Ironton Insurance Rates:

Ironton, OH homeowners insurance is nearly $578 to $784, about $48-$65/month. Our complete analysis reveals consumers can save upto $272 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Ironton, OH Homeowners Insurance By Home Value

Ironton, OH Home Value Total Homes % of Total Average Ironton, OH Homeowners Insurance
Less than $50,000 360 13.0% $190
$50,000 to $59,999 221 8.0% $408
$60,000 to $69,999 364 13.0% $503
$70,000 to $79,999 184 6.0% $585
$80,000 to $89,999 360 13.0% $660
$90,000 to $99,999 157 5.0% $742
$100,000 to $124,999 363 13.0% $858
$125,000 to $149,999 330 12.0% $1075
$150,000 to $174,999 139 5.0% $1273
$175,000 to $199,999 137 5.0% $1470
$200,000 to $249,999 74 2.0% $1763
$250,000 to $299,999 49 1.0% $2158

Top Home Insurance Agents Near Ironton, OH

Home Insurance Company Near Ironton, OH Homeowners Insurance Agency Near Ironton, OH Address
NA The Simmons Ins Group 196 E Second St, Pomeroy, OH, 45769
Liberty Mutual Independent Assured Partners Of W. Va. Dba Insurance Systems, Inc. P.O. Box 10 P.O. Box 10 , Ona, WV, 25545
State Farm Brandon Huffman 5506 Big Tyler Road, Cross Lanes, WV, 25313
State Farm Jeff Smith 1627 11th Street, Portsmouth, OH, 45662-4525
State Farm Peggy Royster 104 W Emmitt Ave, Waverly, OH, 45690-1310

Cost Of Homeowners Insurance By Street Near Ironton, OH

Streets in Ironton Area Homeowners Insurance Cost
Delaware St, Twp Rd 601, S 9th St, Chestnut St, Twp Rd 184 W, Twp Rd 179, Waldo Dr, Co Rd 45, New Castle-D T & I R R Rd W, Sycamore St$681
Tunnel Ridge Rd, Ashtabula St, S 6th St, Co Rd 29, Norris Branch Rd Exd, Orchard Hollow, Deep Cut Rd, Kitts Hill-Vesuvius Rd, Twp Rd 290, Pvt Drive 3361$673
N 1st St, Echo Dr, Twp Rd 179, Pvt Rd 531, Twp Rd 302, Cannons Creek-Slab Fork Rd, Twp Rd 264, Twp Rd 324, Little Storms-la Grange Cem Rd, Twp Rd 203 W$673
N 5th St, Noble Hill-Twp Rd 277, David Ave, Pearl St, Pvt Rd 9183, Twp Hwy 179, Kevin St, N 9th St, Crazy Hollow Rd, Orchard St$677
Twp Rd 1331, Pvt Rd 5322, S Ellison St, Red Creek Rd, Co Rd 26, Private Drive 2911, Co Rd 7f, S 10th St, Pvt Drive 405, S 2nd St$672

Ironton, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ironton$101 to $104
Upper$101
Russell$117
Bellefonte$122

Ironton, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Upper township, Lawrence County, Ohio $101 $135 $203
Russell city, Kentucky $118 $157 $236
Bellefonte city, Kentucky $122 $163 $245

Ironton, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ironton, OH6.3%16.9%
Upper6.32%17.79%
Russell4.92%16.21%
Bellefonte3.95%14.07%

Ironton Renters Insurance as a Percentage of Rent

Ironton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 75 4.0% $362
$200 to $299 163 10.0% $812
$300 to $499 475 31.0% $1262
$500 to $749 669 44.0% $1937
$750 to $999 86 5.0% $2687
$1,000 to $1,499 31 2.0% $3812

Ironton, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Ironton Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Ironton Home Owner from High Deductible Plan $600

Ironton, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ironton, OH Home Replacement Value MORE than Home Value Ironton, OH Home Replacement Value LESS than Home Value
Replacement Value $106,500 $75,000
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Ironton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersChubb Group of Insurance
Monthly Premium 223833
Year Built 198219701968
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$100000-$125000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Ironton, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 110,000 Composition Roof 1,520 2 $500- $1000 Deductible 150 5 Stucco siding yes
1988 95,000 Asphalt Shingles Roof 1,290 3 $1000-$2500 Deductible 120 4 Stucco siding yes
1963 75,000 Shingles Roof 1,440 3 $500- $1000 Deductible 200 8 Brick siding No
1972 60,000 Composition Roof 960 2 $1000-$2500 Deductible 40 2 Fiber-Cement Siding No
1984 105,000 Asphalt Shingles Roof 1,350 3 $1000-$2500 Deductible 290 9 Stone Siding yes
1941 155,000 Asphalt Shingles Roof 2,220 4 $500- $1000 Deductible 240 4 Stone Siding No
1962 85,000 Slate Shingles Roof 1,100 2 $500- $1000 Deductible 20 1 Stone Siding yes
1971 180,000 Metal Roof 2,710 4 $500 Deductible 810 9 Stone Siding yes
1964 95,000 Composition Roof 1,710 3 $1000-$2500 Deductible 420 12 Stone Siding yes
1969 175,000 Membrane Roof 2,360 4 $2500-$5000 Deductible 70 2 Stone Siding yes
1976 100,000 Metal Roof 1,520 3 $500 Deductible 390 10 Brick siding No
1981 250,000 Wood Shake Roof 3,310 4 $1000-$2500 Deductible 250 4 Stucco siding No
1974 80,000 Slate Shingles Roof 1,260 2 $500- $1000 Deductible 140 8 Brick siding yes
1971 65,000 Shingles Roof 1,230 2 $1000-$2500 Deductible 90 5 Fiber-Cement Siding No
1987 100,000 Shingles Roof 1,640 4 $500- $1000 Deductible 160 5 Vinyl siding yes
1982 165,000 Slate Shingles Roof 2,340 3 $2500-$5000 Deductible 280 9 Vinyl siding No
1987 80,000 Composition Roof 1,310 3 $500 Deductible 400 12 Stone Siding No
1974 135,000 Membrane Roof 1,770 3 $1000-$2500 Deductible 180 5 Stone Siding yes
1984 105,000 Asphalt Shingles Roof 1,740 2 $500 Deductible 220 7 Stucco siding No
1969 80,000 Tile Roof 1,310 3 $1000-$2500 Deductible 150 9 Vinyl siding yes
1972 80,000 Metal Roof 1,470 3 $500- $1000 Deductible 20 1 Vinyl siding yes
1978 85,000 Metal Roof 1,610 4 $500- $1000 Deductible 220 7 Brick siding No
1978 245,000 Metal Roof 3,190 4 $1000-$2500 Deductible 910 12 Brick siding No
1971 145,000 Metal Roof 2,090 3 $2500-$5000 Deductible 170 8 Stucco siding yes
1986 150,000 Tile Roof 2,210 3 $500 Deductible 480 12 Vinyl siding yes
1961 180,000 Metal Roof 3,230 4 $2500-$5000 Deductible 210 6 Stone Siding No
1960 125,000 Wood Shake Roof 2,000 4 $500- $1000 Deductible 420 9 Stucco siding No
1968 80,000 Tile Roof 1,320 2 $500 Deductible 180 8 Stucco siding No
1965 110,000 Slate Shingles Roof 1,780 3 $500- $1000 Deductible 160 5 Fiber-Cement Siding No
1963 110,000 Slate Shingles Roof 1,500 3 $500 Deductible 240 8 Stucco siding No