Jacksonville Insurance Rates:

Jacksonville, NC homeowners insurance is nearly $506 to $686, about $42-$57/month. Our comprehensive research reveals consumers can save as much as $238 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Century National
I am very pleased with this company. they are good about sending a lot of paperwork on my policy each year. this helps me understand my policy.
State Farm
I do not have many negative points, except that a claim of ours last year was denied due to flood waters. i wish the insurance companies would recognize these natural disasters and help push thru claims.
State Farm
State farm has several discount options for multi-policy such as car and home. they also give good driver discounts for accident-free driving.

Jacksonville, NC Homeowners Insurance By Home Value

Jacksonville, NC Home Value Total Homes % of Total Average Jacksonville, NC Homeowners Insurance
Less than $50,000 747 5.0% $101
$60,000 to $69,999 380 2.0% $268
$70,000 to $79,999 193 1.0% $303
$80,000 to $89,999 571 4.0% $345
$90,000 to $99,999 553 4.0% $387
$100,000 to $124,999 2,285 16.0% $452
$125,000 to $149,999 2,813 20.0% $566
$150,000 to $174,999 1,779 12.0% $667
$175,000 to $199,999 1,287 9.0% $768
$200,000 to $249,999 1,683 12.0% $929
$250,000 to $299,999 914 6.0% $1132
$300,000 to $399,999 372 2.0% $1442

Top Home Insurance Agents Near Jacksonville, NC

Home Insurance Company Near Jacksonville, NC Homeowners Insurance Agency Near Jacksonville, NC Address
NA Pqs Insurance Agency, Inc. 103 E. Southerland St., Wallace, NC, 28466
Travelers Bb&T-Carlton Wells Insurance Services 115 N 3RD ST 5TH FL, WILMINGTON, NC, 28401
Nationwide J. Kim Hatcher Insurance Agencies Inc. 604 E Main St, Beulaville, NC, 28518-8711
State Farm Jennifer Dufore 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577
Liberty Mutual Independent Lancaster Mcaden Willis Smith 1320 COMMERCE DR, NEW BERN, NC, 28562

Cost Of Homeowners Insurance By Street Near Jacksonville, NC

Streets in Jacksonville Area Homeowners Insurance Cost
Titus Ln, Covered Wagon Trl, State Rd 1212, Ferris Ln, Commons Dr N, Brandy Ct, State Rd 1200, Bordeaux St, Northwoods Dr, Anne St$595
Foxwood Ct, Valencia Dr, Burton Pl, Ponderosa Dr, Old Glory Ln, Peachtree Dr, Byron Ln, Richmond Dr, Murifield Dr, Backer Cir$598
Mimosa Cir, Old Post Ct, State Rd 1211, Buster Ct, Morning Dr, Doris Ave, Montgomery Ct, Winter Ct, Whiteleaf Dr, State Rd 1329$598
Company St W, Windy Branch Way, Rusty Ct, David Pl, Odell Ln, Daigle St, Cypress Bay Dr, Cox Ave, Hardy Graham Rd, Lakewood Dr$593
Wilbur Rd, State Rd 1206, Finley Ln, Milestone Ct, Essex Ct, State Rd 1168, Circuit Ln, Pony Farm Rd, Wood Dr, Atlanta Rd$601
Union Chapel Church Rd, Angie Ct, Mack Ln, State Rd 1115, Dunhill Ct, Sunny Vale Ct, Carlistle Ct, Orr Dr, Belvedere Ct, State Rd 1208$591
Suffolk Cir, Briar Hollow Dr, W Pebble Ct, State Rd 1130, Lejeune Blvd, Ellis Blvd, State Rd 1159, Church St, Hagaru Dr, Scotsdale Ct$610
Bancroft St, Community Dr, Munda Pl, Fox Run Rd, Steller Rd, Highwood Ct, State Rd 1246, Spargo St, Fawn Trl, Pekin St$595
Mallard Dr, Navy Blue Dr, State Rd 1370, Dawn Ct, Thorn Ln, Blue Creek Rd, Compton St, Blue Angel Ct, Foster Rd, State Rd 1215$605
Magnolia Gardens Dr, State Rd 1314, Barn St, Springdale Dr, Armstrong Dr, Spring Villa Ct, Telemark Ln, Treehaven Ln, McAllister Rd, Campbell Pl$584

Jacksonville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jacksonville$89 to $91
Onslow County$89
Hofmann Forest$82
Camp Lejeune$88

Jacksonville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Onslow County, North Carolina $75 $99 $149
Half Moon CDP, North Carolina $75 $99 $149
Pumpkin Center CDP, North Carolina $74 $99 $148

Jacksonville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jacksonville, NC3.9%12.3%
Jacksonville3.9%12.29%
Half Moon3.8%14.19%
Pumpkin Center4.38%15.66%

Jacksonville Renters Insurance as a Percentage of Rent

Jacksonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 142 1.0% $778
$300 to $499 1,019 8.0% $1228
$500 to $749 3,574 28.0% $1903
$750 to $999 3,765 30.0% $2653
$1,000 to $1,499 3,438 27.0% $3778
$1,500 or more 460 3.0% $5428

Jacksonville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Jacksonville Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,500$9,700
Net Savings to Jacksonville Home Owner from High Deductible Plan $800

Jacksonville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jacksonville, NC Home Replacement Value MORE than Home Value Jacksonville, NC Home Replacement Value LESS than Home Value
Replacement Value $147,500 $93,500
Insurance Premium based on Replacement Value $800 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Jacksonville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceLiberty Mutual
Monthly Premium 447051
Year Built 201020011974
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Jacksonville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 205,000 Wood Shake Roof 2,760 4 $500 Deductible 1030 12 Stucco siding No
2014 225,000 Slate Shingles Roof 2,820 4 $500 Deductible 270 2 Fiber-Cement Siding yes
2007 235,000 Composition Roof 2,980 5 $500 Deductible 770 12 Vinyl siding No
1976 150,000 Slate Shingles Roof 1,970 3 $2500-$5000 Deductible 340 7 Fiber-Cement Siding yes
1982 265,000 Metal Roof 2,680 5 > $10,000 Deductible 90 2 Brick siding yes
1982 170,000 Asphalt Shingles Roof 2,150 3 $2500-$5000 Deductible 50 1 Stone Siding yes
1994 170,000 Metal Roof 1,830 3 $500- $1000 Deductible 650 8 Fiber-Cement Siding No
1997 315,000 Metal Roof 3,600 5 $1000-$2500 Deductible 1150 12 Stone Siding No
1978 175,000 Shingles Roof 1,770 3 $1000-$2500 Deductible 60 1 Brick siding No
2002 165,000 Asphalt Shingles Roof 1,840 3 $5000 to $10,000 Deductible 360 8 Fiber-Cement Siding No
2001 225,000 Metal Roof 2,150 5 $5000 to $10,000 Deductible 220 4 Stone Siding No
2013 290,000 Composition Roof 3,240 4 $1000-$2500 Deductible 570 5 Stucco siding yes
2014 240,000 Metal Roof 2,950 4 $500- $1000 Deductible 790 7 Brick siding yes
1984 250,000 Composition Roof 2,939 4 > $10,000 Deductible 1130 6 Brick siding No