Ipswich, MA homeowners insurance is nearly $915 to $1,248, about $76-$104/month. Our comprehensive research indicates shoppers can save upto $432 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Ipswich, MA | Homeowners Insurance Agency Near Ipswich, MA | Address |
|---|---|---|
| Travelers | Thompson Ins Agency | 389 UNION ST, S WEYMOUTH, MA, 2190 |
| Travelers | Cohen Miles Insurance Agency | 375 CONCORD AVE STE 5, BELMONT, MA, 2478 |
| Travelers | Kaplansky Insurance Agency | 10 KEARNEY RD 2ND FL, NEEDHAM, MA, 2494 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Rowley town, Essex County, Massachusetts | $136 | $181 | $271 |
| Essex County, Massachusetts | $132 | $176 | $264 |
| Hamilton town, Essex County, Massachusetts | $138 | $184 | $276 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Ipswich, MA | 3.8% | 12.2% |
| Rowley | 3.63% | 12.29% |
| Essex County | 3.89% | 11.93% |
| Hamilton | 3.17% | 9.86% |
| Ipswich Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 68 | 5.0% | $786 |
| $300 to $499 | 100 | 8.0% | $1236 |
| $500 to $749 | 89 | 7.0% | $1911 |
| $750 to $999 | 253 | 21.0% | $2661 |
| $1,000 to $1,499 | 362 | 31.0% | $3786 |
| $1,500 or more | 287 | 24.0% | $5436 |
| Streets in Ipswich Area | Homeowners Insurance Cost |
|---|---|
| Cape Ann Cir, Jeffreys Neck Rd, Ryan Ave, Wainwright St, Grasshopper Ln, Choate Ln, Fellows Rd, Peatfield St, Country Club Way, Avery St | $1,106 |
| Post Road Ln, Gala Way, Northgate Rd, Pineswamp Rd, Turkey Shore Rd, Hovey St, Marcy Ln, Avery St, Estes St, New Mill Pl | $1,057 |
| Sagamore Farm Rd, Plum Island Rd, Riverbank Rd, Dudley Way, Currier Park, Baycrest Rd, Perley Ave, The Fairways, Hawk Hill Ln, Waldingfield Rd | $1,098 |
| Burton Rd, Hood Farm Rd, Bush Hill Rd, Loneys Ln, Old Ipswich Way, Soffron Ln, Linebrook Rd, Sand Pebble Dr, Circle Dr, Saltonstall St | $1,091 |
| Lafayette Rd, Fox Creek Rd, Lord Sq, Crestwood Rd, Warner Rd, Edge St, Town Farm Rd, Cogswell St, Hilltop Rd, Ashley Ln | $1,097 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Ipswich | $161 to $163 |
| Rowley | $162 |
| Essex County | $158 |
| Hamilton | $165 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Ipswich Homeowner Insurance Premium Example | $2,300 | $2,100 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $19,000 | $18,400 |
| Net Savings to Ipswich Home Owner from High Deductible Plan | $600 | |
| Scenario | Ipswich, MA Home Replacement Value MORE than Home Value | Ipswich, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $514,000 | $332,500 |
| Insurance Premium based on Replacement Value | $4,325 | $2,800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $99,500 | Risk Exposure from Under Insuring Coverage is $82,000 |
| Premium Impact | Insurance cheaper by $700/year | Insurance costlier by $825/year |
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Allstate |
| Monthly Premium | 333 | 173 | 335 |
| Year Built | 2009 | 1949 | 1993 |
| Home Details | 5 Beds, 4 Baths | 3 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $600000-$700000 | $400000-$500000 | $800000-$900000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |