Jackson Insurance Rates:

Jackson, MO homeowners insurance is roughly $833 to $1,143, about $69-$95/month. Our extensive analysis indicates shoppers can save as much as $395 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Jackson, MO Homeowners Insurance By Home Value

Jackson, MO Home Value Total Homes % of Total Average Jackson, MO Homeowners Insurance
Less than $50,000 197 5.0% $167
$50,000 to $59,999 50 1.0% $355
$60,000 to $69,999 173 4.0% $444
$70,000 to $79,999 153 4.0% $503
$80,000 to $89,999 161 4.0% $573
$90,000 to $99,999 313 8.0% $642
$100,000 to $124,999 544 14.0% $750
$125,000 to $149,999 421 11.0% $938
$150,000 to $174,999 574 15.0% $1106
$175,000 to $199,999 306 8.0% $1274
$200,000 to $249,999 519 13.0% $1541
$250,000 to $299,999 142 3.0% $1877
$300,000 to $399,999 192 5.0% $2390

Top Home Insurance Agents Near Jackson, MO

Home Insurance Company Near Jackson, MO Homeowners Insurance Agency Near Jackson, MO Address
Farmers Chelsea Eaton 1166 Greenway Dr Ste B5, Jackson, MO, 63755
Allstate Minton Insurance 326 W Broadway # 116, Steeleville, IL, 62288
Erie Partners Hometown Insurance Agency Llc 600 Chester Center, Chester, IL, 62233
State Farm Pete Dooley 231 W Yoakum Ave, Chaffee, MO, 63740-1138
Farmers Ryan Wolk 21971 Hwy 32, Ste Genevieve, MO, 63670

Cost Of Homeowners Insurance By Street Near Jackson, MO

Streets in Jackson Area Homeowners Insurance Cost
E Main St, Choctaw Ln, Cornerstone Ln, Melody Ln, Tolbert Dr, Briar Crest Dr, Petra Ln, Co Rd 330, S Forester Dr, Arapaho Ln$985
Glen Oak Dr, Old Sprigg Street Rd, Old Cape Rd E, Vail Dr, S Mount Auburn Rd, Sunny Ln, Santee Ln, Co Rd 312, Jennifer Dr, Pocahontas Dr$997
Cecile Dr, Co Rd 314, Cabrona Dr, Sandia Ln, Chippewa Ln, Birk Ln, Kickapoo Ln, State Hwy Y, N High St, Glen Dr$1,005
Nicole Ln, Summit Ridge, E Washington St, Pecan Grove Ln, Onondaga Ln, Chandelier, Co Rd 324, Purple Martin Ln, John St, Sierra Ct$987
Branston Dr, Langholm Dr, Valley Creek Rd, Chestnut Ln, Big Cone Ln, Hillside Dr, Tunica Ln, Tahlequah Ln, Matthew St, Dawn Ln$989
Shepherd Ln, Pyrite Ln, Benton Hill Trce, Wellington Ln, Co Rd 621, N Shawnee Blvd, Bois Darc St, Boxwood Dr, Coventry St, Hopper Rd$1,006
Silverado Trl, Cheyenne Ridge, Breezie Ln, Capaha Trl, Co Rd 436, W Forester Dr, Jade Ln, Shady Ln, Flagstone Dr, Kimbel Woods Dr$995
James St, Watson Dr, Progress St, Shalom St, Co Rd 327, Pecan Ln, Marble Ln, Benton Hill Rd, Brookview St, S Union St$992
Old Cape Rd, Oakshire Dr, Lett Ln, Masterson Dr, Chickasaw Ln, Lake St, Berkley Dr, Oglala Ln, E Park St, Faithful Dr$994
State Hwy K, N Hope St, Cherrywood, Co Rd 463, Osceola Ln, Berchman St, Siete Ln, Summit Ct, Red Oak Dr, Co Rd 452$989

Jackson, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jackson$146 to $149
Cape Girardeau County$147
Byrd$149
Gordonville$150

Jackson, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cape Girardeau County, Missouri $147 $196 $294
Byrd township, Cape Girardeau County, Missouri $149 $199 $299
Gordonville village, Missouri $151 $201 $302

Jackson, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jackson, MO7.4%22.8%
Cape Girardeau County7.46%23.47%
Byrd7.43%23.16%
Gordonville7.64%21.87%

Jackson Renters Insurance as a Percentage of Rent

Jackson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 84 4.0% $789
$300 to $499 227 13.0% $1239
$500 to $749 715 41.0% $1914
$750 to $999 496 29.0% $2664
$1,000 to $1,499 186 10.0% $3789

