Ironton, OH homeowners insurance is nearly $578 to $784, about $48-$65/month. Our complete analysis reveals consumers can save upto $272 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Ironton, OH | Homeowners Insurance Agency Near Ironton, OH | Address |
|---|---|---|
| State Farm | Brandon Huffman | 5506 Big Tyler Road, Cross Lanes, WV, 25313 |
| State Farm | Jeff Smith | 1627 11th Street, Portsmouth, OH, 45662-4525 |
| State Farm | Peggy Royster | 104 W Emmitt Ave, Waverly, OH, 45690-1310 |
| Liberty Mutual Independent | Assured Partners Of W. Va. Dba Insurance Systems, Inc. | P.O. Box 10 P.O. Box 10 , Ona, WV, 25545 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Upper township, Lawrence County, Ohio | $101 | $135 | $203 |
| Russell city, Kentucky | $118 | $157 | $236 |
| Bellefonte city, Kentucky | $122 | $163 | $245 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Ironton, OH | 6.3% | 16.9% |
| Upper | 6.32% | 17.79% |
| Russell | 4.92% | 16.21% |
| Bellefonte | 3.95% | 14.07% |
| Ironton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 75 | 4.0% | $362 |
| $200 to $299 | 163 | 10.0% | $812 |
| $300 to $499 | 475 | 31.0% | $1262 |
| $500 to $749 | 669 | 44.0% | $1937 |
| $750 to $999 | 86 | 5.0% | $2687 |
| $1,000 to $1,499 | 31 | 2.0% | $3812 |
| Streets in Ironton Area | Homeowners Insurance Cost |
|---|---|
| Delaware St, Twp Rd 601, S 9th St, Chestnut St, Twp Rd 184 W, Twp Rd 179, Waldo Dr, Co Rd 45, New Castle-D T & I R R Rd W, Sycamore St | $681 |
| Tunnel Ridge Rd, Ashtabula St, S 6th St, Co Rd 29, Norris Branch Rd Exd, Orchard Hollow, Deep Cut Rd, Kitts Hill-Vesuvius Rd, Twp Rd 290, Pvt Drive 3361 | $673 |
| N 1st St, Echo Dr, Twp Rd 179, Pvt Rd 531, Twp Rd 302, Cannons Creek-Slab Fork Rd, Twp Rd 264, Twp Rd 324, Little Storms-la Grange Cem Rd, Twp Rd 203 W | $673 |
| N 5th St, Noble Hill-Twp Rd 277, David Ave, Pearl St, Pvt Rd 9183, Twp Hwy 179, Kevin St, N 9th St, Crazy Hollow Rd, Orchard St | $677 |
| Twp Rd 1331, Pvt Rd 5322, S Ellison St, Red Creek Rd, Co Rd 26, Private Drive 2911, Co Rd 7f, S 10th St, Pvt Drive 405, S 2nd St | $672 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Ironton | $101 to $104 |
| Upper | $101 |
| Russell | $117 |
| Bellefonte | $122 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Ironton Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,600 | $5,000 |
| Net Savings to Ironton Home Owner from High Deductible Plan | $600 | |
| Scenario | Ironton, OH Home Replacement Value MORE than Home Value | Ironton, OH Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $106,500 | $75,000 |
| Insurance Premium based on Replacement Value | $475 | $325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $9,500 | Risk Exposure from Under Insuring Coverage is $22,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $50/year |
| Insurance Company | Amica Mutual Insurance Company | Travelers | Chubb Group of Insurance |
| Monthly Premium | 22 | 38 | 33 |
| Year Built | 1982 | 1970 | 1968 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $100000-$125000 | $100000-$125000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500 Deductible |