Indian River County Insurance Rates:

Indian River County, FL homeowners insurance is nearly $994 to $1,347, about $82-$112/month. Our detailed research indicates shoppers can save as much as $468 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Citizens Property Insurance
I really like that citizens allows me to set up a payment plan in order to pay my premium. they didn't always allow this, so this is pretty awesome now.
The one claim i have had in the five years with allstate was due to storm damage the first adjuster that came out to assess the damage tried to claim that the damage to my roof was from age. i had to get another adjuster out to do another assessment and they stated it was clearly wind damage, it delayed repairs which was unnecessary.
State Farm
Easy accessibility is a key factor for me, so i love customer service the fact that i can call any time of the day twenty-four seven.
The company has a bright future in its customer base as they tend to be loyal and sticky to their plans.
State Farm
I am satisfied with my premium because it has been the lowest of any of the companies I have dealt with. The office personnel is also very helpful and friendly.
Most of the time customer service is fairly pleasant, but occasionally there's a ridiculously high call volume and once you do finally speak with a human they aren't the nicest
Security First Home Insurance
Their people are located in California. When I try to get call back the person in charge of my area has trouble even in getting the right name.
Assurant Specialty Property
I think I have really great coverage for a low price. Other people I know have had really good experiences with them as well.
Assurant Specialty Property
It's a little more expensive than other companies, but I think we get excellent customer service, so I don't mind paying more for that.
1.It's Flexible schedule 2.helping people 3.own boss 4.The daily challenges. No two days are the same.
State Farm
I am not very familiar with them, but they seem professional enough. I just pay my bills over the phone.
They are cheap, easy to contact, have a good website that's easy to use. They have nationwide coverage and are a trusted name. I trust them I case something happens to my house.
There is nothing that I dislike about the company, USAA is superior and elite in many different ways. I cannot think of one thing that I don't like about the company and have no complaints. They have my vote!
State Farm
I like the responsiveness of the company, I like their national reputation. I enjoy the benefits such as their mobile app which is not necessarily available with some of the smaller local companies. Their rates were initially competitive when we first established our relationship with them.
Safeco Insurance
As a whole, both locally and nationally, they are there to help me when I need it and I've called them a couple of times and have gotten the answers I was looking for at the time.
There isn't much I dislike but it would probably be that USAA can be a little difficult to call and reach someone immediately. They want you to either email or leave a message with your call back number.
We do everything with our USAA account - they have the best customer service and best prices I have ever found. Any claims we have made have been so easy, and paid immediately with no headaches or issues.
People's Trust Insurance
I like that they are always available when you need them. The insurance company is prompt, responsible, professional, and reputable.
the website and mobile phone app suck, I can really use them without feeling uncomfortable, they need to fix that as soon as possible
Friendly and knowledgeable staff. Best premiums in my area. Everything is always clear and very simple which is what I like.
There is a branch located really close to where I live that makes it so easy to make a payment in person or ask about any bonus/ways to save. I have not had any issues with Allstate. Always friendly ans super when I have to call their customer service hotline.

Indian River County, FL Homeowners Insurance By Home Value

Indian River County, FL Home Value Total Homes % of Total Average Indian River County, FL Homeowners Insurance
Less than $50,000 3,666 9.0% $175
$50,000 to $59,999 1,298 3.0% $362
$60,000 to $69,999 1,421 3.0% $456
$70,000 to $79,999 1,467 3.0% $526
$80,000 to $89,999 2,319 6.0% $596
$90,000 to $99,999 1,712 4.0% $666
$100,000 to $124,999 3,992 10.0% $772
$125,000 to $149,999 3,349 8.0% $971
$150,000 to $174,999 4,814 12.0% $1146
$175,000 to $199,999 2,842 7.0% $1322
$200,000 to $249,999 4,215 11.0% $1591
$250,000 to $299,999 3,054 8.0% $1942
$300,000 to $399,999 3,234 8.0% $2468

