Irvington Insurance Rates:

Irvington, NJ homeowners insurance is roughly $701 to $952, about $58-$79/month. Our all inclusive analysis indicates shoppers can save upto $330 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Our premiums are very competitive compared to other companies. We have not changed our deductible in years because we are comfortable with the current values.
Nationwide
Nationwide has policy offerings with many more options than the competing providers in which I looked when looking to purchase my homeowners insurance.
New Jersey Manufacturers Insurance Company
I like the NJM customer service because I work with one agent from start to finish. I have his direct number and if he is unavailable he calls me back at his earliest convenience.
Geico
i would surely reccommend geico for home insurance because it has been making me happy with it's work so i'm sure it can do the same for others
Metlife
great customer service of all the insurance companies i have had an opportunity to deal with. minimal waiting period and very courteous agents make the experience great.
Progressive
They have very good coverage. the pricing was competitive. the customer service was very helpful. i had prompt, kind service every time.
State Farm
I also don't like their physical office. it's so tiny and smells like mildew. i don't like to go there because it feels like you're in someone's leaky basement.
State Farm
I've never had any issues submitting claims, and they are very knowledgeable and helpful
State Farm
Originally, I had switched to State Farm because the premiums at Allstate had gone up. They were slightly better. But now they are actually higher. I will start searching for another company.
State Farm
The only thing I dislike is the company's app. It needs some improvements to be more user friendly to use.
Nationwide
I have always liked the customer service that we have received, and feel that they have offered lower rates than many other companies, especially with the bundling discounts.
State Farm
SURELY I WILL RECOMMEND TO MY RELIABLE CUSTOMER OF ALL TIME.THEY GIVE IMMEDIATE RESPONSE AND GIVE THEIR BELIEF.SO ITS ALSO EASIEST WAY.

Irvington, NJ Homeowners Insurance By Home Value

Irvington, NJ Home Value Total Homes % of Total Average Irvington, NJ Homeowners Insurance
Less than $50,000 94 1.0% $82
$70,000 to $79,999 85 1.0% $264
$90,000 to $99,999 67 1.0% $339
$100,000 to $124,999 378 5.0% $388
$125,000 to $149,999 311 4.0% $487
$150,000 to $174,999 728 11.0% $578
$175,000 to $199,999 783 12.0% $669
$200,000 to $249,999 1,443 22.0% $810
$250,000 to $299,999 1,319 20.0% $992
$300,000 to $399,999 1,113 17.0% $1257

Top Home Insurance Agents Near Irvington, NJ

Home Insurance Company Near Irvington, NJ Homeowners Insurance Agency Near Irvington, NJ Address
NA Jacobson, Goldfarb & Scott, Inc. T/A Jgs Insurance 960 Holmdel Road Bldg 1 Holmdel, Holmdel Township, NJ, 7733
Travelers Bernard Fleischer & Sons Inc 29 BROADWAY STE 1511, NEW YORK, NY, 10006
Allstate Daniel Tichio 405 Rochelle Ave Fl 2, Rochelle Park, NJ, 7662
Travelers Julius A Rose Inc 611 BROADWAY, BAYONNE, NJ, 7002
Travelers The B & G Group Inc 55 West Ames Court, Plainview, NY, 11803

Irvington, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Irvington, NJ

Streets in Irvington Area Homeowners Insurance Cost
Bryant Ct, Robert Pl, Fuller Pl, Crescent Ln, Harding Ter, Headley Ter, Coolidge St, 40th St, Westervelt Pl, Rodwell Ave$824
Lafayette Pl, Fuller Pl, Melrose Ave, Orange Pl, Hardgrove Ter, Augusta St, Hennessy Pl, Breckenridge Ter, Montgomery Ave, S Durand Pl$829
Walter Pl, Campfield St, Smalley Ter, Shaw Ave, Isabella Ave, Nelson Pl, 22nd St, Hazel Pl, Cornell St, Marsac Pl$812
Victor Pl, Ellis Ave, Rosehill Pl, Vanderbilt Ct, Cleremont Ave, Momm Ct, 19th Ave, Olympic Ter, Saint Paul Dr, Woolsey St$837
W Tremont Ter, Berkeley Ter, Brighton Ter, Melville Pl, Stanley St, Medbourne Ave, Hoffman Pl, Clinton Ter, Silkman Pl, Garwood Pl$814

Irvington, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Irvington$123 to $126
Hillside$126
Maplewood$135
South Orange Village$138

Irvington, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hillside township, Union County, New Jersey $105 $140 $210
Maplewood township, Essex County, New Jersey $113 $150 $225
South Orange Village township, Essex County, New Jersey $115 $153 $230

Irvington, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Irvington, NJ3.0%8.1%
Hillside2.73%7.01%
Maplewood2.31%7.49%
South Orange Village2.08%7.68%

