Jacksonville Insurance Rates:

Jacksonville, IL homeowners insurance is nearly $617 to $838, about $51-$69/month. Our in depth analysis shows customers can save as much as $290 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One thing i like about this insurance company is that they are local to my area, which is very convenient, especially because my schedule can get very busy.
Farmer's Insurance
I don't like that my agent would incessantly call me at the beginning. i felt like he should know i would reach out if i needed him and it was just annoying.
American Family
Whenever we call them the customer service is always prompt and courteous. they do not put us on hold a long time like other companies.
Aaa
It is a well-known insurance company with wide range of insurance plans. The premium offered by this company is quite manageable and the services offered by the company representative are easy.
American Family
Pretty good experience altogether. They got back to me right away. It was stress-free and hassle-free. Didn't worry about it taking forever
Aaa
The raised the rates in the last 2 years alot. Called but they refuse to lower them
Allstate
I like everything can be done through the website or on the phone.
Erie Insurance
Good price and if you need anything they are there to help in anyway

Jacksonville, IL Homeowners Insurance By Home Value

Jacksonville, IL Home Value Total Homes % of Total Average Jacksonville, IL Homeowners Insurance
Less than $50,000 573 13.0% $196
$50,000 to $59,999 342 7.0% $414
$60,000 to $69,999 447 10.0% $516
$70,000 to $79,999 406 9.0% $596
$80,000 to $89,999 382 8.0% $676
$90,000 to $99,999 305 7.0% $756
$100,000 to $124,999 503 11.0% $879
$125,000 to $149,999 259 6.0% $1097
$150,000 to $174,999 304 7.0% $1301
$175,000 to $199,999 220 5.0% $1497
$200,000 to $249,999 353 8.0% $1802
$250,000 to $299,999 97 2.0% $2202
$300,000 to $399,999 119 2.0% $2798

Top Home Insurance Agents Near Jacksonville, IL

Home Insurance Company Near Jacksonville, IL Homeowners Insurance Agency Near Jacksonville, IL Address
NA Floyd D Yeck, Jr./Miller Insurance Agency 106 E Jackson St, Athens, IL, 62613
State Farm Brian Yontz 2001 N Main St, Lewistown, IL, 61542-0149
Farmers Josh Huff 318 E Monroe St, Springfield, IL, 62701
Erie Rezin Insurance 3307 Robbins Road, Springfield, IL, 62704
Travelers Squier Insurance Agency Inc 809 W MAIN ST, HARDIN, IL, 62047

Cost Of Homeowners Insurance By Street Near Jacksonville, IL

Streets in Jacksonville Area Homeowners Insurance Cost
N Crescent Dr, W Chambers St, Elliott Dr, S West St, Eleanor Ln, Gray Rd, Fulton St, Courier Rd, Poor Farm Rd, Kentucky St$727
County Line Rd, Eisenhower Dr, Labor Dr, Ring Rd, W Point Dr, W Morton Ave, Berkshire Ln, Lincoln Rd, Woodfield Blvd, Headen Rd$746
Matson Rd, Literberry Prentice Rd, Crampton Rd, Newmans Aly, Rosedale Blvd, Hamilton Dr, Standley Ln, Grand Blvd, Co Hwy 123, James Creek Ln$745
Sheridan St, Passavant Dr, Nazarene Rd, W College Ave, Zimmer Rd, Trussell Rd, Farmer Rd, Willow Branch Rd, Lake St, Franks Rd$738
Westfair Dr, Marnico Rd, Zella Ln, Sangamon County Line Rd, Kern Rd, Springwater Dr, Bedwell St, Libby Ln, Doolin Ave, Lisbon Ave$751
Stratford Ln, E Independence Ave, W Lafayette Ave, Yates School Rd, Sunset Dr, Carter Rd, Brenda Dr, W Independence Ave, Freedman St, Forest Hill Dr$716
Elizabeth Pl, Knollwood Way, Southbrooke Rd, Vasey Ln, Hooker St, S Sandy St, Brunes Rd, E Court St, Donnan Ln, Orlando St$715
Duncan Park, Creed Rd, Sycamore St, Ebenezer Church Rd, Leland Lake Dr, Mount Zion Rd, Collins Pl, Richards St, Alice Dr, Farrell St$749
S Kosciusko St, Marsik Ln, Franklin Dr, Roth Rd, E Chambers St, Valevue Acres Dr, Sandusky St, Adams St, E Walnut St, Crestwood Dr$727
Pendik St, W Morton Ave, Anderson St, Robin Rd, Molohan Dr, Woodland Pl, Edlen Ln, Dunlap Ct, Bourn Rd, S Webster Ave$744

Jacksonville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jacksonville$108 to $111
Jacksonville No. 9$106
Jacksonville No. 5$107
Jacksonville No. 10$109

