Inverness Insurance Rates:

Inverness, IL homeowners insurance is about $837 to $1,159, about $69-$96/month. Our detailed guide indicates shoppers can save as much as $399 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Inverness, IL Homeowners Insurance By Home Value

Inverness, IL Home Value Total Homes % of Total Average Inverness, IL Homeowners Insurance
Less than $50,000 52 10.0% $29
$50,000 to $59,999 11 2.0% $69
$70,000 to $79,999 8 1.0% $109
$125,000 to $149,999 33 6.0% $199
$150,000 to $174,999 8 1.0% $239
$175,000 to $199,999 15 3.0% $279
$200,000 to $249,999 32 6.0% $339
$250,000 to $299,999 95 19.0% $409
$300,000 to $399,999 239 48.0% $528

Top Home Insurance Agents Near Inverness, IL

Home Insurance Company Near Inverness, IL Homeowners Insurance Agency Near Inverness, IL Address
Travelers Carpenter Rowland Batenburg Company Inc 1400 NEWMAN RD, RACINE, WI, 53406
State Farm Cindy Pizana 929 Ogden Ave, Downers Grove, IL, 60515-2828
State Farm Randy Ems 1355 South Route 59, Naperville, IL, 60564-9772
State Farm Russ Newlin 890 Green Bay Rd, Winnetka, IL, 60093-1789
State Farm Bill Peck 43 S Randall Rd, North Aurora, IL, 60542-1587

Cost Of Homeowners Insurance By Street Near Inverness, IL

Streets in Inverness Area Homeowners Insurance Cost
Newport Ln, W Sparrow Ct, Oak Ridge Rd, Ashkirk Ct, Stoneharbor Ct, Buckthorn Dr, W Oxford Ct, Exeter Ct, Laburnum Rd, N Rock Cove Dr$824
Ayrshire Ln, Taynton Ln, Bibury Ln, E County Line Rd, Kathleen Dr, S Palm Dr, Kelso Glen, E Forest Knoll Dr, S Drovers Ln, W Rosalie Ln$819
W Balmoral Dr, Ridgewood Ln, Thornbark Dr, S Harvard Ct, S Spring Willow Bay, Drummond Cir, W Kelsey Ct, Abbotsford Dr, Roselle Rd, S Joan Dr$909
Nightingale Dr, Ridgeview Dr, S Arlington Rd, Fife Ct, N Victoria Dr, S Freeman Rd, W Skylark Dr, Pheasant Ln, Hillshire Ct, Oakland Dr$889
Skylark Dr, Burnham Dr, S Falcon Dr, Red Barn Ln, Brighton Ln, W Whytecliff Rd, Fortune Bay Ct, Country Oak Ln, Suffolk Ct, N Ela Rd$907

Inverness, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Inverness$147 to $151
Palatine$124
South Barrington$161
Deer Park$144

Inverness, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Palatine township, Cook County, Illinois $104 $138 $207
South Barrington village, Illinois $134 $179 $268
Deer Park village, Illinois $120 $160 $240

Inverness, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Inverness, IL2.2%8.3%
Palatine3.25%8.87%
South Barrington2.24%8.95%
Deer Park2.49%8.0%

Inverness Renters Insurance as a Percentage of Rent

Inverness Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 9 21.0% $1790
$1,500 or more 32 78.0% $5315

Inverness, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Inverness Homeowner Insurance Premium Example $3,600$3,200
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,600$25,800
Net Savings to Inverness Home Owner from High Deductible Plan $800

Inverness, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Inverness, IL Home Replacement Value MORE than Home Value Inverness, IL Home Replacement Value LESS than Home Value
Replacement Value $415,500 $277,000
Insurance Premium based on Replacement Value $1,700 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $87,500 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $375/year

