Jackson Insurance Rates:

Jackson, NJ homeowners insurance is about $730 to $989, about $60-$82/month. Our extensive guide reveals consumers can save as much as $343 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
If i do have to go to the office there are multiple people in the office who can assist me and i do not have to necessarily wait for the agent to help me with my questions.
State Farm
I love the claims experience that i have had with state farm. they are extremely helpful with expediting my process and answering my questions. a lot of companies would probably try to just get the claim closed and get off the phone, but state farm is great.
Aaa
I do not call customer service reps much at this company. I usually just like to pay my bill and be done with it. All the validation and pressing buttons to get to the correct party is frustrating to me. I am angry by the time I finally am connected to the right party.
Farmer's Insurance
They specializing in insuring farms so their premiums are better priced because of that reason. This is the main reason I like this company.
New Jersey Manufacturers Insurance Company
They were completely straight forward with me when I called about getting a quote and switching to them. They went over all my options, and even told me why going with a higher level program was not necessary for my situation. I was also able to receive a discount from them since I had my car insurance with them.
State Farm
The communication is great when I need to speak with them. They have 24-hour service and ability to help you.
State Farm
There's nothing really I dislike about this company because there haven't been any issues that have required me to get out of my way to settle some small thing.

Jackson, NJ Homeowners Insurance By Home Value

Jackson, NJ Home Value Total Homes % of Total Average Jackson, NJ Homeowners Insurance
Less than $50,000 750 6.0% $60
$125,000 to $149,999 250 2.0% $343
$150,000 to $174,999 477 4.0% $412
$175,000 to $199,999 403 3.0% $472
$200,000 to $249,999 2,042 17.0% $566
$250,000 to $299,999 2,073 17.0% $695
$300,000 to $399,999 5,390 45.0% $884

Top Home Insurance Agents Near Jackson, NJ

Home Insurance Company Near Jackson, NJ Homeowners Insurance Agency Near Jackson, NJ Address
NA Two Rivers Insurance Group, Llc 91 E Front St 3Rd Fl Red Bank, Red Bank, NJ, 7701
State Farm Bob Sill 705 Stony Hill Rd, Yardley, PA, 19067-5519
Farmers Joshua Quinn 423 N Main St Ste B, Doylestown, PA, 18901
Travelers Kouvel Insurance 766-768 BROADWAY STE #2, BAYONNE, NJ, 7002
Travelers Kra Insurance Agency Inc 871 Mountain Ave, Springfield, NJ, 7081

Cost Of Homeowners Insurance By Street Near Jackson, NJ

Streets in Jackson Area Homeowners Insurance Cost
Spyglass Dr, Redwood Pl, Hannah Hill Rd, Trotter's Way, Birmingham Rd, Summerhill Ave, Danielle Ct, Vanhiseville Rd, Ross Ln, Emma Ln$867
Pineview Village Apartment, Monroe Ln, Elana Dr, Cummings Rd, Autumn Ave, Monmouth Rd, Seminole Ct, Sergey Rd, Arkansas Dr, Melissa Lee Dr$870
Shadow Creek Ct, Crocus St, Wendy Ct, Upper Pennsylvania Ave, Pushkin Rd, Kings North Rd, Christine Lynn Ct, Eagle Rd, Columbia Ct, Lancaster Way$863
Homestead Rd, Co Rd 537, Jackson Mills Rd, Feather Ln, Cross Farms Ct, Cannon Blvd, Albany Ave, Montifiore Rd, Atlanta Dr, Camelia Rd$868
Whitecomb St, Seredipity Dr, Piccadilly Dr, Southfork Dr, Bethel Church Rd, Xavier Dr, Harmony Hill Ct, Murdock Pl, Crimson Maple St, Cathy Ct$870

Jackson, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jackson$128 to $131
Vista Center$132
Cedar Glen West$115
Lakehurst$123

Jackson, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vista Center CDP, New Jersey $111 $147 $221
Cedar Glen West CDP, New Jersey $96 $128 $192
Lakehurst borough, New Jersey $103 $137 $205

Jackson, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jackson, NJ2.9%8.5%
Vista Center3.33%7.37%
Cedar Glen West13.07%17.25%
Lakehurst3.5%9.87%

