James City Insurance Rates:

James City, VA homeowners insurance is approximately $655 to $890, about $54-$74/month. Our all inclusive research shows customers can save as much as $309 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that the insurance company i go with has so many options through their bundling that i feel i am covered at all points.
State Farm
Stopping or changing a payment method is not possible with this company especially if you are set up on the auto pay program.
State Farm
My insurance company is great because it is available to me all the time, twenty-four seven throughout the entire week.
Metlife
I make annual payments. I don't compare to other insurance companies as I am satisfied with my company. Prompt response to any questions I may have with them on any issues.
Erie Insurance
We chose State Farm when we switched because the agent was prompt but not aggressive. He answered all out questions promptly and did what we requested.
State Farm
They can be kind of expensive. It can be hard to get enough.
Allstate
I don't like that they are pretty vague in the beginning about what you'll be paying for. There needs to be more details as to what's exactly covered and what's not.

James City, VA Homeowners Insurance By Home Value

James City, VA Home Value Total Homes % of Total Average James City, VA Homeowners Insurance
Less than $50,000 885 6.0% $54
$100,000 to $124,999 404 3.0% $247
$125,000 to $149,999 321 2.0% $309
$150,000 to $174,999 929 7.0% $371
$175,000 to $199,999 957 7.0% $425
$200,000 to $249,999 2,272 17.0% $510
$250,000 to $299,999 2,386 18.0% $626
$300,000 to $399,999 4,863 36.0% $796

Top Home Insurance Agents Near James City, VA

Home Insurance Company Near James City, VA Homeowners Insurance Agency Near James City, VA Address
NA Horizon Insurance Services 3460 Manor Grove Cir , Glen Allen, VA, 23060
State Farm Brian Gillespie 702 City Center Blvd Suite D, Newport News, VA, 23606-3096
State Farm Joe Lam 1007 E Nine Mile Road, Highland Springs, VA, 23075-0279
Allstate Mason Pasquin Agency 110 Bacon Ave, Williamsburg, VA, 23185
State Farm Nicole Frost 10321 Washington Hwy Ste A, Glen Allen, VA, 23059-1903

Cost Of Homeowners Insurance By Street Near James City, VA

Streets in James City Area Homeowners Insurance Cost
Ware Rd, Juniper Hills, Three Bushel Dr, Tayloe Cir, Brittany Way, Chelsford Way, Haradd Ln, Braywood Rd, East Lndg, Davis Dr$819
Pitlochry, Old Richmond Rd W, Edward Wakefield, Richards Rd, Carnoustie, Andersons Ordinary, Brixton Rd, 5th Ave, Cypress Creek, Wingfield Close$817
Bent Tree Ln, Parke Ct, Mary Ln, West Cir, Mill Pond Run, Clay Cir, la Grange Pkwy, Carol Ln, William Bedford, Springhill Dr$772
Coleman Dr, Lily Ln, George Mason, Dancy Pl, Heritage Mhp, Cartgate, Turnberry Dr, Crownpoint Rd, Sandy Bay Rd, Tendril Ct$821
Ironbound Rd, Tantallon Dr, Blue Bill Run, Olde Jamestowne Ct, Kathryn Ct, Governor's Landing Rd, Halfpenny Dr, Toddington Cir, Alesa Dr, London Company Way$753
Poggio Field, Nathaniel's Green, Harlech, Surry Dr, Rochambeau Dr, Gray's Deed, Highgate Green, Edenbridge, Penzance Pl, Cross Branch$807
Samoset, Laurel Ln, Greendale Dr, Diascund Rd, Old Rte 60 W, Dyke, State Rte 618, Melissa Ln, Argall Town Ln, Fire Tower Rd$770
Grand Strand Dr, S Turnberry, Staunton Ct, Running Cedar Way, Oak Ridge Ct, Peter Van Wirt Way, Adams Rd, Saint Erics Turn, Hicks Island Rd, Longhill Rd$747
War Hill Green, Dover Rd, Anthony Wayne Rd, Walton Heath, Thacher Dr, Grist Mill Ct, Tarpley's Tavern Rd, Longhill Gate Rd, 4-H Club Rd, N Richard Pace$815
Penrith Ct, Blair Ct, Wimbledon Way, New Market Ct, St Jude Cir, Colony Mill Rd, 4-H Club Rd, Brick Bat Rd, Branscome Blvd, Southport Trl$772

James City, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
James City$115 to $118
Powhatan$116
Stonehouse$114
Williamsburg$115

James City, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Powhatan district, James City County, Virginia $97 $129 $194
Stonehouse district, James City County, Virginia $95 $127 $190
Williamsburg city, Virginia $96 $128 $192

James City, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
James City, VA3.4%11.4%
Powhatan3.19%10.9%
Stonehouse3.67%13.88%
Williamsburg4.35%12.11%

James City Renters Insurance as a Percentage of Rent

James City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 141 2.0% $320
$300 to $499 77 1.0% $1220
$500 to $749 561 9.0% $1895
$750 to $999 1,220 20.0% $2645
$1,000 to $1,499 2,163 36.0% $3770
$1,500 or more 1,669 28.0% $5420