Jackson, OH Home Insurance - Analysis On Quotes, Rates & Agents

Jackson, OH Insurance Rates:

The average cost of home insurance in Jackson, OH is $781 while the average cost of insurance in the state is $712 Home insurance is lower/higher than the average home insurance rates in the state. vHome Insurance stresses the importance of comparing home insurance quotes provided by different insurers. Enter your Zip Code in the banner below to get instant home insurance quotes.

Compare Quotes from Top Providers and Save now!

Average Home Insurance Premium in Jackson, OH

National Average Premium State Average Premium Jackson Average Premium
$1,438 $712 $781

Top Home Insurance Companies in Jackson, OH | Back to Top

The following is a list of home insurance companies that provide the best home insurance quotes in Jackson, OH.

Company Name Coverage $70,000 Coverage $150,000 Coverage $200,000 Coverage $350,000
Liberty Mutual $802 $962 $1,251 $1,726
Aaa $1,093 $1,312 $1,706 $2,354
Erie Insurance $1,146 $1,375 $1,787 $2,466
State Farm $1,063 $1,275 $1,658 $2,288

Jackson, OH Homeowners Insurance for Different Coverages | Back to Top

Coverage Type Home Insurance Cost($)
$100,000 To $124,999 459.01
$150,000 To $174,999 661.28
$175,000 To $199,999 817.7
$200,000 To $249,999 924.81
$250,000 To $299,999 1,426.13
$300,000 To $399,999 1,886.35
$400,000 To $499,999 2,249.58
$500,000 To $749,999 2,879.47
$750,000 To $999,999 3,329.38
$1000,000 To $1499,999 3,666.82
$1500,000 To $2000,000 3,936.77

Visual Guide for Jackson, OH Home Insurance Buyers on Insurance Companies and Rates

Top Home Insurance Agents Near Jackson, OH | Back to Top

Home Insurance Company Near Jackson, OH Homeowners Insurance Agency Near Jackson, OH Address
Nationwide Jackie L Fling 50 Troy Rd, Delaware, OH, 43015-1537
Travelers Jacobs Ins Services Llc 128 WATT ST, CIRCLEVILLE, OH, 43113
Travelers Soller Insurance Agency Inc 891 SOUTH JAMES RD, COLUMBUS, OH, 43227
State Farm Tony Adams 1248 W Main St, Newark, OH, 43055-2004

List of Jackson, OH Home Insurance Agents by Companies

Jackson, OH Homeowners Insurance Rates Based on Claims Filed | Back to Top

Homeowners in Jackson, OH who have no previous history of filing for claims are eligible for a discount of $109.34. Homeowners in Jackson, OH who have filed one claim previously have to pay an additional home insurance rate of $70, while homeowners who have filed 2 claims previously have to pay $94 on their home insurance premium.

Type of Claim Homeowners Insurance Cost Increase/Decrease($) Homeowners Insurance Cost($)
No Claim Discount -109 672
One Claim +70 851
Two Claim +94 875

Jackson, OH Homeowners Insurance by Zip Code | Back to Top

Zip Code Median Home Value($) Home Insurance Cost($)
45640 100,700 742

Factors Affecting Home Insurance Premiums in Jackson, OH

Homeowners staying in Jackson, OH have to pay an average of $781 as the home insurance cost. There are several factors that affect home insurance premiums in Jackson, OH. vHome Insurance lists the factors that could help homeowners lower their homeowners insurance premiums.

Jackson, OH Home Insurance Premium Based on the Number of Bedrooms | Back to Top

Bedroom Size Average Homeowners Insurance Cost($)
2 Bedroom 644
3 Bedroom 690
4 Bedroom 1,058
5 Bedroom 1,564

Jackson, OH Home Insurance Premiums for Different Deductibles | Back to Top

Jackson, OH homeowners who pay a low deductible rate of $500 pay a higher rate for their home insurance, while Jackson, OH homeowners who pay a deductible rate as high as $2500 pay a lower rate as part of their home insurance, as seen in the table below.

Deductible Type Average Homeowners Insurance Cost($)
$500 Deductible 772
$1000 Deductible 698
$1500 Deductible 657
$2000 Deductible 597
$2500 Deductible 561

Jackson, OH Homeowners Insurance Premium Based on the Age of the Home | Back to Top

Homeowners in Jackson, OH pay a much lower home insurance rate if their homes are newly constructed. Homeowners with homes that are older than 50 years pay a much higher rate on their home insurance premium as seen in the table below.

Home Age Homeowners Insurance Cost($)
Newly Constructed Home 586
Year 30 Old 793
Year 40 Old 801
Year 50 Old 811
Above Year 50 818

Jackson, OH Homeowners Insurance Cost Based on the Construction Type of the Home | Back to Top

Construction Type Home Insurance Cost Savings($) Home Insurance Cost($)
Fire Resistive 109 672
Masonry 39 742
Brick 39 742
Superior 78 703
Hail Resistant Roof 16 765

Top Saving Tips on Jackson, OH Homeowners Insurance | Back to Top

Depending upon the construction type and the construction materials of the home, Jackson, OH homeowners receive a considerable amount of discounts. Jackson, OH homeowners can also make use of bundling discounts to lower home insurance premiums. Furthermore, senior citizens residing in Jackson, OH receive additional discounts on their homeowners insurance. Homes installed with security devices are considered a safe bet for home insurers. As a result, home insurance companies tend to offer discounts to Jackson, OH homes with enhanced security features.

The tables below contain the complete list of discounts that Jackson, OH homeowners can take advantage of to increase their savings.

Jackson, OH Auto & Homeowners Insurance Bundling Discounts and Senior Citizen Discounts

Discount Type Home Insurance Cost Savings($) Home Insurance Cost($)
Bundle Discount 125 656
Retiree Discount (Senior Citizen Discount) 109 890
Newly Constructed Home 195 586

Jackson, OH Home Insurance Discounts for Home Safety Devices | Back to Top

Home Safety Devices Home Insurance Cost Savings($) Home Insurance Cost($)
Deadbolts 78 703
Fire Extinguishers 55 726
Smoke Detectors 78 703
Sprinkler System 102 679
Fire Alarm 62 719
Burglar Alarm 70 711
Lightning Protection 23 758

Latest Home Insurance Reviews

American Modern Insurance
I am satified with my insurance options at this time but wish that there were more choices available to me. My local insurance agent has retired so I do not have an individual that I can discuss plans with in person anymore.
Horace Mann Educators Corporation
In summation, after our car was repaired from the accident above, our agent called to make sure everything had been handled satisfactorily. we explained our disappointment with the rental car process, that we had been charged for an upgrade when we specifically stated we did not want one and had to pay out of pocket for the difference. the flip-side positive is that our agent ended up getting our money refunded, they handled the subrogation very fast and our deductible was quickly reimbursed. simply put, i imagine that being an educator, and having access to this company, is a very worthwhile experience even with the few "bumps" we've encountered.
Of course, the thing that stands out as the most negative to me is the fact that our premiums keep steadily rising. we have lived in the same house for 11 years and yet the cost to insure it has greatly increased, without ever making a claim.
American Family
I like how my insurance company due to its prompt in helping its customers in offering the best services
Liberty Mutual
We had Progressive before and they increased our rates after we got new cars so we switched because it was a couple hundred dollars a month difference.
State Farm
My premium is so low it is almost like getting it for free. Other companies want to double what I am paying for the same coverage.
Erie Insurance
Erie is very responsive and really good with customer service. Although I have never had to file a claim, they have always been very helpful and have always been able to answer my questions in a very responsive manner.
The customer service I have received thus far has been excellent. They have been very helpful with any problems I have had, and questions I've had.
Farmer's Insurance
I am unaware of other companies and their premium and deductibles. I am completely satisfied with Farmers at this time.