How Much Does Jamestown, NY Home Insurance Cost?

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Jamestown, NY Average Homeowners Insurance Cost

$1,338.6

Homeowners Insurance Cost - Jamestown, NY

$63,900

Median Home Value - Jamestown, NY


Jamestown, NY Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$16.06 $1,322.54
$1000 Deductible -$142.16 $1,196.44
$1500 Deductible -$212.3 $1,126.3
$2000 Deductible -$316.18 $1,022.42
$2500 Deductible -$377.49 $961.11

Jamestown, NY Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$375 $964
30 year old +$20 $1,359
40 year old +$35 $1,373
50 year old +$51 $1,389
Above 50 year old +$64 $1,403

Jamestown, NY Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$147 $1,191
Superior -$134 $1,205
Masonry -$67 $1,272
Brick -$67 $1,272
Hail Resistant Roof -$27 $1,312


Jamestown, NY Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$27 $1,365
Swimming Pool With A Diving Board +$67 $1,406
Swimming Pool With Slide +$80 $1,419

Jamestown, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $40 $1,298
Police Department $13 $1,325

Jamestown, NY Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$562.212 $1,901
Filing a Second Liability Claim +$508.668 $1,847
Filing a Second Theft Claim +$508.668 $1,847
Filing a Second Water Claim +$441.738 $1,780
Filing a Fire Claim +$267.72 $1,606
Filing a Liability Claim +$254.334 $1,593
Filing a Theft Claim +$254.334 $1,593
Filing a Water Claim +$214.176 $1,553
Filing a Weather Claim +$214.176 $1,553

Jamestown, NY Home Insurance - Analysis On Quotes, Rates & Agents

Jamestown, NY Home Insurance Agents for Top Companies

Visual Guide for Jamestown, NY Home Insurance Buyers on Insurance Companies and Rates