How Much Does Irvine, CA Home Insurance Cost?
Irvine, CA Average Homeowners Insurance Cost
$1,557.75
Homeowners Insurance Cost - Irvine, CA
$753,400
Median Home Value - Irvine, CA
Irvine, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.69 | $1,539.06 |
| $1000 Deductible | -$165.43 | $1,392.32 |
| $1500 Deductible | -$247.06 | $1,310.69 |
| $2000 Deductible | -$367.94 | $1,189.81 |
| $2500 Deductible | -$439.29 | $1,118.46 |
Irvine, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$405 | $1,153 |
| 30 year old | +$23 | $1,581 |
| 40 year old | +$41 | $1,598 |
| 50 year old | +$59 | $1,617 |
| Above 50 year old | +$75 | $1,633 |
Irvine, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$203 | $1,355 |
| Superior | -$140 | $1,418 |
| Masonry | -$78 | $1,480 |
| Brick | -$78 | $1,480 |
| Hail Resistant Roof | -$47 | $1,511 |
Irvine, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,589 |
| Swimming Pool With A Diving Board | +$78 | $1,636 |
| Swimming Pool With Slide | +$93 | $1,651 |
Irvine, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $47 | $1,511 |
| Police Department | $16 | $1,542 |
Irvine, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$654.255 | $2,212 |
| Filing a Second Liability Claim | +$591.945 | $2,150 |
| Filing a Second Theft Claim | +$591.945 | $2,150 |
| Filing a Second Water Claim | +$514.0575 | $2,072 |
| Filing a Fire Claim | +$311.55 | $1,869 |
| Filing a Liability Claim | +$295.9725 | $1,854 |
| Filing a Theft Claim | +$295.9725 | $1,854 |
| Filing a Water Claim | +$249.24 | $1,807 |
| Filing a Weather Claim | +$249.24 | $1,807 |