Example Inverness Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmerican Family InsuranceTravelers
Monthly Premium 238254331
Year Built 199519612010
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $500000-$600000More than 10000000More than 10000000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Inverness, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 720,000 Composition Roof 2,210 5 $500- $1000 Deductible 1170 4 Fiber-Cement Siding No
1993 530,000 Slate Shingles Roof 1,610 5 $500 Deductible 1150 5 Stucco siding yes
1979 1,090,000 Metal Roof 3,060 4 $1000-$2500 Deductible 2660 8 Vinyl siding No
1986 725,000 Asphalt Shingles Roof 2,090 5 $5000 to $10,000 Deductible 800 5 Wood siding No
2011 800,000 Composition Roof 3,180 5 $1000-$2500 Deductible 3660 12 Stone Siding No
2010 675,000 Shingles Roof 2,310 4 $5000 to $10,000 Deductible 450 2 Fiber-Cement Siding No
1973 570,000 Slate Shingles Roof 1,900 4 $2500-$5000 Deductible 730 4 Vinyl siding No
2014 540,000 Metal Roof 1,650 4 $5000 to $10,000 Deductible 760 7 Fiber-Cement Siding yes
1993 495,000 Metal Roof 1,850 4 > $10,000 Deductible 200 2 Stone Siding No
2010 445,000 Membrane Roof 1,730 5 $500- $1000 Deductible 1030 6 Stone Siding No
1988 880,000 Composition Roof 3,420 5 $2500-$5000 Deductible 2740 9 Brick siding yes
1960 955,000 Shingles Roof 3,710 5 $500 Deductible 3980 12 Brick siding yes
2003 490,000 Wood Shake Roof 1,920 4 $1000-$2500 Deductible 440 3 Stucco siding No
1984 830,000 Membrane Roof 3,250 4 $500 Deductible 2020 6 Stone Siding No
2001 775,000 Metal Roof 2,160 4 $500- $1000 Deductible 3190 9 Fiber-Cement Siding yes
1997 985,000 Composition Roof 3,420 5 $2500-$5000 Deductible 630 2 Vinyl siding yes
1965 505,000 Tile Roof 1,820 4 $2500-$5000 Deductible 2410 12 Stucco siding No
1976 635,000 Slate Shingles Roof 2,080 5 $2500-$5000 Deductible 1390 6 Stucco siding No
2005 745,000 Composition Roof 2,510 5 > $10,000 Deductible 2050 10 Fiber-Cement Siding yes
2003 745,000 Slate Shingles Roof 2,090 4 $500 Deductible 2260 8 Stone Siding No
1993 835,000 Wood Shake Roof 2,280 4 $500- $1000 Deductible 3840 12 Vinyl siding No
1973 575,000 Asphalt Shingles Roof 1,690 4 $500 Deductible 1490 6 Fiber-Cement Siding yes
1969 1,290,000 Metal Roof 4,950 5 $2500-$5000 Deductible 600 2 Brick siding yes
2007 975,000 Metal Roof 3,020 4 $500- $1000 Deductible 3520 9 Fiber-Cement Siding No
1990 1,075,000 Wood Shake Roof 2,950 5 $5000 to $10,000 Deductible 2100 7 Vinyl siding No
1963 945,000 Membrane Roof 2,660 4 $1000-$2500 Deductible 3730 12 Brick siding yes
2013 1,110,000 Metal Roof 3,270 5 $500 Deductible 1360 4 Brick siding yes
2004 745,000 Shingles Roof 2,220 4 $5000 to $10,000 Deductible 720 4 Stucco siding yes
1971 675,000 Membrane Roof 2,690 4 $1000-$2500 Deductible 1350 5 Stucco siding No
2011 1,040,000 Membrane Roof 3,090 4 $5000 to $10,000 Deductible 2290 10 Wood siding yes
1974 1,190,000 Asphalt Shingles Roof 3,930 5 $1000-$2500 Deductible 2330 7 Stucco siding No
2012 810,000 Wood Shake Roof 2,770 4 $500- $1000 Deductible 1570 6 Stone Siding No