Inglewood ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Inglewood, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Inglewood, CA is $1375. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Inglewood, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Inglewood, CA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $550 |
| $200,000 | $935 |
| $300,000 | $1,155 |
| $400,000 | $1,760 |
| $500,000 | $2,214 |
Home insurance costs in Inglewood can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 090305 | $1,316 |
| 90303 | $1,307 |
| 90302 | $1,303 |
| 90301 | $1,294 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Inglewood, CA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,410 |
| $1000 Deductible | $1,261 |
| $1500 Deductible | $1,189 |
| $2500 Deductible | $1,073 |
| $5000 Deductible | $908 |
| Home Insurance Company Near Inglewood, CA | Homeowners Insurance Agency Near Inglewood, CA | Address |
|---|---|---|
| Farmers | Bradley Hume | 23231 S Pointe Dr Ste 101, Laguna Hills, CA, 92653 |
| Allstate | Brent Davis | 10900 Los Alamitos Blvd Ste 200, Los Alamitos, CA, 90720 |
| Travelers | Ea-Karl Insurance Services Inc | 18425 BURBANK BLVD STE 403, TARZANA, CA, 91356 |
| Liberty Mutual Independent | Fullerton Insurance Service I | 1009 S. Avenue Fullerton, Placentia, CA, 92831 |
| State Farm | Zaven Paronian | 5700 Lankershim Blvd, N Hollywood, CA, 91601-1625 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hawthorne city, California | $95 | $126 | $189 |
| Lennox CDP, California | $92 | $123 | $185 |
| West Athens CDP, California | $94 | $125 | $188 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Inglewood, CA | 2.5% | 13.2% |
| Hawthorne | 2.29% | 13.85% |
| Lennox | 2.89% | 12.03% |
| West Athens | 2.52% | 13.95% |
| Inglewood Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 983 | 1.0% | $785 |
| $300 to $499 | 1,835 | 2.0% | $1235 |
| $500 to $749 | 7,187 | 9.0% | $1910 |
| $750 to $999 | 22,300 | 29.0% | $2660 |
| $1,000 to $1,499 | 31,591 | 42.0% | $3785 |
| $1,500 or more | 10,804 | 14.0% | $5435 |
| Streets in Inglewood Area | Homeowners Insurance Cost |
|---|---|
| Rumbold St, W 165th Pl, St Andrews Way, W 154th Pl, W 82nd Pl, Arbor Ln, Valmeyer Ave, E Nutwood St, Alma Ave, Moonstone Way | $639 |
| Almertens Pl, Gerkin Ave, Venice Way, Thorncroft Ln, N Flower St, W Beach Ave, Sycamore Pl, 149th St, W 169th St, Opal Way | $621 |
| W 172nd St, W 125th St, Ravenswood Ave, Welton Way, Van Buren Ct, Kensley Dr, S Mansel Ave, W Marine Ave, Sundale Ave, Vesta St | $618 |
| Garnet Ln, Harvard Blvd, 137th Pl, W 64th Pl, S Oak St, Komori Cir, Amber Pl, S Myers Pl, Nectarine St, Kingsley Dr | $621 |
| W Magnolia Ave, 153rd St, Overhill Dr, S Maple St, Stepney Pl, W Hardy St, 123rd Pl, S Burl Ave, Sutro Ave, Forest St | $633 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Inglewood | $93 to $96 |
| Hawthorne | $94 |
| Lennox | $92 |
| West Athens | $93 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 500 | New | Metropolitan Direct | 652 |
| 250000 | 1000 | New | State Farm | 498 |
| 250000 | 500 | New | Safeco | 572 |
| 300000 | 500 | New | Farmers (Fire Ins) | 872 |
| 400000 | 1000 | New | American Modern | 1349 |
| 500000 | 1000 | New | Mercury Ins Group | 500 |
| 500000 | 1000 | New | Metropolitan Direct | 1542 |
| 150000 | 250 | 1-3 Years | Chubb/Federal | 1287 |
| 200000 | 500 | 1-3 Years | Kemper | 661 |
| 250000 | 500 | 1-3 Years | IDS Property Casualty | 808 |
| 300000 | 500 | 1-3 Years | CSE Safeguard | 811 |
| 500000 | 1000 | 1-3 Years | American Reliable | 1466 |
| 500000 | 1000 | 1-3 Years | Pacific Property And Casualty | 671 |
| 500000 | 2500 | 1-3 Years | American Reliable | 1317 |
| 500000 | 2500 | 1-3 Years | Mercury Ins Group | 500 |
| 750000 | 2500 | 1-3 Years | QBE (Balboa) | 1177 |
| 200000 | 500 | 4-6 Years | American Security | 806 |
| 250000 | 500 | 4-6 Years | Unigard Group | 1297 |
| 400000 | 1000 | 4-6 Years | Century National | 1440 |
| 400000 | 1000 | 4-6 Years | Wawanesa | 823 |
| 500000 | 2500 | 4-6 Years | Kemper | 1102 |
| 150000 | 250 | 7-15 Years | Unigard Group | 1081 |
| 150000 | 500 | 7-15 Years | Oregon Mutual | 685 |
| 200000 | 500 | 7-15 Years | Hartford (Sentinel) | 669 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Inglewood Homeowner Insurance Premium Example | $1,500 | $900 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $11,500 | $10,300 |
| Net Savings to Inglewood Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Inglewood, CA Home Replacement Value MORE than Home Value | Inglewood, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $750,000 | $502,000 |
| Insurance Premium based on Replacement Value | $2,400 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $118,000 | Risk Exposure from Under Insuring Coverage is $130,000 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $375/year |
| Insurance Company | Chubb Group of Insurance | Nationwide Insurance | Liberty Mutual |
| Monthly Premium | 61 | 75 | 70 |
| Year Built | 1976 | 1982 | 1958 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $500000-$600000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |