners Insurance
Less than $50,000 682 3.0% $113
$50,000 to $59,999 201 1.0% $246
$60,000 to $69,999 288 1.0% $309
$70,000 to $79,999 912 5.0% $353
$80,000 to $89,999 856 4.0% $404
$90,000 to $99,999 1,411 8.0% $455
$100,000 to $124,999 3,419 19.0% $524
$125,000 to $149,999 3,560 20.0% $657
$150,000 to $174,999 2,377 13.0% $777
$175,000 to $199,999 1,439 8.0% $897
$200,000 to $249,999 1,289 7.0% $1080
$250,000 to $299,999 402 2.0% $1320
$300,000 to $399,999 429 2.0% $1674

Top Home Insurance Agents Near Janesville, WI

Home Insurance Company Near Janesville, WI Homeowners Insurance Agency Near Janesville, WI Address
NA The Cuppini Group, Inc. 420 Financial Ct, Rockford, IL, 61107
NA Frost Group Inc 306 North Johnson St, Harvard, IL, 60033
State Farm Aaron Perry 2605 Monroe Street, Madison, WI, 53711
State Farm Dean Badorek 4182 N Perryville Rd, Loves Park, IL, 61111
State Farm Steve Olson 2817 Fish Hatchery Rd, Fitchburg, WI, 53713-5005

Cost Of Homeowners Insurance By Street Near Janesville, WI

Streets in Janesville Area Homeowners Insurance Cost
N Co Rd M, Lucey St, N River Rd, Baybrook Dr, Joseph St, Curry Ln, Boulder Ln, N Willard Ave, Riverside St, Thornton Dr$644
Northington Dr, Eagle Ln, Navajo Ct, Grove St, Laramie Ln, Stonefield Ln, N Laura Dr, F J Town Line Rd, Prominence Dr, Hawaii Dr$667
E Bingham Rd, Tanglewood Dr, Quail Ln, N Ringold St, Chickasaw Dr, Pintail Dr, Ingram Dr, N Fitzsimmons Rd, Alpine Dr, Mitchell St$644
N Marion Ave, Danbury Dr E, S Montana Trl, Hermitage Ln, Rockshire Dr, Boynton Ct, Kellie Ct, N Lexington Dr, Richardson St, S Co Rd G$623
Sunnyside St, Venture Dr, Cedar St, S Oakhill Ave, S Locust St, Excalibur Dr, N Crosby Ave, N Pine St, N Walnut Grove Rd, E Delavan Dr$623
Yale Dr, Railroad St, S Walnut St, Capital Circle Dr, Whitney St, Cricketeer Dr, E Hayley Ln, Harpers Ct, S Adams St, Wuthering Hills Dr$668
E Centerway St, W Holmes St, Coolidge St, E Co Rd A, Falcon Ridge Dr, Sylvester St, N Crystal Springs Rd, S Orchard St, S Spring Park Dr, Green Valley Dr$625
N Cypress Dr, S High St, W Cove Dr, W Valley Springs Rd, Buckhorn Trce, W Stark Rd, S Garfield Ave, S Palm St, Menard St, N Buckskin Dr$661
Black Bridge Rd, Co Hwy Y, Winnebago Dr, Blayden Dr, Prairie Rd, Mohican Rd, S Garfield Ave, Green Forest Run, Independence Rd, Eventide Dr$638
Stafford Rd, W Hickory Ct, Starling Ln, Pheasant Ln, S River Rd, N Co Trunk Hwy F, N Leith Rd, Westward Ln, Briar Crest Dr, Doty Ct$669

Janesville, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Janesville$94 to $97
Rock County$95
Harmony$100
La Prairie$98

Janesville, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rock County, Wisconsin $79 $105 $158
Harmony town, Rock County, Wisconsin $84 $112 $168
La Prairie town, Rock County, Wisconsin $82 $109 $164

Janesville, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Janesville, WI4.1%11.3%
Rock County4.01%10.96%
Harmony3.17%10.64%
La Prairie3.78%11.49%

Janesville Renters Insurance as a Percentage of Rent

Janesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 85 1.0% $340
$200 to $299 273 3.0% $790
$300 to $499 547 7.0% $1240
$500 to $749 2,895 38.0% $1915
$750 to $999 2,347 30.0% $2665
$1,000 to $1,499 1,375 18.0% $3790

Janesville, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Janesville Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Janesville Home Owner from High Deductible Plan $600

Janesville, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Janesville, WI Home Replacement Value MORE than Home Value Janesville, WI Home Replacement Value LESS than Home Value
Replacement Value $195,500 $118,000
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Janesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 375575
Year Built 198819932010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$300000-$350000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Janesville, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 140,000 Shingles Roof 1,690 3 $500- $1000 Deductible 470 8 Wood siding yes
1981 230,000 Metal Roof 2,310 3 $1000-$2500 Deductible 280 5 Brick siding yes
1989 110,000 Wood Shake Roof 1,530 3 $2500-$5000 Deductible 150 7 Brick siding yes
2012 260,000 Metal Roof 3,150 4 $500 Deductible 630 7 Stucco siding yes
1987 125,000 Metal Roof 1,690 4 $500- $1000 Deductible 610 12 Wood siding No
1977 180,000 Metal Roof 2,670 4 $500 Deductible 630 10 Stucco siding yes
1962 125,000 Slate Shingles Roof 1,410 3 $500- $1000 Deductible 30 1 Stone Siding No
1995 115,000 Tile Roof 1,330 3 $1000-$2500 Deductible 310 8 Vinyl siding yes
1981 395,000 Membrane Roof 4,510 5 $500 Deductible 470 5 Stone Siding yes
1943 105,000 Composition Roof 1,490 3 $2500-$5000 Deductible 210 8 Stucco siding No
1993 245,000 Metal Roof 2,500 4 $2500-$5000 Deductible 370 6 Stone Siding yes
1966 175,000 Slate Shingles Roof 2,550 4 $5000 to $10,000 Deductible 350 12 Wood siding No
2014 165,000 Slate Shingles Roof 1,840 5 $5000 to $10,000 Deductible 380 10 Vinyl siding No
2003 280,000 Wood Shake Roof 2,900 4 $5000 to $10,000 Deductible 540 8 Stone Siding No
1961 190,000 Membrane Roof 1,970 4 $5000 to $10,000 Deductible 470 10 Brick siding No
1988 140,000 Metal Roof 1,880 3 $2500-$5000 Deductible 200 5 Wood siding yes
2013 310,000 Membrane Roof 3,730 5 $5000 to $10,000 Deductible 240 4 Fiber-Cement Siding yes
1972 310,000 Tile Roof 3,520 5 $500 Deductible 390 5 Stone Siding yes
1978 290,000 Membrane Roof 3,220 4 $500 Deductible 380 4 Wood siding No
1974 145,000 Wood Shake Roof 2,090 5 $2500-$5000 Deductible 390 9 Vinyl siding No
1962 430,000 Slate Shingles Roof 4,800 5 $1000-$2500 Deductible 100 1 Stucco siding yes
1968 115,000 Metal Roof 1,640 3 $500- $1000 Deductible 300 6 Brick siding yes