Irvington Renters Insurance as a Percentage of Rent

Irvington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 286 2.0% $344
$200 to $299 463 3.0% $794
$300 to $499 282 2.0% $1244
$500 to $749 1,901 14.0% $1919
$750 to $999 4,722 35.0% $2669
$1,000 to $1,499 4,850 36.0% $3794
$1,500 or more 944 7.0% $5444

Irvington, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Irvington Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,700$7,200
Net Savings to Irvington Home Owner from High Deductible Plan $1,500

Irvington, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Irvington, NJ Home Replacement Value MORE than Home Value Irvington, NJ Home Replacement Value LESS than Home Value
Replacement Value $296,500 $210,500
Insurance Premium based on Replacement Value $1,300 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Irvington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 6742118
Year Built 194219551965
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$300000-$350000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Irvington, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 150,000 Composition Roof 1,100 2 $2500-$5000 Deductible 240 4 Fiber-Cement Siding No
1958 270,000 Shingles Roof 2,190 3 $1000-$2500 Deductible 780 8 Vinyl siding yes
1967 340,000 Slate Shingles Roof 3,080 4 $5000 to $10,000 Deductible 670 7 Brick siding yes
1945 390,000 Tile Roof 2,900 4 > $10,000 Deductible 680 9 Stucco siding No
1969 200,000 Metal Roof 1,470 3 $2500-$5000 Deductible 60 1 Brick siding yes
1957 325,000 Metal Roof 2,340 3 > $10,000 Deductible 530 9 Stucco siding yes
1953 150,000 Tile Roof 1,020 2 $1000-$2500 Deductible 540 10 Brick siding No
1957 215,000 Membrane Roof 2,060 4 $500 Deductible 720 8 Wood siding No
1950 305,000 Membrane Roof 2,530 4 $500 Deductible 110 1 Vinyl siding No
1976 195,000 Wood Shake Roof 1,660 3 $500- $1000 Deductible 410 6 Wood siding No
1964 320,000 Asphalt Shingles Roof 3,190 4 $500 Deductible 540 4 Stone Siding No
1968 310,000 Slate Shingles Roof 2,410 4 > $10,000 Deductible 700 12 Stone Siding yes
1977 155,000 Metal Roof 1,490 2 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1951 335,000 Shingles Roof 2,950 4 $500 Deductible 1680 12 Vinyl siding yes
1964 355,000 Membrane Roof 2,350 4 $500- $1000 Deductible 830 8 Wood siding No
1977 325,000 Wood Shake Roof 2,150 3 $500 Deductible 1720 12 Wood siding No
1941 300,000 Membrane Roof 2,570 4 $5000 to $10,000 Deductible 350 4 Wood siding yes
1942 260,000 Shingles Roof 2,540 4 $500- $1000 Deductible 1240 12 Fiber-Cement Siding No
1949 160,000 Wood Shake Roof 1,470 2 $500- $1000 Deductible 60 1 Brick siding yes
1940 315,000 Composition Roof 2,110 3 > $10,000 Deductible 510 7 Wood siding yes
1978 190,000 Asphalt Shingles Roof 1,550 2 $1000-$2500 Deductible 520 7 Vinyl siding No
1968 325,000 Membrane Roof 2,550 4 > $10,000 Deductible 350 5 Wood siding yes
1972 255,000 Slate Shingles Roof 2,240 3 > $10,000 Deductible 540 10 Vinyl siding yes
1954 305,000 Composition Roof 2,480 4 $5000 to $10,000 Deductible 270 3 Fiber-Cement Siding No
1972 180,000 Metal Roof 1,490 3 $500- $1000 Deductible 960 12 Stucco siding No
1965 150,000 Slate Shingles Roof 1,340 2 $2500-$5000 Deductible 80 2 Brick siding No
1974 235,000 Membrane Roof 1,710 3 $2500-$5000 Deductible 270 4 Wood siding No
1962 285,000 Metal Roof 1,950 3 $5000 to $10,000 Deductible 460 7 Stucco siding No
1948 350,000 Tile Roof 2,640 4 $2500-$5000 Deductible 970 7 Brick siding yes
1950 200,000 Slate Shingles Roof 1,530 3 > $10,000 Deductible 430 10 Stucco siding yes
1961 145,000 Asphalt Shingles Roof 1,150 2 $500- $1000 Deductible 410 9 Brick siding yes
1972 260,000 Asphalt Shingles Roof 2,130 4 > $10,000 Deductible 150 3 Brick siding No
1977 280,000 Membrane Roof 2,130 3 $500 Deductible 640 7 Brick siding No
1960 200,000 Slate Shingles Roof 1,720 2 $5000 to $10,000 Deductible 370 8 Brick siding yes

How To Make Your Irvington, NJ Home Insurance Cheaper

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