Iselin, NJ homeowners insurance is about $726 to $985, about $60-$82/month. Our complete research reveals consumers can save upto $342 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Iselin, NJ | Homeowners Insurance Agency Near Iselin, NJ | Address |
|---|---|---|
| State Farm | Susan Goda | 16 Park Ave Ste 303, Rutherford, NJ, 07070-1750 |
| Travelers | William R Urban & Associates Inc | 9187 New Falls Rd #201 Fallsington, Falls Township, PA, 19054 |
| State Farm | Joe Vitiello | 583 Route 303, Blauvelt, NY, 10913-1100 |
| Travelers | Kra Insurance Agency Inc | 871 Mountain Ave, Springfield, NJ, 7081 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Woodbridge township, Middlesex County, New Jersey | $107 | $142 | $213 |
| Colonia CDP, New Jersey | $108 | $144 | $216 |
| Fords CDP, New Jersey | $107 | $142 | $213 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Iselin, NJ | 3.2% | 8.8% |
| Woodbridge | 3.08% | 8.07% |
| Colonia | 2.86% | 7.39% |
| Fords | 3.2% | 8.0% |
| Iselin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 38 | 1.0% | $781 |
| $300 to $499 | 37 | 1.0% | $1231 |
| $500 to $749 | 32 | 1.0% | $1906 |
| $750 to $999 | 91 | 4.0% | $2656 |
| $1,000 to $1,499 | 859 | 38.0% | $3781 |
| $1,500 or more | 1,153 | 52.0% | $5431 |
| Streets in Iselin Area | Homeowners Insurance Cost |
|---|---|
| S Hyde Ave, W Kelly St, Trento St, W Iselin Pkwy, Hyde Ave, S Cliff Rd, Bond St, Jansen Ave, N Juliet St, Nimitz Pl | $854 |
| Cheryl Dr, Brown Ave, S Harrison Ave, Pleasant Ave, Janci Ct, N Washington Ave, Mason St, Powell Pl, Mac Arthur St, Kiva St | $854 |
| Fiume St, Maple Hill Dr, Peyser St, Grand Ave, E George Pl, Montague Ave, Homes Park Ave, Lafayette Rd, Karkus Ave, Garden State Pkwy | $851 |
| Coakley St, W Broad St, W Francis St, Diaz St, Maple Rd, Warwick St, N John St, Winding Rd, Churchill St, Gill Ln | $854 |
| Dundee Ave, Worth St, Alfred Way, E Henry Pl, Chain O Hills Rd, Woodbridge Ter, Headley Pl, Vera Ln, N Laurel Ave, Maiden Way | $853 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Iselin | $127 to $130 |
| Woodbridge | $128 |
| Colonia | $129 |
| Fords | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Iselin Homeowner Insurance Premium Example | $3,300 | $2,800 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $25,000 | $23,500 |
| Net Savings to Iselin Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Iselin, NJ Home Replacement Value MORE than Home Value | Iselin, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $413,000 | $281,500 |
| Insurance Premium based on Replacement Value | $2,350 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,500 | Risk Exposure from Under Insuring Coverage is $93,000 |
| Premium Impact | Insurance cheaper by $525/year | Insurance costlier by $225/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | Farmers Insurance |
| Monthly Premium | 71 | 91 | 80 |
| Year Built | 1960 | 1997 | 1978 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $300000-$350000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |