Irving Insurance Rates:

Irving, TX homeowners insurance is nearly $884 to $1,198, about $73-$99/month. Our detailed research indicates shoppers can save upto $416 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
They allow you to add features you want or need such as claim forgiveness and cosmetic damage coverage which is very useful to me.
I would strongly recommend given the good coverage, dwelling protection, and bundling of both home and auto coverages. Give it a try and it may we worth it.
Liberty Mutual
I would recommend Liberty Mutual to others because of their low prices and great service they provide. They have a good reputation and have been great to do business with.
Liberty Mutual
Premiums and deductibles for all companies are very high. They are too high for me to even consider getting home insurance in the first place. The high price tags are why I dont have insurance.
I would definitely recommend GEICO to homeowners since it is affordable and has a great customer service that can help you with everything plus they are also very sincere.
I would recommend this company because anytime I have had an issue it seemed like they were very set on getting the issue handled quickly and to my satisfaction.
Blue Cross Blue Shield
I wish that we didn't have to drive out of the way for the specialty doctors we are referred to with it.
Farmer's Insurance
The customer service at Farmers is great. I recently had some damage due to a bad storm and they took good care of me. Getting the repairs done was simple and never had to fight them to pay for anything.
State Farm
I would recommend because agent is so willing to help. Also, State Farm is easy to work with when filing a claim. I don't want to have stress when there is an insurance problem.
My home insurance customer service is awesome. They are always there to help me when I need it. They are nice.
The premium offers are much better then most. They have always been the cheapest with the best value, I won't switch.
State Farm
I'm satisfied with my home insuranc although I've never had to use it. I believe the value and cost is comparable to other insurance companies.
National General
I am nervous because the reviews for them are not great but so far my interactions have been just fine.
I really enjoy how accessible and easy to find their information is. their website is well-designed and functional, and i've never had any issues finding what i need.
Customer service is always very helpful and friendly. They seem willing to go the extra mile to help with any problems that you may have.
I feel that since I have never had to use my home insurance policy that my premium should go down, it seems rather an expensive premium. It is comparable to other insurance agencies premiums and so far it is the cheapest I have found.
Mostly self-service features through insurance which works for me. I don't need to have brick and mortar location and can navigate website myself.
When compared to premiums of other companies Allstate's is a little higher but I am willing to pay this because I know and trust the agent at the office I use.
There is nothing so far to dislike at this point. We will see as time goes along how the relationship goes and f we continue to be happy with it. I really hope that is the case.
I like the fact that it feels like they care about me as their customer and they really want to make sure that I feel good about their policy.
State Farm
They are a great company that is willing to accommodate your needs and special situations. Their customer service is great and I believe that the extra 3% of my premium makes up for the customer service that a lot of other companies have even with low premiums
Farmer's Insurance
I would say that if I have to deal with the company directly I don't think I would be too excited because I think it would not be as personal as dealing with our own agent.
Farmer's Insurance
like I said I don't use the app, but I am interested in using it. I wish I could talk to someone face to face, but since they are not stationed here, I can't go to an office. Everything is done online.
State Farm
State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois.
I have never had a problem with the company despite several claims. They have paid promptly and fully. They are easy to deal with, have a well-known reputation and reliable service.
I dislike that they don't tell you how much the claim will affect your monthly premium. I also don't like how they only want you to go through their approved vendors and not your own.
We also have our car insurance with Traveler's. They have always gone above and beyond to help us. We have had several claims with both home and auto. They have been professional.

