Isanti Insurance Rates:

Isanti, MN homeowners insurance is roughly $856 to $1,165, about $71-$97/month. Our in depth guide reveals consumers can save upto $404 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Isanti, MN Homeowners Insurance By Home Value

Isanti, MN Home Value Total Homes % of Total Average Isanti, MN Homeowners Insurance
Less than $50,000 17 1.0% $151
$70,000 to $79,999 107 7.0% $465
$80,000 to $89,999 17 1.0% $525
$90,000 to $99,999 29 2.0% $596
$100,000 to $124,999 89 6.0% $687
$125,000 to $149,999 295 20.0% $859
$150,000 to $174,999 411 28.0% $1021
$175,000 to $199,999 236 16.0% $1172
$200,000 to $249,999 141 9.0% $1415
$300,000 to $399,999 89 6.0% $2193

Top Home Insurance Agents Near Isanti, MN

Home Insurance Company Near Isanti, MN Homeowners Insurance Agency Near Isanti, MN Address
NA Greg Ganyo Agency, Inc. 3531 88Th Ave Ne Circle Pines, Blaine, MN, 55014
Travelers Aaa Minneapolis - Dm-Tt 5400 AUTO CLUB WAY, MINNEAPOLIS, MN, 55416
Liberty Mutual Independent Herb Monson Agcy Inc 2416 E 117TH ST, BURNSVILLE, MN, 55337
State Farm John Arens 3259 Johnson St NE, Minneapolis, MN, 55418-2275
Travelers Mn Insurance Group Inc 13911 RIDGEDALE DR STE 135, MINNETONKA, MN, 55305

Cost Of Homeowners Insurance By Street Near Isanti, MN

Streets in Isanti Area Homeowners Insurance Cost
12th Pl SE, Holly St NW, Central Ave SW, Davis St S, Plum Creek Dr SE, Jackson Ct NE, 2nd Ave NW, Adams St, 8th Ave SE, Pine Circle Dr$1,009
16th Ave SE, Ten Oaks Dr S, Birch Ct SW, Opportunity Blvd S, 297th Ave NW, Nina St SW, Melody Ct NW, Co Rd 5 NW, Tyler Ct NE, 18th Ave SE$1,017
Airport Pkwy, Co Rd 19, 28th Ave SW, 2nd Ave SE, Norway Cir S, Pheasant Ln SW, Goldenrod St NW, 290th Ave NW, Fairfield Pl NW, Richard Ave SE$1,008
N Brookview Ln SW, 325th Ave NE, Co Rd 43, Washington St NE, 8th Ln SE, Holly St S, Pauls Lake Rd, Taft Loop S, Bear Cir, 285th Ave NE$1,016
Deer Run, Emerson St S, Blossom Blvd NW, Scotch Pine Dr, Ulysses Dr NE, 309th Ave NW, Co Rd 70, 294th Ln NW, Ivy St S, Iris Ct S$1,008

Isanti, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Isanti$150 to $152
Athens$156
Bradford$154
Cambridge$150

Isanti, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Athens township, Isanti County, Minnesota $130 $173 $260
Bradford township, Isanti County, Minnesota $129 $171 $257
Cambridge city, Minnesota $126 $167 $251

Isanti, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Isanti, MN5.4%18.7%
Athens5.57%17.6%
Bradford5.06%23.69%
Cambridge5.52%18.99%

Isanti Renters Insurance as a Percentage of Rent

Isanti Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 7 1.0% $339
$200 to $299 48 9.0% $789
$300 to $499 106 20.0% $1239
$500 to $749 38 7.0% $1914
$750 to $999 281 53.0% $2664
$1,000 to $1,499 24 4.0% $3789
$1,500 or more 23 4.0% $5439

Isanti, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Isanti Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,200$9,700
Net Savings to Isanti Home Owner from High Deductible Plan $500

Isanti, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Isanti, MN Home Replacement Value MORE than Home Value Isanti, MN Home Replacement Value LESS than Home Value
Replacement Value $188,000 $133,500
Insurance Premium based on Replacement Value $1,475 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $225/year

Example Isanti Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 5614960
Year Built 200520142005
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$75000-$100000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Isanti, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 225,000 Wood Shake Roof 1,990 4 $1000-$2500 Deductible 1250 9 Fiber-Cement Siding yes
2000 225,000 Membrane Roof 2,270 3 $1000-$2500 Deductible 1520 9 Fiber-Cement Siding yes
2006 135,000 Shingles Roof 1,770 3 $500- $1000 Deductible 760 10 Vinyl siding yes
2010 240,000 Composition Roof 2,740 4 $500- $1000 Deductible 810 7 Stucco siding No
2011 125,000 Tile Roof 1,350 3 $1000-$2500 Deductible 630 8 Vinyl siding yes
2005 175,000 Wood Shake Roof 1,840 4 $1000-$2500 Deductible 440 4 Wood siding yes
2000 405,000 Tile Roof 3,920 5 $500 Deductible 1680 7 Fiber-Cement Siding yes
2001 200,000 Metal Roof 1,930 5 $500- $1000 Deductible 990 9 Wood siding No
2006 160,000 Tile Roof 1,400 2 $5000 to $10,000 Deductible 940 12 Stone Siding yes
2002 140,000 Shingles Roof 1,480 2 $2500-$5000 Deductible 80 1 Vinyl siding No
2010 190,000 Tile Roof 1,780 3 $2500-$5000 Deductible 560 6 Fiber-Cement Siding No
2014 125,000 Membrane Roof 1,160 2 $500 Deductible 570 7 Stucco siding yes
2000 90,000 Wood Shake Roof 1,110 2 $500- $1000 Deductible 50 1 Vinyl siding yes
2006 140,000 Wood Shake Roof 1,450 2 $1000-$2500 Deductible 180 2 Stucco siding No
2013 325,000 Slate Shingles Roof 2,910 4 $5000 to $10,000 Deductible 130 1 Fiber-Cement Siding yes
2011 250,000 Wood Shake Roof 2,840 4 $5000 to $10,000 Deductible 280 3 Vinyl siding No
2012 120,000 Wood Shake Roof 1,480 3 $500 Deductible 290 5 Vinyl siding yes
2009 145,000 Composition Roof 1,710 4 $500 Deductible 100 1 Fiber-Cement Siding yes
2010 165,000 Slate Shingles Roof 1,530 3 $5000 to $10,000 Deductible 260 3 Vinyl siding No
2014 215,000 Shingles Roof 1,880 5 $1000-$2500 Deductible 160 1 Vinyl siding No
2014 310,000 Membrane Roof 3,650 5 > $10,000 Deductible 320 4 Stone Siding yes
2006 210,000 Tile Roof 2,570 4 $500- $1000 Deductible 710 7 Stone Siding yes
2000 390,000 Tile Roof 3,810 5 $1000-$2500 Deductible 420 2 Brick siding No
2007 290,000 Metal Roof 2,560 4 $2500-$5000 Deductible 950 9 Stucco siding yes
2011 245,000 Metal Roof 2,690 4 $500- $1000 Deductible 280 2 Brick siding yes
2008 355,000 Slate Shingles Roof 3,400 5 $500- $1000 Deductible 200 1 Stone Siding No
2011 280,000 Wood Shake Roof 2,780 5 $1000-$2500 Deductible 410 3 Stone Siding yes
2010 315,000 Shingles Roof 3,400 5 > $10,000 Deductible 310 3 Stone Siding No
2012 140,000 Slate Shingles Roof 1,630 3 $500- $1000 Deductible 570 7 Vinyl siding No
2007 85,000 Asphalt Shingles Roof 980 2 $500 Deductible 580 12 Vinyl siding No
2005 240,000 Tile Roof 2,710 4 $500- $1000 Deductible 1520 10 Vinyl siding No
2010 160,000 Slate Shingles Roof 1,930 3 $2500-$5000 Deductible 810 9 Stucco siding No
2013 150,000 Asphalt Shingles Roof 1,950 3 $2500-$5000 Deductible 70 1 Brick siding No
2011 165,000 Slate Shingles Roof 1,950 3 $500 Deductible 150 1 Stone Siding yes