Iola Insurance Rates:

Iola, KS homeowners insurance is nearly $806 to $1,098, about $67-$91/month. Our thorough analysis shows customers can save upto $380 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Iola, KS Homeowners Insurance By Home Value

Iola, KS Home Value Total Homes % of Total Average Iola, KS Homeowners Insurance
Less than $50,000 615 38.0% $399
$50,000 to $59,999 218 13.0% $847
$60,000 to $69,999 133 8.0% $1047
$70,000 to $79,999 100 6.0% $1209
$80,000 to $89,999 107 6.0% $1370
$90,000 to $99,999 113 6.0% $1532
$100,000 to $124,999 87 5.0% $1770
$125,000 to $149,999 79 4.0% $2218
$150,000 to $174,999 34 2.0% $2618
$175,000 to $199,999 95 5.0% $3027

Top Home Insurance Agents Near Iola, KS

Home Insurance Company Near Iola, KS Homeowners Insurance Agency Near Iola, KS Address
NA Lewis Insurance Agency, Inc 411 N 4Th St, Burlington, KS, 66839
NA S & R Insurance Agency, Llc 619 Topeka Ave., Lyndon, KS, 66451
Travelers Exchange Insurance Agency Inc 718 Central St. St. Paul, St. Paul, KS, 66771
Travelers Gross Insurance Agency 18 S NATIONAL, FORT SCOTT, KS, 66701
Travelers Iola Insurance Associates Box 653, Iola, KS, 66749

Cost Of Homeowners Insurance By Street Near Iola, KS

Streets in Iola Area Homeowners Insurance Cost
Wilson Ln, Maryland Rd, White Blvd, N Kentucky St, 1200th St, E Monroe St, W Jackson St, 1600th St, Rock Creek Rd, Willow Dr$967
S 1st St, West St, Mississippi Rd, Edwards St, S Elm St, E Madison Ave, Clarence St, N Ohio St, Cardinal Dr, East St$969
S Holiday Ln, N Washington Ave, 1300th St, Montana Rd, West St, US Hwy 169, Cedarbrook Rd, W Douglas St, E Broadway St, North St$948
1100th St, S 2nd St, N Elm St, S 3rd St, Rhode Island Rd, E Garfield St, 1700 St, N 3rd St, N Park St, N Jefferson Ave$960
S Washington Ave, W Davis St, E Lincoln St, N Washington St, N Cottonwood St, S Cottonwood St, Timber Dr, 1600th St, Bassett St, W Madison Ave$946

Iola, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Iola$142 to $145
Bassett$136
Gas$141
Carlyle$153

Iola, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bassett city, Kansas $136 $181 $272
Gas city, Kansas $141 $188 $282
Carlyle township, Allen County, Kansas $153 $204 $306

Iola, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Iola, KS9.2%23.8%
Gas9.0%25.43%
La Harpe10.68%24.92%
Elm7.71%20.17%

Iola Renters Insurance as a Percentage of Rent

Iola Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 20 2.0% $363
$200 to $299 57 8.0% $813
$300 to $499 242 35.0% $1263
$500 to $749 274 40.0% $1938
$750 to $999 44 6.0% $2688
$1,000 to $1,499 15 2.0% $3813
$1,500 or more 24 3.0% $5463

Average Cost Of Home Insurance By Company In Areas Nearby Iola For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Bremen Farmers Mutual Insurance Company 937 1,148 1,357
100,000 Marysville Mutual Insurance Company 1,002 1,222 1,500
100,000 Safeco Insurance Company Of America 1,146 2,143 2,521
200,000 Liberty Insurance Corp 2,248 2,315 2,331
200,000 Nationwide Affinity Insurance Company Of America 2,406 3,730 4,195
200,000 Safeco Insurance Company Of America 1,545 2,891 3,402
200,000 Usaa General Indemnity Company 2,345 2,505 2,505
300,000 Allstate Vehicle And Property Insurance Company 1,670 2,152 2,248
300,000 Marysville Mutual Insurance Company 2,482 3,031 3,723
300,000 Travelers Home And Marine Insurance Company (The) 2,831 4,611 5,918