Jackson Renters Insurance as a Percentage of Rent

Jackson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 1.0% $329
$300 to $499 79 3.0% $1229
$500 to $749 94 3.0% $1904
$750 to $999 444 17.0% $2654
$1,000 to $1,499 885 34.0% $3779
$1,500 or more 1,037 40.0% $5429

Jackson, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Jackson Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Jackson Home Owner from High Deductible Plan $600

Jackson, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jackson, NJ Home Replacement Value MORE than Home Value Jackson, NJ Home Replacement Value LESS than Home Value
Replacement Value $90,500 $64,000
Insurance Premium based on Replacement Value $400 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Jackson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 80164169
Year Built 197019802013
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$500000-$600000$500000-$600000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Jackson, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 490,000 Composition Roof 2,460 5 $500 Deductible 1830 10 Stucco siding yes
1993 510,000 Composition Roof 3,140 4 $2500-$5000 Deductible 1840 10 Fiber-Cement Siding No
1985 660,000 Metal Roof 3,940 5 $500- $1000 Deductible 640 3 Wood siding yes
1986 775,000 Membrane Roof 4,370 5 $5000 to $10,000 Deductible 1100 6 Wood siding No
1976 505,000 Metal Roof 3,630 5 $5000 to $10,000 Deductible 360 3 Stucco siding No
1995 495,000 Membrane Roof 2,420 4 $5000 to $10,000 Deductible 1310 12 Fiber-Cement Siding yes
2013 330,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 970 7 Brick siding No
1982 450,000 Slate Shingles Roof 2,230 3 $500 Deductible 190 1 Wood siding yes
2011 445,000 Composition Roof 3,190 5 $1000-$2500 Deductible 250 2 Wood siding No
1983 735,000 Shingles Roof 4,010 5 $2500-$5000 Deductible 330 2 Vinyl siding yes
1989 295,000 Wood Shake Roof 1,600 3 $1000-$2500 Deductible 340 4 Wood siding yes
2002 385,000 Asphalt Shingles Roof 2,160 3 > $10,000 Deductible 590 9 Fiber-Cement Siding yes
2004 490,000 Composition Roof 3,160 4 $500- $1000 Deductible 2770 12 Fiber-Cement Siding yes
2013 500,000 Asphalt Shingles Roof 3,100 4 $500 Deductible 580 3 Stone Siding No
1976 430,000 Composition Roof 2,940 4 $1000-$2500 Deductible 2140 12 Stone Siding yes
2011 540,000 Tile Roof 2,880 5 $500- $1000 Deductible 200 1 Stucco siding No
1975 390,000 Shingles Roof 2,070 5 $1000-$2500 Deductible 860 6 Fiber-Cement Siding No
1990 285,000 Shingles Roof 1,400 3 $1000-$2500 Deductible 590 5 Vinyl siding No
1971 355,000 Slate Shingles Roof 1,900 3 $500- $1000 Deductible 1280 9 Stucco siding yes
1992 350,000 Slate Shingles Roof 2,380 4 $500 Deductible 820 6 Stucco siding No
1997 505,000 Composition Roof 2,720 4 $500 Deductible 840 4 Stone Siding No
1986 320,000 Slate Shingles Roof 2,000 5 > $10,000 Deductible 290 4 Stucco siding yes
2009 375,000 Tile Roof 2,560 5 $500 Deductible 370 2 Vinyl siding No
2006 395,000 Membrane Roof 2,890 4 $1000-$2500 Deductible 140 1 Stone Siding yes
1981 270,000 Slate Shingles Roof 1,750 5 $5000 to $10,000 Deductible 620 12 Vinyl siding yes
1994 360,000 Membrane Roof 2,260 4 > $10,000 Deductible 890 10 Stucco siding yes
2006 340,000 Wood Shake Roof 1,900 5 $2500-$5000 Deductible 690 6 Brick siding yes
2001 310,000 Metal Roof 2,160 3 $5000 to $10,000 Deductible 700 8 Wood siding yes
2006 705,000 Shingles Roof 4,630 5 $5000 to $10,000 Deductible 160 1 Brick siding yes
2008 365,000 Wood Shake Roof 1,980 3 $2500-$5000 Deductible 1000 12 Stone Siding No
1974 970,000 Membrane Roof 4,910 5 $1000-$2500 Deductible 2720 12 Vinyl siding No