How To Make Your Irvine, CA Home Insurance Cheaper
Irvine, CA, homeowners insurance is about $1558. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Irvine, CA Home Insurance Rates with the Orange County Average
| Place | Orange County Average: $1,695.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Irvine, CA | $1,557.75 | -137.25 | -0.08 | 213,880 | 753,400 |
Cost of Irvine, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Orange | 604,300 | 8,024 | $1,575.9 |
| Ladera Ranch | 803,400 | 26,060 | $1,329.7 |
| La Palma | 612,200 | 10,746 | $1,061.4 |
| Avocado Heights | 435,800 | 15,229 | $1,252 |
Homeowners Insurance Comparison for the Cheapest Premiums in Irvine, CA
| GEICO | American National Property and Casualty Company | Travelers | |
| Median Home Value ($) | 753,400 | 753,400 | 753,400 |
| Age of Home | Newly Constructed Home | Newly Constructed Home | Above Year 50 |
| Home Coverage ($) | $750,000 -$999,999 | $300,000 -$399,999 | $300,000 -$399,999 |
| Total Premium ($) | $1,207.1 | $638.8 | $1,002.7 |
Cost of Irvine, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Westfield Insurance | 1500 | $100,000-$124,999 | 193.7 |
| Stillwater insurance Group | 1500 | $400,000-$499,999 | 908.5 |
| American National Property and Casualty Company | 2500 | $1500,000-$2000,000 | 1,300.9 |
| Esurance | 2000 | $300,000-$399,999 | 663.1 |
| Mercury | 500 | $1500,000-$2000,000 | 1,752.6 |
| Amica Mutual Insurance | 1500 | $150,000-$174,999 | 236.8 |
| The Hartford | 2500 | $100,000-$124,999 | 155.0 |
| MAPFRE Insurance | 1000 | $300,000-$399,999 | 752.0 |
| Nationwide | 500 | $150,000-$174,999 | 261.0 |
| Travelers | 1500 | $300,000-$399,999 | 711.6 |