Inver Grove Heights Insurance Rates:

Inver Grove Heights, MN homeowners insurance is nearly $884 to $1,205, about $73-$100/month. Our all inclusive guide shows customers can save upto $417 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
They are pretty fair, reasonable price and negotiable. they are the cheapest i could find i believe after much research.
Farmer's Insurance
I have a hard time understanding exactly what is in my policy sometimes, and i wish that it was written in plainer english language that a layperson could understand.
Allstate
I like that my insurance company has been around for many years. i trust them a lot because i know they have experience and have helped countless people over the decades.
American Family
Good interaction communication has been made wonderful experience of it. It would be very good and nice for it. Great to have the good thought of it
Farmer's Insurance
I usually just call the company. I rarely, if ever, use the website, and have never used the mobile app. I like to have my questions answered directly by a service agent.
State Farm
I guess I like our insurance company but I have actually never submitted a claim. The bill comes out of my checking account every month and I don't give it much thought.
Geico
After we moved to a mobile home, I discovered that they do not offer renters insurance for mobile homes. I had to find a different company for twice the price.
Progressive
Very similar to above, they send me my statement each year with the changes and I pay it. I'd rather be able to get quotes online but since I'd have to call, I haven't done it yet.
Allstate
I like that all my stuff is bundled into one group. I don't have to keep up with several companies.

Inver Grove Heights, MN Homeowners Insurance By Home Value

Inver Grove Heights, MN Home Value Total Homes % of Total Average Inver Grove Heights, MN Homeowners Insurance
Less than $50,000 772 9.0% $114
$80,000 to $89,999 109 1.0% $396
$100,000 to $124,999 410 4.0% $522
$125,000 to $149,999 670 7.0% $647
$150,000 to $174,999 1,067 12.0% $762
$175,000 to $199,999 997 11.0% $887
$200,000 to $249,999 1,689 20.0% $1064
$250,000 to $299,999 1,111 13.0% $1305
$300,000 to $399,999 1,371 16.0% $1659

Top Home Insurance Agents Near Inver Grove Heights, MN

Home Insurance Company Near Inver Grove Heights, MN Homeowners Insurance Agency Near Inver Grove Heights, MN Address
Farmers Brice Skarnes 2960 Winnetka Ave N Ste 212, Crystal, MN, 55427
Allstate Dan Speegle 14033 Commerce Ave NE, Prior Lake, MN, 55372
Farmers Miguel Medrano Rodriguez 6467 Lyndale Ave S, Richfield, MN, 55423
Farmers W Richard Malecha 2345 RICE ST STE 101C, Saint Paul, MN, 55113
Travelers Zignego Agency Inc 3880 LAVERNE AVE N, LAKE ELMO, MN, 55042

Cost Of Homeowners Insurance By Street Near Inver Grove Heights, MN

Streets in Inver Grove Heights Area Homeowners Insurance Cost
Red Oak Dr, 72nd St E, Cain Ave, Bruce Ct, 57th St E, Holiday Ln, Boyd Ave, Black Oak Dr, S Robert Trl, 74th St E$1,060
Buckley Way, Holman Ave, Catherine Ave, Alison Way, 59th St E, Edwards Ave, Alison Ct, I- 494, Inver Grove Trl, 79th Ct E$1,027
Blaine Ct, 90th St E, Alta Ave, Dixie Ave E, Asher Ct, Brunell Way, 93rd St E, Baxter Way, 60th St E, 89th St W$1,043
Comstock Way, Delaney Cir E, Corey Path, 77th St W, 49th Way E, 76th Ln, Sally Cir, Chandler, Albano Trl, August Way$1,021
Barnes Way, Asiatic Ave, 73rd St E, Bacon Ct, Clark Rd, Co Rd 75, College Trl, Broderick Blvd, Beverly Way, Benson Way$1,153

Inver Grove Heights, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Inver Grove Heights$156 to $159
St. Paul Park$151
Grey Cloud Island$162
Sunfish Lake$211

Inver Grove Heights, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
St. Paul Park city, Minnesota $127 $169 $253
Grey Cloud Island township, Washington County, Minnesota $135 $180 $270
Sunfish Lake city, Minnesota $176 $235 $352

Inver Grove Heights, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Inver Grove Heights, MN5.1%16.8%
St. Paul Park5.82%20.47%
Grey Cloud Island4.89%15.01%
Sunfish Lake2.94%11.75%

Inver Grove Heights Renters Insurance as a Percentage of Rent

Inver Grove Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 1.0% $327
$300 to $499 75 2.0% $1227
$500 to $749 441 12.0% $1902
$750 to $999 1,346 37.0% $2652
$1,000 to $1,499 1,283 35.0% $3777
$1,500 or more 379 10.0% $5427

