Independence Insurance Rates:

Independence, OH homeowners insurance is approximately $639 to $876, about $53-$73/month. Our complete analysis indicates shoppers can save as much as $302 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Independence, OH Homeowners Insurance By Home Value

Independence, OH Home Value Total Homes % of Total Average Independence, OH Homeowners Insurance
Less than $50,000 64 2.0% $83
$60,000 to $69,999 24 1.0% $219
$100,000 to $124,999 26 1.0% $378
$125,000 to $149,999 160 7.0% $476
$150,000 to $174,999 237 10.0% $560
$175,000 to $199,999 491 22.0% $643
$200,000 to $249,999 663 30.0% $779
$250,000 to $299,999 224 10.0% $953
$300,000 to $399,999 268 12.0% $1211

Top Home Insurance Agents Near Independence, OH

Home Insurance Company Near Independence, OH Homeowners Insurance Agency Near Independence, OH Address
Liberty Mutual Jennifer Twardzik 30775 Bainbridge Road #180Solon, Solon, OH, 44139
State Farm Mark Nitz 373 Wooster Rd N, Barberton, OH, 44203-2335
NA Hutsler-Sly Insurance Agency Po Box 1042, Kent, OH, 44240
Liberty Mutual Independent A A Hammersmith Ins Inc 210 N Erie St, Massillon, OH, 44646
Travelers David R Meinke Agency 4801 DRESSLER RD STE 184C, CANTON, OH, 44718

Cost Of Homeowners Insurance By Street Near Independence, OH

Streets in Independence Area Homeowners Insurance Cost
Pebblecreek Dr, Montello Rd, Dalebrook Rd, Cherry St, Timberlane Dr, Rockside Woods Blvd N, Lombardo Center, Archwood Rd, Ranchview Dr, N Renwood Rd$752
Ashwood Rd, Beverly May Dr, Arbor Ct, San Fernando Cir, Pin Oak Ct, Great Oaks Pkwy, Waldorf Pl, Wall St, Kleber Ct, Rita Dr$756
Elmarge Dr, Scenicview Dr, Greenwood St, Latonia Rd, Dora Blvd, E Pleasant Valley Rd, Locust Ct, Summit Park Dr, Hickory Nut Ln, Dania Dr$760
Valley Belt Rd, Magnolia Overlook, Sycamore Ct, Rockside Pl, Cheryl Ann Dr, Anderson Ave, Fitzwater Rd, Lafayette Blvd, Maple Leaf Ln, Jonathan Cole Ct$757
Stone Rd, Braewood Dr, Old Brecksville Rd, Laurel Rd, Sunset Ave, Forestwood Dr, Selig Dr, Parkland Rd, Brettin Dr, Poplar Dr$756

Independence, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Independence$112 to $114
Valley View$116
Seven Hills$109
Garfield Heights$102

Independence, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Valley View village, Ohio $116 $155 $233
Seven Hills city, Ohio $110 $146 $219
Garfield Heights city, Ohio $102 $136 $204

Independence, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Independence, OH3.4%10.7%
Valley View3.72%12.08%
Seven Hills4.04%10.14%
Garfield Heights4.85%12.69%

Independence Renters Insurance as a Percentage of Rent

Independence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 60 41.0% $1883
$750 to $999 83 58.0% $2633

Independence, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Independence Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Independence Home Owner from High Deductible Plan $600

Independence, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Independence, OH Home Replacement Value MORE than Home Value Independence, OH Home Replacement Value LESS than Home Value
Replacement Value $284,000 $172,500
Insurance Premium based on Replacement Value $1,050 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year

Example Independence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 6660133
Year Built 194019812002
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Independence, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 310,000 Wood Shake Roof 2,420 4 > $10,000 Deductible 480 9 Wood siding No
2003 340,000 Composition Roof 3,290 4 $5000 to $10,000 Deductible 330 4 Wood siding yes
2007 405,000 Asphalt Shingles Roof 3,180 4 $2500-$5000 Deductible 860 8 Stone Siding yes
2006 255,000 Asphalt Shingles Roof 1,910 3 $500 Deductible 380 6 Wood siding yes
1986 170,000 Asphalt Shingles Roof 1,540 3 $1000-$2500 Deductible 240 4 Wood siding yes
1960 320,000 Asphalt Shingles Roof 3,030 4 $500 Deductible 100 1 Fiber-Cement Siding No
2001 215,000 Slate Shingles Roof 1,540 3 $500 Deductible 600 12 Vinyl siding yes
1947 280,000 Composition Roof 1,930 3 $5000 to $10,000 Deductible 240 4 Stone Siding yes
1988 410,000 Asphalt Shingles Roof 2,960 4 $500 Deductible 1090 9 Wood siding yes
1946 255,000 Membrane Roof 2,080 3 $500 Deductible 380 5 Wood siding No
1983 265,000 Slate Shingles Roof 2,440 5 $2500-$5000 Deductible 380 5 Brick siding No
1963 215,000 Tile Roof 1,790 3 $2500-$5000 Deductible 400 6 Vinyl siding No
1947 355,000 Wood Shake Roof 3,600 5 $500- $1000 Deductible 120 1 Brick siding No
1980 450,000 Membrane Roof 3,170 4 > $10,000 Deductible 800 8 Brick siding No
2000 300,000 Metal Roof 2,100 4 $500- $1000 Deductible 230 2 Brick siding No
1948 260,000 Composition Roof 1,840 3 > $10,000 Deductible 170 4 Stone Siding yes
2004 185,000 Metal Roof 1,380 3 $2500-$5000 Deductible 320 5 Fiber-Cement Siding yes
1969 215,000 Asphalt Shingles Roof 1,810 3 > $10,000 Deductible 410 8 Wood siding No
1989 470,000 Tile Roof 3,520 5 $500- $1000 Deductible 300 2 Wood siding No
1947 230,000 Wood Shake Roof 2,230 3 $2500-$5000 Deductible 60 1 Stone Siding No
1944 330,000 Slate Shingles Roof 2,330 4 > $10,000 Deductible 560 12 Fiber-Cement Siding yes
2007 385,000 Tile Roof 3,270 5 $1000-$2500 Deductible 180 2 Vinyl siding yes
1967 355,000 Membrane Roof 2,680 4 $5000 to $10,000 Deductible 550 9 Stucco siding No
2004 600,000 Composition Roof 4,510 5 $500 Deductible 2220 10 Vinyl siding yes
1962 455,000 Tile Roof 3,940 5 $2500-$5000 Deductible 880 8 Fiber-Cement Siding yes
1985 505,000 Slate Shingles Roof 4,400 5 $5000 to $10,000 Deductible 600 6 Stone Siding yes
1987 155,000 Slate Shingles Roof 1,350 3 $1000-$2500 Deductible 130 4 Wood siding No
2000 165,000 Membrane Roof 1,640 5 $2500-$5000 Deductible 230 6 Wood siding yes