Inverness Insurance Rates:

Inverness, FL homeowners insurance is approximately $969 to $1,314, about $80-$109/month. Our thorough research reveals consumers can save as much as $456 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
they are very helpful when we call. And while we have not yet had to place a claim, they were always ready to move quickly to ensure the new home.
Tower Hill Insurance
I spoke on the phone with them about payment plans once I paid off my mortgage, and customer assistance representative was very helpful in explaining the different plans and how I could sign up for them.
Farmer's Insurance
I usually just call the company. I rarely, if ever, use the website, and have never used the mobile app. I like to have my questions answered directly by a service agent.
Security First Home Insurance
Their premium beat everyone else's by a few hundred dollars and offered the same coverage. So I ultimately decided to go with them.
Usaa
The premium is good compared to other insurance companies. The deductible is high and increases to 2% of the home's values if the damage is caused by a hurricane.
Progressive
Progressive is a great company to deal with. I currently have home, auto, and personal property insurance through Progressive.

Inverness, FL Homeowners Insurance By Home Value

Inverness, FL Home Value Total Homes % of Total Average Inverness, FL Homeowners Insurance
Less than $50,000 2,910 12.0% $239
$50,000 to $59,999 1,532 6.0% $502
$60,000 to $69,999 1,142 4.0% $627
$70,000 to $79,999 1,748 7.0% $730
$80,000 to $89,999 1,388 5.0% $821
$90,000 to $99,999 1,483 6.0% $924
$100,000 to $124,999 2,917 12.0% $1072
$125,000 to $149,999 2,393 10.0% $1334
$150,000 to $174,999 2,110 9.0% $1585
$175,000 to $199,999 1,292 5.0% $1825
$200,000 to $249,999 1,882 8.0% $2190
$250,000 to $299,999 1,331 5.0% $2681
$300,000 to $399,999 1,100 4.0% $3411

Top Home Insurance Agents Near Inverness, FL

Home Insurance Company Near Inverness, FL Homeowners Insurance Agency Near Inverness, FL Address
NA Mountain Insurance Services 3741 Sw 7 St, Ocala, FL, 34474
Liberty Mutual Amanda Keuntjes 4701 Sw College Road Suite 104, Ocala, FL, 34474
Allstate Chantal Korkis 4117 Little Rd Ste 102, Trinity, FL, 34655
Travelers May & Associates Agency Inc 2509 CHEVAL DR, HOLIDAY, FL, 34690
Travelers Welch Insurance & Financial Services Llc 8351 SR 54 STE 102, NEW PORT RICHEY, FL, 34655

Inverness, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Inverness, FL

Streets in Inverness Area Homeowners Insurance Cost
N Lee St, W Glen Arbor Ln, S Thexa Ter, Longboat Pt, S Westlake Dr, S Columbus St, E Pennsylvania Ln, E Grapeleaf Ln, N Saturn Ave, N Paul Rita Way$1,142
W Highland Blvd, N Tiger Eye Ln, S Aroostook Way, N Reading Pt, Rooks Rd, E Gilchrist Ct, E Whirl Away Cir, S Thayer Ave, Las Palmas Pt, Fordham Ter$1,139
Stately Oak Dr, Windermere Blvd, N Abalone Ter, N Squirrel Tree Ave, E Deanna Ct, S Pleasant Pt, S Nutmeg Ter, E Jonah Pl, Palomino Trl, S Castlegate Path$1,201
E Tara Ct, Lilac Ln, N Canopy Ter, E Deer Run Ln, S Clover Park Ter, E Rembrandt Way, E Millside Ln, Byron St, N Jeremy Ave, N Moonglow Pt$1,166
S Dogwood Ter, W Woodland Ridge Dr, S School Ave, S Sandalwood Way, S Illiana Ter, Colorado St, N Forest Ridge Blvd, E Kerry Ln, E Gladys St, W Express Ln$1,138
N Hyssops Pt, E Brushwood Ter, S Sunset Pt, E Joplin Ct, E Poet Ln, Culpepper Ct, E Glassboro Ct, W Colbert Ct, S Border Ave, E McCarney Loop$1,216
N Chance Way, E Old Stump Ct, N Longvalley Rd, E Orchid St, N Dune Trl, N Seaboard Ct, E Gentry St, Tyler St W, N Satinflower Pt, Caldwell St$1,133
E Berger Ct, N Twin Lake Dr, E Rossi Ln, N Busby Ter, S Bauer Rd, E Watson St, S Stoneridge Dr, E Kirk St, E Trl 16, N Brown Pl$1,131
E Liberty St, E Theresa Ln, S Four Oaks Dr, E Ventnor Ln, Buena Vista Ct, Adams St, E Pineleaf Ln, W Hollyfern Pl, W Albany Ln, N Boswell Ter$1,151
W Player Path, E Jaclyn Ln, Highland Blvd, E Nimrod St, N Stanwyck Ter, N Kensington Ave, N Croft Ave, E Jinnita St, E Squaw Valley Dr, E Nebraska Ln$1,136

Inverness, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Inverness$170 to $173
Inverness Highlands South$169
Inverness Highlands North$171
Citrus Hills$181

Inverness, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Inverness Highlands South CDP, Florida $142 $189 $283
Inverness Highlands North CDP, Florida $143 $191 $286
Citrus Hills CDP, Florida $152 $202 $303

Inverness, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Inverness, FL8.7%29.4%
Inverness Highlands South10.74%36.31%
Inverness Highlands North5.44%33.45%
Citrus Hills6.69%21.1%

