Jackson Insurance Rates:

Jackson, MI homeowners insurance is nearly $607 to $822, about $50-$68/month. Our extensive guide reveals consumers can save upto $286 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
To me, they are a very no-frills company, and you get what you pay for. it was one of the cheapest policies that i quoted when i bought my home, so since cost and savings is all that i care about, i went with them.
Amica Mutual Insurance
They are very disorganized within their corporate offices. they ended up sending us a refund, which was supposedly for an overage in our escrow, but made a mistake, as it was supposed to be for another client, and to rectify the situation took nearly three weeks.
Progressive
I like that my insurance company bundles my different insurance coverages to lower their individual costs. i currently bundle my home and auto insurance through progressive and it has saved me a lot of money.
Travelers
The people are always rude and almost like a robot. Everything there is a scheme to keep you from getting a claim
Farmer's Insurance
I can call my agent's office and someone answers right away. She knows everything about my insurance without having to put me on hold. It's a smaller office, they have gotten to know our family over the years. It's nice to call in with a question or concern and ALWAYS get excellent customer service.
Liberty Mutual
Their mobile application is not great. The application seems to be browser based rather than built specifically for a platform. It needs to be updated with the current functions that the app has only with an improved interface
Meemic Insurance
I feel that their communication is appropriate. I receive emails and newsletters as appropriate throughout the year with helpful information. They even send a Christmas card with a recipe for something seasonal!
State Farm
Reliable, consistent. the only thing that I would like is if they change their premium so that It got cheaper the longer you use it

Jackson, MI Homeowners Insurance By Home Value

Jackson, MI Home Value Total Homes % of Total Average Jackson, MI Homeowners Insurance
Less than $50,000 1,636 22.0% $243
$50,000 to $59,999 703 9.0% $507
$60,000 to $69,999 1,030 14.0% $629
$70,000 to $79,999 706 9.0% $729
$80,000 to $89,999 826 11.0% $829
$90,000 to $99,999 449 6.0% $922
$100,000 to $124,999 839 11.0% $1072
$125,000 to $149,999 379 5.0% $1337
$150,000 to $174,999 198 2.0% $1580
$175,000 to $199,999 74 1.0% $1830
$200,000 to $249,999 133 1.0% $2202
$250,000 to $299,999 129 1.0% $2688

Top Home Insurance Agents Near Jackson, MI

Home Insurance Company Near Jackson, MI Homeowners Insurance Agency Near Jackson, MI Address
NA Rathbun Agency, Inc. 529 West Saginaw, Lansing, MI, 48933
NA Yes Insurance Agency Llc 135 E Bennett St 135 E Bennett St, Saline, MI, 48176
NA Abbott & Fillmore Agency, Inc. 105 W Main St, Stockbridge, MI, 49285
NA Looking Glass Insurance Agency Inc 325 E Grand River Ave 325 E Grand River Ave East Lansing, East Lansing, MI, 48823
State Farm Shirley Redrick 2140 Washtenaw Rd, Ypsilanti, MI, 48197-1708

Cost Of Homeowners Insurance By Street Near Jackson, MI

Streets in Jackson Area Homeowners Insurance Cost
Liberty St, Belden Rd, Commerce St, Sheldon St, W South St, Centralia Ave, Bernadette Dr, Jonquil Ct, Oleary Rd, Factory Rd$739
W Monroe St, Martin St, Wall St, Russell St, Valley Rd, Sweet Ave, Southway Rd, Ridgeway St, Madison Dr, Constantine Dr$749
McBride St, S Dwight St, E Monroe St, S Lakeside Dr, 9th St, N Forbes St, Deyo St, Broadcrest Rd, Duryeas Pt, W Pearl St$732
E Porter St, Dewey Ave, Van Buren St, N Brown St, Goodrich St, Warwick Ct, Goodrich St, N Waterloo Ave, Essex Ln, Bridge St$713
E Pearl St, Jasper St, Randolph St, S Brown St, Sulgrave Ave, Mound Ave, Greenwood Ave, Leah St, Best Rd, E High St$747

Jackson, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Jackson$106 to $109
Jackson County$111
Vandercook Lake$108
Blackman charter$110

Jackson, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jackson County, Michigan $111 $148 $222
Summit township, Jackson County, Michigan $111 $148 $222
Vandercook Lake CDP, Michigan $108 $144 $216

Jackson, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Jackson, MI6.0%17.3%
Jackson County4.99%15.46%
Summit5.1%14.52%
Vandercook Lake5.67%15.51%

Jackson Renters Insurance as a Percentage of Rent

Jackson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 515 9.0% $368
$200 to $299 473 8.0% $818
$300 to $499 815 14.0% $1268
$500 to $749 1,907 33.0% $1943
$750 to $999 1,323 23.0% $2693
$1,000 to $1,499 654 11.0% $3818

Jackson, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Jackson Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,800$9,600
Net Savings to Jackson Home Owner from High Deductible Plan $1,200

Jackson, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Jackson, MI Home Replacement Value MORE than Home Value Jackson, MI Home Replacement Value LESS than Home Value
Replacement Value $84,000 $64,000
Insurance Premium based on Replacement Value $350 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Jackson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 254222
Year Built 195519681941
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $50000-$75000$125000-$150000$75000-$100000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Jackson, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 85,000 Metal Roof 1,320 3 $1000-$2500 Deductible 20 1 Brick siding No
1943 270,000 Membrane Roof 4,390 5 > $10,000 Deductible 320 5 Vinyl siding yes
1945 140,000 Tile Roof 2,210 4 $2500-$5000 Deductible 320 5 Vinyl siding No
1944 215,000 Slate Shingles Roof 3,190 4 $500- $1000 Deductible 450 5 Vinyl siding yes
1948 240,000 Membrane Roof 3,700 5 $500 Deductible 1370 10 Stone Siding No
1947 190,000 Membrane Roof 3,360 4 $5000 to $10,000 Deductible 340 6 Fiber-Cement Siding yes
1952 100,000 Composition Roof 2,030 3 $1000-$2500 Deductible 130 3 Vinyl siding No
1966 170,000 Tile Roof 2,720 5 $500 Deductible 60 1 Stucco siding No
1961 95,000 Wood Shake Roof 1,710 3 $1000-$2500 Deductible 400 10 Stone Siding yes
1966 50,000 Slate Shingles Roof 960 2 $500- $1000 Deductible 240 10 Brick siding yes
1956 140,000 Shingles Roof 2,290 4 $1000-$2500 Deductible 340 5 Stone Siding No
1945 120,000 Asphalt Shingles Roof 1,840 3 $500- $1000 Deductible 270 7 Brick siding No
1952 285,000 Shingles Roof 4,340 5 $500- $1000 Deductible 1290 10 Stone Siding No
1954 100,000 Wood Shake Roof 1,750 3 $500- $1000 Deductible 330 9 Fiber-Cement Siding No
1956 130,000 Composition Roof 1,870 5 $1000-$2500 Deductible 180 4 Vinyl siding yes
1953 160,000 Membrane Roof 2,510 4 $2500-$5000 Deductible 410 8 Vinyl siding No
1940 60,000 Tile Roof 1,060 2 $1000-$2500 Deductible 120 5 Vinyl siding No
1949 275,000 Membrane Roof 4,530 5 > $10,000 Deductible 130 3 Brick siding yes
1967 100,000 Slate Shingles Roof 1,970 5 $500 Deductible 460 10 Brick siding No
1941 60,000 Membrane Roof 1,110 2 $2500-$5000 Deductible 160 9 Fiber-Cement Siding yes