James Island Insurance Rates:

James Island, SC homeowners insurance is about $738 to $1,005, about $61-$83/month. Our detailed guide indicates shoppers can save as much as $348 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I like this company's easy and accommodating online access portal, which is not only available but comprehensible at my convenience.
They hassle about payments and aren't very flexible, if you can't make a payment, they are reluctant to do payment plans.
Farmer's Insurance
I like that my home insurance is tied to my mortgage payments, so i don't have to worry about separate billing.
Farmer's Insurance
I had insurance through a different company before my current policy. The other company charged a little more for less coverage. The other company had even made an error that left me unknowingly uninsured for six months while still charging me for coverage.
Liberty Mutual
I haven't had to file a claim on my home insurance policy but I did have an issue with my car insurance coverage with the same company. When I needed roadside assistance I was given incorrect information by the representative I spoke with and ended up having to pay out of pocket.
State Farm
They are always friendly when needed and don't overly contact or reach out to me unless something needs to be brought to my attention. They let me have peace of mind and not drive me crazy with a bunch of calls and interruptions to my life.
Safeco Insurance
Its insurance, the price isn't too bad even though it has gone up since I first bought the house, but obviously, that's due to the house not being completely new anymore.

James Island, SC Homeowners Insurance By Home Value

James Island, SC Home Value Total Homes % of Total Average James Island, SC Homeowners Insurance
Less than $50,000 295 3.0% $78
$50,000 to $59,999 172 1.0% $165
$70,000 to $79,999 131 1.0% $244
$80,000 to $89,999 235 2.0% $270
$90,000 to $99,999 129 1.0% $305
$100,000 to $124,999 285 3.0% $357
$125,000 to $149,999 438 4.0% $444
$150,000 to $174,999 679 7.0% $531
$175,000 to $199,999 988 10.0% $610
$200,000 to $249,999 1,949 21.0% $732
$250,000 to $299,999 1,846 20.0% $898
$300,000 to $399,999 2,011 21.0% $1142

Top Home Insurance Agents Near James Island, SC

Home Insurance Company Near James Island, SC Homeowners Insurance Agency Near James Island, SC Address
NA 1st Capital Ins 1067 Cliffwood Dr Mount Pleasant, Mt Pleasant, SC, 29464
Nationwide Mckenna Agency Inc 525 Folly Rd, Charleston, SC, 29412-3008
Liberty Mutual Independent Palmetto Moon Ins Agency 672 Marina Dr., Ste. 107 , Charleston, SC, 29492
State Farm Tony Pope 1661 N Main St, Summerville, SC, 29483-7870
Travelers Wagers Agency Inc 1006 MOSS HAVEN LN, SUMMERVILLE, SC, 29437

Cost Of Homeowners Insurance By Street Near James Island, SC

Streets in James Island Area Homeowners Insurance Cost
E Witter St, Frampton Ave, Majestic Oak Dr, Stono Dr, McCutchen St, River Haven Cir, S Anderson Ave, Creekside Dr, Salt Marsh Cove, Brown Pelican Ln$868
Lempsis Ln, Shamrock Ln, Poets Corner, Dreamcatcher Ln, Jordan St, Woodhill Ter, Peregrine Dr, 2nd St W, Sea Cove Ct, S Mayflower Dr$860
Rose Park Dr, W Mariners Cay Dr, Crystal Lake Dr, Teal Ave, Portabella Ln, Cutter Dr, W Wimbledon Dr, Portabella Ln, Sea Aire Dr, Lumber St$888
Leeward Ave, Garrison St, Fleming Rd, Barbados Way, Ocean St, Lady Ashley St, Old Oscar Walker Rd, Bermuda St, Bur Clare Dr, S Gevert Dr$848
3rd St E, Rivers Point Row, Wildwood Rd, Wappoo Hall Rd, Sterling Dr, Longstreet Dr, Mill Point Rd, Mariner Dr, Devons St, Wappoo Landing Cir$878

James Island, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
James Island$130 to $133
Folly Beach$156
Johns Island$127
Sullivan's Island$181

James Island, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Folly Beach city, South Carolina $157 $209 $314
Johns Island CCD, Charleston County, South Carolina $127 $169 $254
Sullivan's Island town, South Carolina $182 $242 $363

James Island, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
James Island, SC4.2%14.1%
Folly Beach3.64%14.51%
Johns Island4.8%16.38%
Sullivan's Island2.53%10.1%

James Island Renters Insurance as a Percentage of Rent

James Island Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 58 1.0% $768
$300 to $499 144 2.0% $1218
$500 to $749 355 7.0% $1893
$750 to $999 1,364 28.0% $2643
$1,000 to $1,499 1,848 38.0% $3768
$1,500 or more 1,005 20.0% $5418