Irvington, NJ homeowners insurance is roughly $701 to $952, about $58-$79/month. Our all inclusive analysis indicates shoppers can save upto $330 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Irvington, NJ | Homeowners Insurance Agency Near Irvington, NJ | Address |
|---|---|---|
| Travelers | The B & G Group Inc | 55 West Ames Court, Plainview, NY, 11803 |
| Travelers | Bernard Fleischer & Sons Inc | 29 BROADWAY STE 1511, NEW YORK, NY, 10006 |
| Allstate | Daniel Tichio | 405 Rochelle Ave Fl 2, Rochelle Park, NJ, 7662 |
| Travelers | Julius A Rose Inc | 611 BROADWAY, BAYONNE, NJ, 7002 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hillside township, Union County, New Jersey | $105 | $140 | $210 |
| Maplewood township, Essex County, New Jersey | $113 | $150 | $225 |
| South Orange Village township, Essex County, New Jersey | $115 | $153 | $230 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Irvington, NJ | 3.0% | 8.1% |
| Hillside | 2.73% | 7.01% |
| Maplewood | 2.31% | 7.49% |
| South Orange Village | 2.08% | 7.68% |
| Irvington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 286 | 2.0% | $344 |
| $200 to $299 | 463 | 3.0% | $794 |
| $300 to $499 | 282 | 2.0% | $1244 |
| $500 to $749 | 1,901 | 14.0% | $1919 |
| $750 to $999 | 4,722 | 35.0% | $2669 |
| $1,000 to $1,499 | 4,850 | 36.0% | $3794 |
| $1,500 or more | 944 | 7.0% | $5444 |
| Streets in Irvington Area | Homeowners Insurance Cost |
|---|---|
| Bryant Ct, Robert Pl, Fuller Pl, Crescent Ln, Harding Ter, Headley Ter, Coolidge St, 40th St, Westervelt Pl, Rodwell Ave | $824 |
| Lafayette Pl, Fuller Pl, Melrose Ave, Orange Pl, Hardgrove Ter, Augusta St, Hennessy Pl, Breckenridge Ter, Montgomery Ave, S Durand Pl | $829 |
| Walter Pl, Campfield St, Smalley Ter, Shaw Ave, Isabella Ave, Nelson Pl, 22nd St, Hazel Pl, Cornell St, Marsac Pl | $812 |
| Victor Pl, Ellis Ave, Rosehill Pl, Vanderbilt Ct, Cleremont Ave, Momm Ct, 19th Ave, Olympic Ter, Saint Paul Dr, Woolsey St | $837 |
| W Tremont Ter, Berkeley Ter, Brighton Ter, Melville Pl, Stanley St, Medbourne Ave, Hoffman Pl, Clinton Ter, Silkman Pl, Garwood Pl | $814 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Irvington | $123 to $126 |
| Hillside | $126 |
| Maplewood | $135 |
| South Orange Village | $138 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Irvington Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $8,700 | $7,200 |
| Net Savings to Irvington Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Irvington, NJ Home Replacement Value MORE than Home Value | Irvington, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $296,500 | $210,500 |
| Insurance Premium based on Replacement Value | $1,300 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,000 | Risk Exposure from Under Insuring Coverage is $43,000 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $200/year |
| Insurance Company | Allstate | State Farm | Liberty Mutual |
| Monthly Premium | 67 | 42 | 118 |
| Year Built | 1942 | 1955 | 1965 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $175000-$200000 | $300000-$350000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |