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Jacksonville, FL Home Values & Insurance Rates

Jacksonville, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 14,090 7.0% $174
$50,000 to $59,999 4,511 2.0% $384
$60,000 to $69,999 5,439 3.0% $477
$70,000 to $79,999 7,570 4.0% $547
$80,000 to $89,999 9,197 5.0% $629
$90,000 to $99,999 8,552 4.0% $699
$100,000 to $124,999 21,187 11.0% $803
$125,000 to $149,999 19,810 10.0% $1013
$150,000 to $174,999 23,601 13.0% $1199
$175,000 to $199,999 16,585 9.0% $1386
$200,000 to $249,999 23,451 12.0% $1665
$250,000 to $299,999 14,518 8.0% $2038
$300,000 to $399,999 11,949 6.0% $2586

Top Home Insurance Agents Near Jacksonville, FL

Home Insurance Company Near Jacksonville, FL Homeowners Insurance Agency Near Jacksonville, FL Address
NA Cotter Insurance, Llc 11560-6 Old St Augustine Rd, Jacksonville, FL, 32258
Travelers Donovan & Abercrombie Insurance 6267 DUPONT STATION CT, JACKSONVILLE, FL, 32217
State Farm Jim Chitty Jr 2801 St Jns Blf Rd S Ste 3, Jacksonville, FL, 32246-3743
Travelers Morrow Insurance Group Inc Of Fernandina Bch 95762 AMELIA CONCOURSE 1896 S 14TH ST, FERNANDINA, FL, 32034
Travelers The Wright Agency Inc 4711 Us Hwy 17 S Ste 3 Orange Park, Fleming Island, FL, 32003

Estimated Home Insurance By Street Area Near Jacksonville, FL

Jacksonville Area Estimated House Insurance
N Tidewater Lakes Creek, E Luth Dr, Anne Ave, Otto St, Sandhurst Rd S, Jacobs Ave, Morgan Hill Ct, Secretariat Ln N, Railroad Ave, Palafox St$1,157
Side Out Ct, Goodman Rd, Brighton Bay Trl W, Thor St, Lyons St, E 27th St, Berringer Ln, Ortega Forest Dr, E Oxfordshire Ave, Wiregrass Ln$1,105
US Hwy 90 W, Pleasant Pine Dr, Arlet Dr, Oak Leaf Rd, Cain Oaks Ct, Ivybridge Ct, Walter Rd, 23rd Cir N, Viburnum Ct, Bulls Bay Hwy$1,142
Verde Gardens Rd, Hazel Lake Dr, Ivy St, Belle Rive Blvd, Betula Rd, Prosperity Lake Dr, Woodland St W, Patou Dr W, Riverstone Way, Hickory Hill Dr$1,169
Morning Glory Rd N, Melson Ave, Galloway Dr, Spring Glen Rd, Brookridge Rd, W Ish Brant Ct, Ahern St, Hanson Dr S, Harpers Ferry Ln, Spicewood Dr$1,370
Doby St, Pawnee St, Bacall Rd W, Lido Rd, Shawland Rd, Lisa Dr E, Trout River Te, Pine Straw Ln, Abel Ln, Tiny Dr$1,131
Busch Dr N, Washburn Ct, Joffre Dr, Redleaf Ct, Grand Lakes Dr, Barber Dr, Gately Rd, Caladium Rd, Anglia Dr, Aqua Surf Ct$1,219
Laura St, Baltimore Pl, Scaff Rd, Jork Rd, French St, Mandarin Ridge Ln, Montrose Ave N, St Johns Industrial Pkwy N, Plum St, Lochlaurel Dr$1,105
River Creek Dr E, Whispering Oaks Dr, Devondale Way, Gate Pkwy N, Joda Ln N, Restlawn Dr, Dekle Ave, Kuralei Dr, Alton Box Rd W, Waterfall Dr$1,295
Coralberry Ln W, Lakewood Cir E, Whisper Glen Dr, Water Bluff Ln E, Otis Rd, Pleasant Oaks Rd, Owens Rd, Clock St, Chaffee Ter, Union Hall Pl$1,238

Savings on home insurance for senior occupied homes

PlaceSavings
Jacksonville$174 to $176
Duval County$175
Jacksonville West$171
Jacksonville East$177

Jacksonville, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jacksonville, FL6.7%21.9%
Duval County6.67%21.66%
Jacksonville West7.76%23.71%
Jacksonville East6.3%20.03%

Jacksonville Renters Insurance as a Percentage of Rent

Jacksonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,918 1.0% $338
$200 to $299 2,844 2.0% $788
$300 to $499 5,535 4.0% $1238
$500 to $749 21,797 19.0% $1913
$750 to $999 34,707 30.0% $2663
$1,000 to $1,499 36,970 32.0% $3788
$1,500 or more 8,387 7.0% $5438

Jacksonville, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32208 $96,800 $1,140
32206 $88,000 $1,130
32254 $81,900 $1,130
32209 $78,500 $1,120
32259 $303,600 $1,270
32224 $245,200 $1,240
32256 $242,600 $1,240
32223 $233,400 $1,230
32258 $212,100 $1,220
32217 $204,500 $1,200
32226 $201,000 $1,210
32225 $199,400 $1,200
32257 $188,300 $1,190
32222 $161,900 $1,170
32277 $161,000 $1,180
32246 $155,100 $1,170
32207 $154,900 $1,180
32218 $154,500 $1,170
32221 $150,800 $1,170
32204 $149,300 $1,170
32216 $147,600 $1,170
32205 $147,300 $1,170
32220 $146,900 $1,170
32211 $130,400 $1,150
32219 $129,300 $1,160
32244 $128,400 $1,160
32210 $127,600 $1,150
32202 $109,600 $1,150

Jacksonville, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Jacksonville Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,700$14,500
Net Savings to Jacksonville Home Owner from High Deductible Plan $1,200

Jacksonville, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jacksonville, FL Home Replacement Value MORE than Home Value Jacksonville, FL Home Replacement Value LESS than Home Value
Replacement Value $172,000 $125,500
Insurance Premium based on Replacement Value $2,975 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $325/year

Example Jacksonville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceState Farm
Monthly Premium 177309263
Year Built 201119822009
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Jacksonville, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Duval County, Florida $175 $233 $350
Jacksonville West CCD, Duval County, Florida $171 $228 $342
Jacksonville East CCD, Duval County, Florida $177 $236 $354

Sample Home Insurance Rates for Jacksonville, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 200,000 Slate Shingles Roof 1,850 4 $2500-$5000 Deductible 1400 5 Brick siding yes
2001 310,000 Shingles Roof 3,380 4 $5000 to $10,000 Deductible 2870 12 Stucco siding No
1998 440,000 Metal Roof 4,940 5 $500- $1000 Deductible 3100 4 Stone Siding No
1983 225,000 Wood Shake Roof 2,110 3 $1000-$2500 Deductible 3020 9 Brick siding No
2000 170,000 Asphalt Shingles Roof 1,600 4 $500 Deductible 3110 9 Stucco siding No
1970 265,000 Membrane Roof 2,540 4 $500 Deductible 2950 7 Vinyl siding yes
1976 80,000 Tile Roof 1,080 2 $500- $1000 Deductible 1100 10 Stone Siding yes
2001 140,000 Wood Shake Roof 1,670 4 $500 Deductible 1230 5 Stone Siding No
2009 455,000 Metal Roof 4,530 5 $500- $1000 Deductible 2600 5 Vinyl siding No
1981 75,000 Tile Roof 723 1 > $10,000 Deductible 1850 12 Stone Siding No