Jacksonville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jacksonville No. 9 precinct, Morgan County, Illinois $107 $142 $213
Jacksonville No. 5 precinct, Morgan County, Illinois $107 $142 $213
Jacksonville No. 8 precinct, Morgan County, Illinois $107 $143 $215

Jacksonville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jacksonville, IL5.9%14.2%
Jacksonville No. 96.32%12.32%
Jacksonville No. 57.62%16.62%
Jacksonville No. 86.21%17.92%

Jacksonville Renters Insurance as a Percentage of Rent

Jacksonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 89 3.0% $356
$200 to $299 145 5.0% $806
$300 to $499 659 22.0% $1256
$500 to $749 1,241 42.0% $1931
$750 to $999 644 22.0% $2681
$1,000 to $1,499 118 4.0% $3806

Jacksonville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Jacksonville Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,000$4,400
Net Savings to Jacksonville Home Owner from High Deductible Plan $600

Jacksonville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jacksonville, IL Home Replacement Value MORE than Home Value Jacksonville, IL Home Replacement Value LESS than Home Value
Replacement Value $138,000 $87,000
Insurance Premium based on Replacement Value $575 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Jacksonville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceState Farm
Monthly Premium 314084
Year Built 197319881964
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Jacksonville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 330,000 Wood Shake Roof 4,940 5 > $10,000 Deductible 760 7 Stucco siding No
1985 105,000 Slate Shingles Roof 1,540 2 $500 Deductible 520 10 Brick siding yes
1942 175,000 Tile Roof 2,600 5 $5000 to $10,000 Deductible 780 12 Stone Siding No
1971 140,000 Wood Shake Roof 2,150 3 $500- $1000 Deductible 150 4 Brick siding No
1960 125,000 Slate Shingles Roof 1,710 2 $500- $1000 Deductible 280 7 Wood siding No
1965 140,000 Asphalt Shingles Roof 2,050 5 $500 Deductible 80 1 Wood siding No
1978 170,000 Metal Roof 2,890 4 $500 Deductible 250 4 Wood siding yes
1976 130,000 Shingles Roof 1,780 2 $500 Deductible 40 1 Fiber-Cement Siding No
1948 340,000 Composition Roof 4,650 5 $2500-$5000 Deductible 930 10 Fiber-Cement Siding No
1975 320,000 Metal Roof 4,110 5 $500 Deductible 500 4 Brick siding yes
1965 175,000 Slate Shingles Roof 2,400 5 $1000-$2500 Deductible 60 1 Fiber-Cement Siding No
1969 140,000 Wood Shake Roof 2,170 3 $2500-$5000 Deductible 390 7 Wood siding No
1969 135,000 Membrane Roof 1,930 3 $500- $1000 Deductible 60 1 Wood siding yes
1949 275,000 Composition Roof 4,130 5 $5000 to $10,000 Deductible 60 1 Vinyl siding No
1945 155,000 Wood Shake Roof 2,050 3 $5000 to $10,000 Deductible 220 5 Vinyl siding No
1960 65,000 Wood Shake Roof 1,050 2 $500 Deductible 180 6 Vinyl siding No
1978 110,000 Wood Shake Roof 1,630 3 $500- $1000 Deductible 290 6 Vinyl siding No
1949 155,000 Wood Shake Roof 2,140 3 $500- $1000 Deductible 90 2 Stone Siding yes
1941 185,000 Membrane Roof 2,560 4 $500- $1000 Deductible 240 3 Stone Siding No
1947 235,000 Metal Roof 3,030 4 > $10,000 Deductible 440 8 Stone Siding yes
1941 125,000 Asphalt Shingles Roof 2,030 3 $1000-$2500 Deductible 170 4 Wood siding No
1964 130,000 Metal Roof 2,050 4 $500- $1000 Deductible 100 2 Fiber-Cement Siding No
1977 110,000 Wood Shake Roof 1,630 3 $1000-$2500 Deductible 360 10 Wood siding No
1988 150,000 Composition Roof 1,910 3 $1000-$2500 Deductible 390 7 Brick siding No
1975 90,000 Membrane Roof 1,670 2 $1000-$2500 Deductible 250 7 Wood siding yes
1940 160,000 Wood Shake Roof 2,890 4 $500- $1000 Deductible 360 5 Fiber-Cement Siding No
1964 185,000 Composition Roof 2,610 4 $1000-$2500 Deductible 270 4 Vinyl siding yes
1944 165,000 Composition Roof 2,820 4 $500- $1000 Deductible 140 3 Stucco siding yes
1977 200,000 Shingles Roof 3,550 5 $1000-$2500 Deductible 640 9 Stone Siding No
1963 70,000 Metal Roof 1,300 3 $2500-$5000 Deductible 60 4 Vinyl siding yes