Top Home Insurance Agents Near Indian River County, FL

Home Insurance Company Near Indian River County, FL Homeowners Insurance Agency Near Indian River County, FL Address
NA Carla Klein Insurance Services 1406 19Th Pl Vero Beach, Vero Beach, FL, 32960
NA King Insurance & Financial Services, Inc. 7001 N. Atlantic Avenue 7001 N. Atlantic Avenue , Cape Canaveral, FL, 32920
NA D.A. Young Insurance Agency 1680 Sw Bayshore Blvd #229 Port Saint Lucie, Port St. Lucie, FL, 34984
NA Wayne W. Eden Insurance Agency, Inc. 3240 Dixie Hwy Ne Palm Bay, Palm Bay, FL, 32905
State Farm Eric Ponce 2240 N Wickham Rd, Melbourne, FL, 32935-8112

Cost Of Homeowners Insurance By Street Near Indian River County, FL

Streets in Indian River County Area Homeowners Insurance Cost
N Oak St, Capri Ave, 98 Ct, 28th Ct, 55th Ave, Melton Ave, 2nd St, 4th Pl SW, 4th Pl, Indian River Dr E$1,165
Magnolia Ln, River Village Dr, S White Jewel Ct, Periwinkle Dr, Peachtree St SW, Cabot Tower Pl, 83rd Ave, 95th Ave, 129th Ln, Tides Rd$1,415
Sea Hunt Dr, Galloway Cay, Lagoon Rd, 84th Pl, 129th Pl, 46th Ct, 87th Ct, Arbor St, 93rd Ln, 49th Ln$1,191
Greytwig Rd, Sunset Dr, 105th Ct, Hurlingham Way, 128th Ave, 12th Mnr SW, Cleveland St, Plantation Dr, Hometown Dr, Fife Ave$1,482
Ash St, Montego Rd, N White Jewel Ct, Bourdeaux Dr SW, 12th Rd, 87th Ln, 130th Pl, 8th Ln, 67th Ave, 83rd St$1,495
2nd Ave SE, Venue Ct, S Broadway St, Hidden Oak Dr, 59th Ave, S Elm St, Dorchester Way, 55th Ave, Dusky Sparrow Dr, la Playa Ln$1,155
1st St, 32nd Ct, Dodger Pine Dr, S Myrtle St, Veranda Way, Delmar Ave, Island Club Manor, 11th St SW, Gibson St, Flint St$1,198
11th Ter SW, 99th St, S Maple St, Shady Lake Ln, 49th Ct, 3rd Pl SW, Wilbur Ave, 7th Rd SW, Sopwith Dr, 60th Dr$1,117
Flight Safety Dr, 107th Ct, Bywood Ave, Pond Ln, Laconia St, 80th Ave, 3rd Cir, Tulip Ln, Park Shores Cir, Schooner Ln$1,169
Corsica Sq, N Hickory St, Kent Ct, Grey Falcon Ln SW, 34th Pl, Cambridge Mnr, 42nd Ln, 43rd Ave SW, Cache Cay Dr, Coventry Ct$1,147

Indian River County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Indian River County$175 to $177
West Vero Corridor$167

Indian River County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Vero Corridor CDP, Florida $140 $186 $279
Fellsmere CCD, Indian River County, Florida $141 $188 $282
Sebastian city, Florida $146 $194 $291

Indian River County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Indian River County, FL6.8%19.1%
West Vero Corridor7.29%17.19%

Indian River County Renters Insurance as a Percentage of Rent

Indian River County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 191 1.0% $787
$300 to $499 802 6.0% $1237
$500 to $749 3,497 26.0% $1912
$750 to $999 4,077 31.0% $2662
$1,000 to $1,499 3,187 24.0% $3787
$1,500 or more 1,228 9.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Indian River County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $4,130
150,000 27 NO Liberty Mutual Fire Insurance $4,279
150,000 27 NO Safeway Property Insurance $4,015
150,000 27 NO Tower Hill Select Insurance $5,067
150,000 27 NO Universal Property & Casualty Insurance $4,679
150,000 27 YES American Traditions Insurance $1,630
150,000 27 YES Auto Club Insurance $2,194
150,000 27 YES First Protective Insurance $1,109
150,000 27 YES Florida Peninsula Insurance $2,008
150,000 27 YES Tower Hill Prime Insurance $1,403
150,000 27 YES Tower Hill Select Insurance $2,210
150,000 27 YES United Property & Casualty Insurance $1,637
300,000 12 NA Castle Key Indemnity Company Insurance $3,527
300,000 12 NA Florida Peninsula Insurance $3,425
300,000 12 NA Security First Insurance $3,629
300,000 12 NA United Property & Casualty Insurance $4,107