Iola, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Iola Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Iola Home Owner from High Deductible Plan $600

Iola, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Iola, KS Home Replacement Value MORE than Home Value Iola, KS Home Replacement Value LESS than Home Value
Replacement Value $97,000 $62,500
Insurance Premium based on Replacement Value $1,500 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $200/year

Example Iola Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualTravelers
Monthly Premium 6395201
Year Built 196219451985
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $50000-$75000$100000-$125000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Iola, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 140,000 Asphalt Shingles Roof 2,790 5 $2500-$5000 Deductible 820 5 Wood siding No
1983 165,000 Membrane Roof 3,120 4 $1000-$2500 Deductible 1470 9 Stucco siding yes
1968 300,000 Tile Roof 4,930 5 $500- $1000 Deductible 3140 9 Vinyl siding yes
1962 120,000 Shingles Roof 2,110 3 $2500-$5000 Deductible 500 6 Fiber-Cement Siding yes
1960 90,000 Asphalt Shingles Roof 1,880 3 $500- $1000 Deductible 700 7 Wood siding yes
1965 165,000 Tile Roof 2,620 4 $1000-$2500 Deductible 950 7 Fiber-Cement Siding No
1986 105,000 Asphalt Shingles Roof 1,900 3 $2500-$5000 Deductible 840 8 Fiber-Cement Siding No
1963 80,000 Wood Shake Roof 1,760 4 $2500-$5000 Deductible 360 7 Wood siding yes
1983 80,000 Slate Shingles Roof 1,400 2 $500- $1000 Deductible 970 12 Stone Siding No
1947 125,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 840 8 Vinyl siding yes
1944 125,000 Composition Roof 2,890 4 $500 Deductible 360 3 Wood siding yes
1982 95,000 Slate Shingles Roof 1,510 3 $1000-$2500 Deductible 500 7 Stone Siding yes
1980 205,000 Shingles Roof 4,810 5 $500 Deductible 970 4 Stucco siding No
1982 250,000 Slate Shingles Roof 3,930 5 $500- $1000 Deductible 2120 9 Wood siding yes
1987 110,000 Metal Roof 2,270 3 $500- $1000 Deductible 1090 12 Brick siding No
1948 140,000 Shingles Roof 2,600 4 $500 Deductible 490 3 Stone Siding yes
1960 120,000 Shingles Roof 2,190 4 $500- $1000 Deductible 1510 12 Wood siding yes
1962 50,000 Wood Shake Roof 1,060 2 $500 Deductible 260 8 Wood siding yes
1943 255,000 Shingles Roof 4,380 5 $500 Deductible 400 2 Brick siding No
1962 140,000 Metal Roof 2,500 4 $500 Deductible 480 4 Fiber-Cement Siding yes
1987 115,000 Tile Roof 1,880 3 $1000-$2500 Deductible 440 4 Wood siding yes
1984 95,000 Asphalt Shingles Roof 1,970 3 $2500-$5000 Deductible 330 4 Fiber-Cement Siding yes
1940 80,000 Wood Shake Roof 1,900 5 $1000-$2500 Deductible 390 5 Fiber-Cement Siding No
1968 80,000 Membrane Roof 1,830 3 $500- $1000 Deductible 940 10 Fiber-Cement Siding No
1980 85,000 Composition Roof 1,440 2 $1000-$2500 Deductible 360 7 Stucco siding yes
1984 50,000 Tile Roof 930 2 $500 Deductible 310 7 Wood siding No
1962 70,000 Tile Roof 1,660 2 $1000-$2500 Deductible 610 9 Stone Siding No
1963 155,000 Metal Roof 3,450 5 $5000 to $10,000 Deductible 100 1 Brick siding yes