Iron Mountain Insurance Rates:

Iron Mountain, MI homeowners insurance is approximately $607 to $824, about $50-$68/month. Our extensive research indicates shoppers can save as much as $286 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Iron Mountain, MI Homeowners Insurance By Home Value

Iron Mountain, MI Home Value Total Homes % of Total Average Iron Mountain, MI Homeowners Insurance
Less than $50,000 529 22.0% $236
$50,000 to $59,999 250 10.0% $494
$60,000 to $69,999 270 11.0% $608
$70,000 to $79,999 279 11.0% $708
$80,000 to $89,999 184 7.0% $801
$90,000 to $99,999 148 6.0% $895
$100,000 to $124,999 145 6.0% $1038
$125,000 to $149,999 189 7.0% $1295
$150,000 to $174,999 72 3.0% $1532
$175,000 to $199,999 42 1.0% $1775
$200,000 to $249,999 111 4.0% $2133
$250,000 to $299,999 100 4.0% $2606
$300,000 to $399,999 55 2.0% $3307

Top Home Insurance Agents Near Iron Mountain, MI

Home Insurance Company Near Iron Mountain, MI Homeowners Insurance Agency Near Iron Mountain, MI Address
NA Northern Insurance Agency, Inc. 601 Ludington St, Escanaba, MI, 49829
NA Northwoods Ins Assocs Inc 1875 Bald Eagle Ln , Eagle River, WI, 54521
Allstate Crivitz Division 512 Louisa St, Crivitz, WI, 54114
State Farm Marla Shamion 224 W Adams St, Iron River, MI, 49935-1433
Farmers Michael Pietila 500 S Stephenson Ave Ste 100, Iron Mountain, MI, 49801

Cost Of Homeowners Insurance By Street Near Iron Mountain, MI

Streets in Iron Mountain Area Homeowners Insurance Cost
Co Rd 10, Johnson Rd, Hamilton Lakes Rd 573, Pinewood Ct, County Line Rd, Fox Ranch Dr, Old 69, W E St, Palmcooks Rocky Top Rd, Quinnesec Lk Antione Rd$770
Spring St, Cedar St, Stone Cliff Dr, Briar Mountain Rd, Nelson Dr, Co Rd 9, E A St, S Hemlock St, W Hughitt St, 4th St$713
Boundary Line Rd, Lake Mary Dr W, Bayshore Cir, Lake Antoine Rd, Ball Rd, Bartles Rd, E C St, Morrison Ave, Oakridge Dr, Kennedy Dr$766
Williams St, Balsam St, S Roosevelt St, S Pine St, N Kimberly Ave, Campbell St, Williams Dr, Brookfield St, Millie Hill Estates Rd, N Pine St$772
E Ludington St, Hillside Rd, Casmiers Rd, Lake Mary Dr N, Wolcott Ave, Bradley St, Avery Ave, Fumee Lake Dr, Quinnesec, Co Rd 1$771

Iron Mountain, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Iron Mountain$106 to $109
Kingsford$106
Quinnesec$110
Breitung charter$111

Iron Mountain, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kingsford city, Michigan $107 $142 $213
Quinnesec CDP, Michigan $110 $147 $221
Breitung charter township, Dickinson County, Michigan $111 $148 $222

Iron Mountain, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Iron Mountain, MI6.4%13.9%
Kingsford6.53%15.93%
Quinnesec6.29%16.33%
Breitung charter4.72%15.09%

Iron Mountain Renters Insurance as a Percentage of Rent

Iron Mountain Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 28 3.0% $367
$200 to $299 41 4.0% $817
$300 to $499 326 38.0% $1267
$500 to $749 278 32.0% $1942
$750 to $999 139 16.0% $2692
$1,000 to $1,499 31 3.0% $3817

Iron Mountain, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Iron Mountain Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,600$7,100
Net Savings to Iron Mountain Home Owner from High Deductible Plan $500

