Jacksonville, NC homeowners insurance is nearly $506 to $686, about $42-$57/month. Our comprehensive research reveals consumers can save as much as $238 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Jacksonville, NC | Homeowners Insurance Agency Near Jacksonville, NC | Address |
|---|---|---|
| Nationwide | J. Kim Hatcher Insurance Agencies Inc. | 604 E Main St, Beulaville, NC, 28518-8711 |
| State Farm | Jennifer Dufore | 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577 |
| Liberty Mutual Independent | Lancaster Mcaden Willis Smith | 1320 COMMERCE DR, NEW BERN, NC, 28562 |
| Travelers | Bb&T-Carlton Wells Insurance Services | 115 N 3RD ST 5TH FL, WILMINGTON, NC, 28401 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Onslow County, North Carolina | $75 | $99 | $149 |
| Half Moon CDP, North Carolina | $75 | $99 | $149 |
| Pumpkin Center CDP, North Carolina | $74 | $99 | $148 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Jacksonville, NC | 3.9% | 12.3% |
| Jacksonville | 3.9% | 12.29% |
| Half Moon | 3.8% | 14.19% |
| Pumpkin Center | 4.38% | 15.66% |
| Jacksonville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 142 | 1.0% | $778 |
| $300 to $499 | 1,019 | 8.0% | $1228 |
| $500 to $749 | 3,574 | 28.0% | $1903 |
| $750 to $999 | 3,765 | 30.0% | $2653 |
| $1,000 to $1,499 | 3,438 | 27.0% | $3778 |
| $1,500 or more | 460 | 3.0% | $5428 |
| Streets in Jacksonville Area | Homeowners Insurance Cost |
|---|---|
| Titus Ln, Covered Wagon Trl, State Rd 1212, Ferris Ln, Commons Dr N, Brandy Ct, State Rd 1200, Bordeaux St, Northwoods Dr, Anne St | $595 |
| Foxwood Ct, Valencia Dr, Burton Pl, Ponderosa Dr, Old Glory Ln, Peachtree Dr, Byron Ln, Richmond Dr, Murifield Dr, Backer Cir | $598 |
| Mimosa Cir, Old Post Ct, State Rd 1211, Buster Ct, Morning Dr, Doris Ave, Montgomery Ct, Winter Ct, Whiteleaf Dr, State Rd 1329 | $598 |
| Company St W, Windy Branch Way, Rusty Ct, David Pl, Odell Ln, Daigle St, Cypress Bay Dr, Cox Ave, Hardy Graham Rd, Lakewood Dr | $593 |
| Wilbur Rd, State Rd 1206, Finley Ln, Milestone Ct, Essex Ct, State Rd 1168, Circuit Ln, Pony Farm Rd, Wood Dr, Atlanta Rd | $601 |
| Union Chapel Church Rd, Angie Ct, Mack Ln, State Rd 1115, Dunhill Ct, Sunny Vale Ct, Carlistle Ct, Orr Dr, Belvedere Ct, State Rd 1208 | $591 |
| Suffolk Cir, Briar Hollow Dr, W Pebble Ct, State Rd 1130, Lejeune Blvd, Ellis Blvd, State Rd 1159, Church St, Hagaru Dr, Scotsdale Ct | $610 |
| Bancroft St, Community Dr, Munda Pl, Fox Run Rd, Steller Rd, Highwood Ct, State Rd 1246, Spargo St, Fawn Trl, Pekin St | $595 |
| Mallard Dr, Navy Blue Dr, State Rd 1370, Dawn Ct, Thorn Ln, Blue Creek Rd, Compton St, Blue Angel Ct, Foster Rd, State Rd 1215 | $605 |
| Magnolia Gardens Dr, State Rd 1314, Barn St, Springdale Dr, Armstrong Dr, Spring Villa Ct, Telemark Ln, Treehaven Ln, McAllister Rd, Campbell Pl | $584 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Jacksonville | $89 to $91 |
| Onslow County | $89 |
| Hofmann Forest | $82 |
| Camp Lejeune | $88 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Jacksonville Homeowner Insurance Premium Example | $1,900 | $1,500 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $14,200 | $13,400 |
| Net Savings to Jacksonville Home Owner from High Deductible Plan | $800 | |
| Scenario | Jacksonville, NC Home Replacement Value MORE than Home Value | Jacksonville, NC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $142,500 | $106,000 |
| Insurance Premium based on Replacement Value | $650 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $19,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
| Insurance Company | Farmers Insurance | Allstate | GEICO Insurance |
| Monthly Premium | 43 | 41 | 40 |
| Year Built | 1990 | 1976 | 2010 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $125000-$150000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | > $10,000 Deductible |