Jamestown Insurance Rates:

Jamestown, ND homeowners insurance is approximately $721 to $981, about $60-$81/month. Our detailed research indicates shoppers can save upto $340 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jamestown, ND Homeowners Insurance By Home Value

Jamestown, ND Home Value Total Homes % of Total Average Jamestown, ND Homeowners Insurance
Less than $50,000 693 18.0% $212
$50,000 to $59,999 241 6.0% $442
$60,000 to $69,999 251 6.0% $553
$70,000 to $79,999 185 4.0% $638
$80,000 to $89,999 301 7.0% $723
$90,000 to $99,999 263 6.0% $808
$100,000 to $124,999 532 13.0% $936
$125,000 to $149,999 500 13.0% $1174
$150,000 to $174,999 444 11.0% $1387
$175,000 to $199,999 80 2.0% $1599
$200,000 to $249,999 173 4.0% $1931
$250,000 to $299,999 109 2.0% $2357
$300,000 to $399,999 45 1.0% $2995

Top Home Insurance Agents Near Jamestown, ND

Home Insurance Company Near Jamestown, ND Homeowners Insurance Agency Near Jamestown, ND Address
Allstate Harty Ins Inc 1300 6th Ne PO Box 1627, Jamestown, ND, 58402
State Farm Lance Jenison 674 15th Ave SW, Valley City, ND, 58072-3629
State Farm Rich Colbert 311 Meidinger Sq, Jamestown, ND, 58401
Farmers Scott Pethel 1209 5th Ave SE Ste 11, Jamestown, ND, 58401
State Farm Bob Flach 832 Main St, Carrington, ND, 58421

Cost Of Homeowners Insurance By Street Near Jamestown, ND

Streets in Jamestown Area Homeowners Insurance Cost
92nd Ave SE, 70th Ave SE, 66th Ave SE, 11th Ave SW, 85th Ave SE, 6th St SW, 12th St SE, 9th St NW, Co Hwy 68, Church St$842
63 1/2 Ave SE, Cottage Ln, Stutsman County 67, Dixwell St, 50th Ave SE, 80th Ave SE, Co Hwy 67, 57th Ave SE, 6th Ave N, Waters St$839
43rd St SE, 17th Ave NE, James Ave NE, 10th St SW, 81st Ave SE, 3rd Ave NE, 81st Ave SE, 13th St NE, 54th Ave SE, 24th Ave NE$841
74th Ave SE, State St NE, 19th St NE, 4th St NW, 80th Ave SE, 77th Ave SE, 6th St SE, 11th St NW, 8th St, 4th St NE$861
44th St SE, 1st St, Helen St, 16th St SE, 16th St NE, College Ln, 3rd Ave SE, 16th Ave SE, Co Rd 30, 86 1/2 Ave SE$844

Jamestown, ND Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jamestown$127 to $130
Midway$128
Bloom$129
Woodbury$131

Jamestown, ND Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Midway township, Stutsman County, North Dakota $107 $143 $214
Bloom township, Stutsman County, North Dakota $108 $143 $215
Woodbury township, Stutsman County, North Dakota $109 $145 $218

Jamestown, ND Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jamestown, ND7.2%17.1%
Midway5.73%18.27%
Bloom7.23%20.7%
Woodbury7.08%12.24%

Jamestown Renters Insurance as a Percentage of Rent

Jamestown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 84 3.0% $339
$200 to $299 216 8.0% $789
$300 to $499 640 26.0% $1239
$500 to $749 1,083 44.0% $1914
$750 to $999 360 14.0% $2664
$1,000 to $1,499 41 1.0% $3789

Jamestown, ND Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Jamestown Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Jamestown Home Owner from High Deductible Plan $600

Jamestown, ND Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jamestown, ND Home Replacement Value MORE than Home Value Jamestown, ND Home Replacement Value LESS than Home Value
Replacement Value $131,000 $84,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Jamestown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceFarmers Insurance
Monthly Premium 2568137
Year Built 199019801963
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Jamestown, ND from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 125,000 Shingles Roof 2,210 3 $2500-$5000 Deductible 30 1 Stucco siding No
1969 60,000 Composition Roof 960 2 $2500-$5000 Deductible 40 2 Stone Siding No
1986 220,000 Membrane Roof 2,880 4 $1000-$2500 Deductible 630 10 Stucco siding yes
1991 130,000 Composition Roof 1,600 3 $500- $1000 Deductible 40 1 Vinyl siding yes
1989 205,000 Wood Shake Roof 2,700 5 $500- $1000 Deductible 70 1 Stucco siding No
1966 215,000 Wood Shake Roof 3,340 5 $500 Deductible 380 4 Wood siding No
1992 350,000 Membrane Roof 4,760 5 $1000-$2500 Deductible 720 7 Fiber-Cement Siding yes
1982 220,000 Slate Shingles Roof 2,720 4 $5000 to $10,000 Deductible 160 3 Vinyl siding No
1966 340,000 Slate Shingles Roof 4,750 5 $2500-$5000 Deductible 1400 12 Stucco siding No
1991 145,000 Shingles Roof 1,930 4 $2500-$5000 Deductible 500 10 Stone Siding No
1964 140,000 Shingles Roof 2,400 4 $500 Deductible 650 12 Fiber-Cement Siding No
1990 95,000 Shingles Roof 1,470 2 $500 Deductible 120 3 Stone Siding yes
1961 295,000 Shingles Roof 3,710 5 $500- $1000 Deductible 110 1 Stucco siding No
1977 100,000 Metal Roof 1,710 2 $2500-$5000 Deductible 30 1 Brick siding yes
1992 295,000 Tile Roof 4,780 5 $500- $1000 Deductible 1300 8 Brick siding yes
1964 130,000 Membrane Roof 2,160 3 $1000-$2500 Deductible 150 4 Vinyl siding No
1989 280,000 Shingles Roof 4,620 5 $2500-$5000 Deductible 1240 12 Stucco siding yes
1994 140,000 Metal Roof 1,830 3 $500 Deductible 480 9 Brick siding No
1965 85,000 Wood Shake Roof 1,210 2 $2500-$5000 Deductible 100 4 Stucco siding No
1965 125,000 Membrane Roof 2,080 3 $500 Deductible 190 4 Vinyl siding yes
1942 95,000 Asphalt Shingles Roof 1,200 2 $500- $1000 Deductible 260 5 Vinyl siding No
1970 300,000 Tile Roof 3,630 5 $500- $1000 Deductible 1130 8 Fiber-Cement Siding yes
1982 85,000 Metal Roof 1,230 3 $1000-$2500 Deductible 30 1 Stucco siding yes
1989 110,000 Tile Roof 1,790 3 $1000-$2500 Deductible 230 6 Vinyl siding No
1965 110,000 Membrane Roof 1,420 2 $2500-$5000 Deductible 100 5 Vinyl siding yes
1976 125,000 Slate Shingles Roof 1,640 2 $1000-$2500 Deductible 390 7 Brick siding yes
1964 260,000 Membrane Roof 3,950 5 $5000 to $10,000 Deductible 170 2 Stucco siding yes
1973 110,000 Shingles Roof 1,690 3 $2500-$5000 Deductible 170 4 Brick siding yes
1986 55,000 Shingles Roof 1,010 2 $500 Deductible 180 8 Wood siding yes
1996 185,000 Composition Roof 2,390 4 $500 Deductible 710 12 Stucco siding yes
1979 135,000 Membrane Roof 1,880 4 $1000-$2500 Deductible 170 3 Stone Siding yes
1941 355,000 Membrane Roof 4,760 5 > $10,000 Deductible 310 5 Brick siding No