Inver Grove Heights, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$6,900
Yearly Inver Grove Heights Homeowner Insurance Premium Example $3,000$1,800
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,900$17,700
Net Savings to Inver Grove Heights Home Owner from High Deductible Plan $1,200

Inver Grove Heights, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Inver Grove Heights, MN Home Replacement Value MORE than Home Value Inver Grove Heights, MN Home Replacement Value LESS than Home Value
Replacement Value $464,500 $321,500
Insurance Premium based on Replacement Value $3,150 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $75,500 Risk Exposure from Under Insuring Coverage is $67,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $525/year

Example Inver Grove Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersState Farm
Monthly Premium 12118578
Year Built 200420141995
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$350000-$400000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Inver Grove Heights, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 185,000 Tile Roof 1,800 4 $2500-$5000 Deductible 650 8 Brick siding No
1987 465,000 Membrane Roof 4,020 5 $500 Deductible 3410 8 Brick siding yes
1995 295,000 Shingles Roof 2,050 3 $1000-$2500 Deductible 190 1 Stone Siding yes
2014 395,000 Composition Roof 3,080 4 > $10,000 Deductible 600 5 Stone Siding No
1980 345,000 Metal Roof 2,410 4 $500- $1000 Deductible 1640 6 Vinyl siding yes
1981 215,000 Slate Shingles Roof 1,820 4 $1000-$2500 Deductible 1030 9 Fiber-Cement Siding yes
2012 300,000 Composition Roof 2,150 4 $5000 to $10,000 Deductible 1070 8 Vinyl siding yes
2011 315,000 Wood Shake Roof 2,790 4 $5000 to $10,000 Deductible 1550 12 Brick siding No
2008 680,000 Metal Roof 4,850 5 $5000 to $10,000 Deductible 340 1 Wood siding No
1981 235,000 Slate Shingles Roof 2,260 4 $500 Deductible 960 8 Brick siding No
2005 230,000 Shingles Roof 1,990 3 > $10,000 Deductible 660 8 Fiber-Cement Siding yes
1987 270,000 Tile Roof 2,000 4 $500 Deductible 790 6 Vinyl siding No
1995 300,000 Asphalt Shingles Roof 2,280 3 $1000-$2500 Deductible 770 7 Brick siding No
1984 210,000 Composition Roof 1,520 5 $500 Deductible 250 2 Fiber-Cement Siding yes
1982 180,000 Slate Shingles Roof 1,820 5 $2500-$5000 Deductible 490 5 Brick siding yes
1985 390,000 Asphalt Shingles Roof 3,350 4 $2500-$5000 Deductible 490 2 Fiber-Cement Siding yes
2011 160,000 Slate Shingles Roof 1,580 3 $500- $1000 Deductible 1270 10 Fiber-Cement Siding yes
1995 165,000 Metal Roof 1,260 3 $5000 to $10,000 Deductible 600 6 Wood siding yes
2010 170,000 Metal Roof 1,640 4 $1000-$2500 Deductible 230 3 Fiber-Cement Siding yes
2011 135,000 Slate Shingles Roof 1,290 3 $500 Deductible 90 1 Fiber-Cement Siding yes
1985 195,000 Membrane Roof 1,510 3 $1000-$2500 Deductible 420 3 Wood siding yes
1981 315,000 Metal Roof 2,570 4 $500- $1000 Deductible 1960 12 Wood siding No
1980 305,000 Shingles Roof 3,000 4 $5000 to $10,000 Deductible 390 4 Stucco siding yes
1981 225,000 Tile Roof 1,970 3 > $10,000 Deductible 300 4 Vinyl siding No
1996 270,000 Tile Roof 2,230 4 > $10,000 Deductible 430 4 Vinyl siding yes
1989 375,000 Asphalt Shingles Roof 2,960 4 > $10,000 Deductible 1190 8 Stucco siding No
1980 420,000 Asphalt Shingles Roof 3,150 4 $1000-$2500 Deductible 2920 12 Brick siding No
1981 210,000 Shingles Roof 1,510 5 $5000 to $10,000 Deductible 830 10 Wood siding No
2013 305,000 Shingles Roof 2,210 3 > $10,000 Deductible 860 8 Wood siding No
1982 695,000 Slate Shingles Roof 4,850 5 > $10,000 Deductible 1390 6 Fiber-Cement Siding No
2014 350,000 Slate Shingles Roof 2,710 5 $500 Deductible 1390 7 Fiber-Cement Siding No
2002 330,000 Composition Roof 3,130 4 $2500-$5000 Deductible 1400 8 Stucco siding yes