Irving, TX Homeowners Insurance By Home Value

Irving, TX Home Value Total Homes % of Total Average Irving, TX Homeowners Insurance
Less than $50,000 1,213 4.0% $187
$60,000 to $69,999 478 1.0% $489
$70,000 to $79,999 1,157 3.0% $562
$80,000 to $89,999 1,742 5.0% $635
$90,000 to $99,999 2,952 9.0% $707
$100,000 to $124,999 6,032 20.0% $822
$125,000 to $149,999 4,250 14.0% $1030
$150,000 to $174,999 3,147 10.0% $1217
$175,000 to $199,999 1,809 6.0% $1405
$200,000 to $249,999 2,762 9.0% $1696
$250,000 to $299,999 1,763 5.0% $2071
$300,000 to $399,999 2,266 7.0% $2633

Top Home Insurance Agents Near Irving, TX

Home Insurance Company Near Irving, TX Homeowners Insurance Agency Near Irving, TX Address
NA Twfg Insurance Services 401 E Corporate Dr Ste 100 Lewisville, Southlake, TX, 75067
NA Home Team Insurance Services, Ltd 5999 Custer Rd. 5999 Custer Rd. , Frisco, TX, 75035
NA Carey Insurance 11226 Outpost Trail , Frisco, TX, 75033
Allstate Bill Winters 1650 S FM 51 Ste 700, Decatur, TX, 76234
Travelers Main Street Independent Insurance Agencies In 6300 Ridglea Place 6300 Ridglea Place Fort Worth, Fort Worth, TX, 76116

Irving, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Irving, TX

Streets in Irving Area Homeowners Insurance Cost
Marvel Dr, Redbud Ln, Crisp Dr, Valley Ranch Pkwy W, N Shore, Morrison Ln, Bur Oak Dr, F A A Blvd, Shufford St, Halifax St$1,026
Levee Rd, Witton St, Quail Hollow Ln, Ridgepoint Dr, Canary Dr, Saint James Rd, Loma Alta Dr, Linwood Ln, Tantor Rd, Rosecrest Ln$1,006
NE 8th St, Valdina St, Stemmons Trl, Freewood Dr, Cumberland Pl, Croydon St, George Ct, Schulze Dr, Rosita St, Mullins St$976
High Tech Dr, W 16th St, Surry Cir, Plover Ln, Ridgefield St, Gretna St, Glenda Ln, Redondo, Bel Aire Crst, Weathered St$967
Strait St, Gilbert Cir, Laguna, N Glen Dr, Roger Williams Dr, Capitol Ct, Redwood Ct, Bessemer St, McCarthy St, Recognition Point Dr$1,020
S Sleepy Hollow Ct, James St, Mercy Ln, Island Ct, Gardenia St, Hurd Dr, Fannin Dr, Cindy Ln, Sweetgum Dr, Bristol Ct S$1,029
S Nursery Rd, Chime Ct, Royal Xing, Directors Row, E Holland Dr, Steinbeck Ln, Dillon Trl, Brentwood Ct, Cliffside Ct, E Bangor Ct$1,148
E Gilbert Rd, Monticello Dr, Glenhaven Ct, Deseo, Mayo St, Daywood Ln, W Kellywood Ct, Skyway Cir N, Onetta Dr, Luchenbach Ln$1,168
Westmont Dr, Beverly Pkwy, Springwood Dr, Anode Ln, Lloyd Ct, California Crossing Rd, Entrada Blvd, Las Brisas Dr, John Smith Dr, N Gloucester St$1,028
W Highland Dr, Myrtle Dr, Yale St, E 4th St, Wallin Dr, Balleywood Rd, Sequoya Trl, Ridgeway St, Buckingham Dr, Kendall Ln$1,021

Irving, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Irving$155 to $158

Irving, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Euless city, Texas $156 $208 $312
Farmers Branch city, Texas $157 $209 $314
Coppell city, Texas $167 $223 $335

Irving, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Irving, TX5.5%15.7%
Farmers Branch6.05%16.59%

Irving Renters Insurance as a Percentage of Rent

Irving Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 925 1.0% $1247
$500 to $749 13,483 27.0% $1922
$750 to $999 17,365 35.0% $2672
$1,000 to $1,499 13,449 27.0% $3797
$1,500 or more 3,367 6.0% $5447

Irving, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Irving Homeowner Insurance Premium Example $2,200$1,800
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,100$16,900
Net Savings to Irving Home Owner from High Deductible Plan $1,200