Iron Mountain, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Iron Mountain, MI Home Replacement Value MORE than Home Value Iron Mountain, MI Home Replacement Value LESS than Home Value
Replacement Value $94,000 $56,000
Insurance Premium based on Replacement Value $550 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Iron Mountain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 812836
Year Built 198219551962
Home Details 4 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$75000-$100000$75000-$100000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Iron Mountain, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 100,000 Asphalt Shingles Roof 1,740 3 $500 Deductible 170 6 Wood siding No
1941 70,000 Membrane Roof 1,470 3 $1000-$2500 Deductible 320 9 Vinyl siding yes
1945 90,000 Tile Roof 1,530 3 $500- $1000 Deductible 340 8 Wood siding No
1988 110,000 Wood Shake Roof 1,950 5 $2500-$5000 Deductible 260 7 Stucco siding yes
1986 115,000 Wood Shake Roof 2,080 3 $500 Deductible 260 4 Fiber-Cement Siding No
1957 130,000 Composition Roof 2,110 4 $500 Deductible 410 9 Fiber-Cement Siding yes
1947 85,000 Slate Shingles Roof 1,390 3 $500 Deductible 430 10 Stone Siding No
1957 110,000 Shingles Roof 1,790 5 $500- $1000 Deductible 280 6 Vinyl siding yes
1940 95,000 Wood Shake Roof 1,380 3 $500 Deductible 130 4 Stone Siding yes
1954 80,000 Metal Roof 1,250 3 $500- $1000 Deductible 320 9 Stucco siding No
1961 155,000 Asphalt Shingles Roof 2,190 3 $1000-$2500 Deductible 300 4 Brick siding No
1952 120,000 Shingles Roof 2,030 3 $500- $1000 Deductible 90 2 Brick siding yes
1954 125,000 Tile Roof 1,890 3 $500 Deductible 60 1 Vinyl siding No
1959 110,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 470 12 Stucco siding No
1953 120,000 Composition Roof 1,840 3 $2500-$5000 Deductible 90 2 Stone Siding No
1952 105,000 Slate Shingles Roof 1,800 2 $1000-$2500 Deductible 190 6 Stucco siding yes
1961 270,000 Asphalt Shingles Roof 4,120 5 $500- $1000 Deductible 660 8 Vinyl siding yes
1981 130,000 Asphalt Shingles Roof 2,590 5 $1000-$2500 Deductible 460 10 Fiber-Cement Siding No
1988 110,000 Shingles Roof 2,240 4 $500 Deductible 170 3 Stucco siding No
1986 175,000 Membrane Roof 3,590 5 $2500-$5000 Deductible 220 4 Brick siding No
1964 275,000 Membrane Roof 4,340 5 > $10,000 Deductible 200 4 Stone Siding No
1948 105,000 Membrane Roof 1,550 2 $1000-$2500 Deductible 320 10 Stone Siding No
1962 255,000 Wood Shake Roof 4,760 5 $500 Deductible 840 10 Vinyl siding No
1955 105,000 Membrane Roof 2,080 3 $500 Deductible 150 5 Vinyl siding No
1948 180,000 Tile Roof 2,930 4 $2500-$5000 Deductible 240 5 Stone Siding No
1961 145,000 Shingles Roof 2,100 4 $2500-$5000 Deductible 360 8 Fiber-Cement Siding No
1954 65,000 Tile Roof 1,200 2 $500- $1000 Deductible 280 12 Stone Siding yes
1946 80,000 Metal Roof 1,390 3 $2500-$5000 Deductible 100 6 Stucco siding yes
1980 90,000 Membrane Roof 1,680 3 $1000-$2500 Deductible 50 2 Wood siding yes
1950 60,000 Asphalt Shingles Roof 1,150 2 $500 Deductible 40 2 Fiber-Cement Siding yes
1969 130,000 Wood Shake Roof 1,920 5 $500 Deductible 160 4 Stone Siding No
1947 145,000 Asphalt Shingles Roof 2,160 5 $1000-$2500 Deductible 110 3 Stucco siding yes
1988 90,000 Tile Roof 1,490 2 $500 Deductible 200 6 Stone Siding yes
1968 120,000 Membrane Roof 2,260 3 $500- $1000 Deductible 110 2 Stucco siding yes