Jackson, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Jackson Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,100$7,300
Net Savings to Jackson Home Owner from High Deductible Plan $800

Jackson, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jackson, MO Home Replacement Value MORE than Home Value Jackson, MO Home Replacement Value LESS than Home Value
Replacement Value $184,500 $113,000
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Jackson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 4266141
Year Built 199219861963
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Jackson, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 145,000 Wood Shake Roof 1,710 5 $500- $1000 Deductible 160 4 Fiber-Cement Siding No
2004 150,000 Wood Shake Roof 1,670 3 $5000 to $10,000 Deductible 120 3 Vinyl siding No
1982 150,000 Asphalt Shingles Roof 1,600 5 $1000-$2500 Deductible 100 2 Vinyl siding No
1994 170,000 Slate Shingles Roof 1,810 3 $1000-$2500 Deductible 480 7 Fiber-Cement Siding yes
2011 250,000 Composition Roof 2,530 4 $500- $1000 Deductible 930 9 Stone Siding No
1960 325,000 Shingles Roof 3,260 4 $500 Deductible 800 5 Wood siding yes
1976 250,000 Wood Shake Roof 2,340 4 $5000 to $10,000 Deductible 640 8 Brick siding yes
1989 195,000 Membrane Roof 2,330 5 $2500-$5000 Deductible 580 9 Wood siding yes
1960 290,000 Membrane Roof 3,380 5 $2500-$5000 Deductible 1380 12 Vinyl siding yes
1967 165,000 Composition Roof 1,900 3 $2500-$5000 Deductible 560 10 Vinyl siding yes
1978 155,000 Wood Shake Roof 1,430 3 $5000 to $10,000 Deductible 450 8 Fiber-Cement Siding No
2001 335,000 Shingles Roof 3,510 5 $1000-$2500 Deductible 450 4 Wood siding yes
1971 130,000 Wood Shake Roof 1,760 3 $500- $1000 Deductible 190 3 Fiber-Cement Siding yes
1964 285,000 Asphalt Shingles Roof 3,270 4 $2500-$5000 Deductible 120 1 Wood siding No
1979 320,000 Membrane Roof 3,380 4 $500- $1000 Deductible 1420 12 Stucco siding No
1972 240,000 Composition Roof 2,400 3 $2500-$5000 Deductible 330 5 Vinyl siding yes
1984 280,000 Membrane Roof 3,390 5 $1000-$2500 Deductible 680 7 Fiber-Cement Siding yes
2012 125,000 Slate Shingles Roof 1,670 3 $500- $1000 Deductible 600 12 Wood siding No
2003 280,000 Metal Roof 3,580 5 > $10,000 Deductible 180 3 Fiber-Cement Siding yes
2002 145,000 Wood Shake Roof 1,660 4 $500- $1000 Deductible 130 2 Fiber-Cement Siding yes
2003 435,000 Shingles Roof 4,200 5 $1000-$2500 Deductible 1030 6 Wood siding yes
1964 255,000 Composition Roof 3,060 4 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding No
1962 125,000 Wood Shake Roof 1,370 3 $500- $1000 Deductible 170 4 Fiber-Cement Siding yes
1961 245,000 Membrane Roof 3,190 5 $1000-$2500 Deductible 250 3 Vinyl siding No
2004 155,000 Composition Roof 1,460 3 $500 Deductible 650 7 Stucco siding No
2012 380,000 Slate Shingles Roof 4,650 5 $2500-$5000 Deductible 650 5 Vinyl siding No
2010 170,000 Tile Roof 1,580 3 $5000 to $10,000 Deductible 200 4 Stone Siding No
1976 250,000 Composition Roof 3,230 5 $1000-$2500 Deductible 690 6 Fiber-Cement Siding yes
1960 385,000 Tile Roof 3,990 5 $1000-$2500 Deductible 180 1 Vinyl siding yes
2010 220,000 Tile Roof 2,130 3 $5000 to $10,000 Deductible 740 8 Vinyl siding yes
2003 160,000 Membrane Roof 1,660 4 $2500-$5000 Deductible 350 8 Wood siding No
1969 205,000 Asphalt Shingles Roof 2,900 4 > $10,000 Deductible 200 4 Stucco siding yes
1990 400,000 Tile Roof 4,020 5 $1000-$2500 Deductible 860 6 Vinyl siding yes
1979 300,000 Tile Roof 2,810 4 $5000 to $10,000 Deductible 300 4 Brick siding yes