Irving, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Irving, TX Home Replacement Value MORE than Home Value Irving, TX Home Replacement Value LESS than Home Value
Replacement Value $207,500 $115,000
Insurance Premium based on Replacement Value $1,550 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $375/year

Example Irving Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceFarmers Insurance
Monthly Premium 85132114
Year Built 200119711966
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$300000-$350000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Irving, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 140,000 Shingles Roof 1,720 2 $1000-$2500 Deductible 330 5 Fiber-Cement Siding yes
2013 80,000 Membrane Roof 1,140 2 $500- $1000 Deductible 260 4 Vinyl siding No
1981 255,000 Composition Roof 2,530 4 $5000 to $10,000 Deductible 320 3 Vinyl siding No
1993 150,000 Asphalt Shingles Roof 2,080 4 $1000-$2500 Deductible 370 4 Vinyl siding No
1996 120,000 Wood Shake Roof 1,430 2 $500- $1000 Deductible 380 4 Wood siding No
2011 190,000 Wood Shake Roof 2,110 3 $500- $1000 Deductible 210 2 Fiber-Cement Siding No
2000 145,000 Slate Shingles Roof 2,000 3 $1000-$2500 Deductible 520 6 Wood siding yes
1980 95,000 Metal Roof 990 2 $500- $1000 Deductible 770 10 Brick siding No
1972 225,000 Asphalt Shingles Roof 2,300 3 $2500-$5000 Deductible 1210 10 Wood siding No
2012 160,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 880 7 Stone Siding No
1968 70,000 Slate Shingles Roof 1,020 2 $2500-$5000 Deductible 160 4 Stucco siding yes
1980 95,000 Asphalt Shingles Roof 1,310 3 $500- $1000 Deductible 660 8 Stucco siding No
1963 325,000 Wood Shake Roof 3,290 4 $5000 to $10,000 Deductible 1850 10 Fiber-Cement Siding yes
1973 110,000 Slate Shingles Roof 1,340 2 $500 Deductible 880 10 Stucco siding yes
1989 200,000 Membrane Roof 2,350 4 $1000-$2500 Deductible 1730 12 Stone Siding yes
2012 280,000 Metal Roof 3,910 5 > $10,000 Deductible 820 6 Stucco siding yes
1966 420,000 Metal Roof 4,080 5 $2500-$5000 Deductible 2100 10 Wood siding No
1961 135,000 Composition Roof 1,830 5 $1000-$2500 Deductible 610 10 Wood siding No
2010 260,000 Membrane Roof 2,640 4 $500 Deductible 2000 10 Brick siding No
1996 135,000 Tile Roof 1,480 2 $1000-$2500 Deductible 360 4 Fiber-Cement Siding No
2003 130,000 Wood Shake Roof 1,720 3 $500- $1000 Deductible 640 6 Stone Siding No
1969 185,000 Shingles Roof 2,000 3 $500 Deductible 770 4 Fiber-Cement Siding yes
2008 125,000 Wood Shake Roof 1,630 5 $500 Deductible 1210 10 Brick siding yes
2010 225,000 Shingles Roof 2,350 3 $2500-$5000 Deductible 1000 8 Wood siding yes
1960 175,000 Wood Shake Roof 1,920 5 $500 Deductible 630 5 Stone Siding No
1988 85,000 Metal Roof 1,090 2 $1000-$2500 Deductible 110 3 Stone Siding No
2006 195,000 Composition Roof 2,070 4 $500 Deductible 230 2 Wood siding No
2008 145,000 Shingles Roof 1,980 3 $500- $1000 Deductible 300 3 Stone Siding No
1977 175,000 Metal Roof 1,780 2 $500- $1000 Deductible 490 3 Vinyl siding yes
1978 95,000 Metal Roof 1,340 2 $500 Deductible 560 6 Vinyl siding yes
1991 120,000 Membrane Roof 1,001 1 $1000-$2500 Deductible 1030 10 Brick siding yes

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