Inverness Renters Insurance as a Percentage of Rent

Inverness Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 92 1.0% $795
$300 to $499 388 8.0% $1245
$500 to $749 1,569 33.0% $1920
$750 to $999 1,611 34.0% $2670
$1,000 to $1,499 855 18.0% $3795
$1,500 or more 144 3.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Inverness For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $2,319
150,000 27 NO Florida Family Insurance $2,592
150,000 27 NO Southern Fidelity Insurance $1,577
150,000 27 NO Tower Hill Select Insurance $1,889
150,000 27 NO Universal Property & Casualty Insurance $2,029
150,000 27 YES American Integrity Insurance $2,068
150,000 27 YES Asi Preferred Insurance $1,715
150,000 27 YES Citizens Property Insurance $855
150,000 27 YES Federated National Insurance $1,523
150,000 27 YES Stillwater Property And Casualty Insurance $1,961
150,000 27 YES Tower Hill Select Insurance $1,171
150,000 27 YES Universal Insurance $1,692
300,000 12 NA American Traditions Insurance $2,290
300,000 12 NA Security First Insurance $2,017
300,000 12 NA Southern Fidelity Insurance $2,202
300,000 12 NA St. Johns Insurance $1,714
300,000 12 NA Tower Hill Preferred Insurance $1,352

Inverness, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Inverness Homeowner Insurance Premium Example $2,800$2,400
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,200$19,400
Net Savings to Inverness Home Owner from High Deductible Plan $800

Inverness, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Inverness, FL Home Replacement Value MORE than Home Value Inverness, FL Home Replacement Value LESS than Home Value
Replacement Value $125,500 $85,500
Insurance Premium based on Replacement Value $2,075 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $475/year

Example Inverness Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 117175190
Year Built 199120051988
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Inverness, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 265,000 Tile Roof 3,180 4 > $10,000 Deductible 2050 10 Fiber-Cement Siding yes
1995 265,000 Shingles Roof 3,350 4 > $10,000 Deductible 300 1 Wood siding No
1990 140,000 Wood Shake Roof 1,490 3 $500 Deductible 190 1 Wood siding No
2014 175,000 Composition Roof 2,300 3 $1000-$2500 Deductible 1020 5 Stucco siding yes
2011 130,000 Shingles Roof 1,880 4 $500 Deductible 510 2 Stucco siding yes
2011 265,000 Membrane Roof 2,930 4 > $10,000 Deductible 2860 12 Stucco siding yes
2003 170,000 Slate Shingles Roof 1,830 3 $5000 to $10,000 Deductible 1450 9 Brick siding yes
2002 130,000 Asphalt Shingles Roof 1,690 3 $500- $1000 Deductible 310 2 Stone Siding No
1989 145,000 Membrane Roof 1,880 4 $500- $1000 Deductible 560 3 Stone Siding yes
1982 135,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 2260 8 Vinyl siding No
2005 150,000 Wood Shake Roof 2,370 4 $500- $1000 Deductible 2160 10 Wood siding yes
2003 125,000 Shingles Roof 1,620 4 $500- $1000 Deductible 1400 6 Stone Siding No
2014 160,000 Wood Shake Roof 1,990 3 $500 Deductible 1820 6 Brick siding yes
2008 230,000 Metal Roof 2,890 4 $5000 to $10,000 Deductible 1300 8 Fiber-Cement Siding yes
1992 260,000 Asphalt Shingles Roof 3,390 4 $500 Deductible 2210 6 Wood siding yes
2014 115,000 Slate Shingles Roof 1,340 3 $2500-$5000 Deductible 560 4 Fiber-Cement Siding No
2009 180,000 Membrane Roof 1,980 3 $1000-$2500 Deductible 2180 9 Stucco siding yes
2005 150,000 Shingles Roof 2,240 3 $1000-$2500 Deductible 1840 10 Brick siding No
2011 190,000 Tile Roof 2,210 3 $2500-$5000 Deductible 1560 5 Vinyl siding No
2011 190,000 Wood Shake Roof 2,340 4 $500- $1000 Deductible 2960 10 Fiber-Cement Siding No
1986 125,000 Slate Shingles Roof 2,000 4 $1000-$2500 Deductible 2020 10 Stone Siding yes
1992 175,000 Asphalt Shingles Roof 2,110 3 $1000-$2500 Deductible 2190 8 Stone Siding yes
1994 180,000 Slate Shingles Roof 2,300 4 $1000-$2500 Deductible 1340 6 Vinyl siding yes
2003 130,000 Slate Shingles Roof 1,670 4 $500 Deductible 570 3 Wood siding No
1985 145,000 Composition Roof 2,200 4 $1000-$2500 Deductible 1470 9 Stucco siding yes
2000 180,000 Membrane Roof 1,960 4 $500 Deductible 2750 9 Brick siding No
2008 160,000 Tile Roof 2,420 4 $1000-$2500 Deductible 1290 5 Stone Siding yes
1989 280,000 Wood Shake Roof 3,270 4 $2500-$5000 Deductible 1200 3 Vinyl siding yes
1993 175,000 Metal Roof 2,840 4 $2500-$5000 Deductible 700 3 Stucco siding yes
1996 180,000 Asphalt Shingles Roof 1,980 3 $1000-$2500 Deductible 1970 7 Vinyl siding No
1994 155,000 Metal Roof 1,980 3 $500- $1000 Deductible 1150 6 Vinyl siding No
2006 85,000 Composition Roof 1,250 3 $500- $1000 Deductible 1320 10 Wood siding yes
2014 145,000 Wood Shake Roof 2,000 4 $500 Deductible 1330 5 Wood siding No
1992 235,000 Wood Shake Roof 2,660 4 $500 Deductible 2420 5 Brick siding yes

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