How To Make Your Independence, KY Home Insurance Cheaper
Independence, KY, homeowners insurance is about $974. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Independence, KY Home Insurance Rates with the Kenton County Average
| Place | Kenton County Average: $958.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Independence, KY | $974.0 | 16.0 | 0.02 | 41,622 | 155,300 |
Cost of Independence, KY Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Francisville | 277,100 | 18,400 | $1,258 |
| Dry Run | 315,500 | 24,241 | $1,022 |
| Rossmoyne | 104,000 | 10,441 | $635 |
| Dillsboro | 111,500 | 9,647 | $789 |
Homeowners Insurance Comparison for the Cheapest Premiums in Independence, KY
| Westfield Insurance | Grange Insurance | American National Property and Casualty Company | |
| Median Home Value ($) | 155,300 | 155,300 | 155,300 |
| Age of Home | Year 50 Old | Above Year 50 | Above Year 50 |
| Home Coverage ($) | $400,000 -$499,999 | $500,000 -$749,999 | $400,000 -$499,999 |
| Total Premium ($) | $3,682.6 | $5,113.2 | $3,869.8 |
Cost of Independence, KY Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Amica Mutual Insurance | 2000 | $150,000-$174,999 | 748.6 |
| Liberty Mutual | 500 | $100,000-$124,999 | 654.2 |
| Safeco Insurance | 1000 | $400,000-$499,999 | 2,902.4 |
| Farmer's Insurance | 2000 | $300,000-$399,999 | 2,101.4 |
| Grange Insurance | 1000 | $250,000-$299,999 | 1,704.7 |
| Horace Mann Educators Corporation | 500 | $400,000-$499,999 | 3,027.2 |
| Westfield Insurance | 2500 | $100,000-$124,999 | 485.6 |
| Alfa Insurance | 1000 | $300,000-$399,999 | 2,383.3 |
| Allstate | 2500 | $200,000-$249,999 | 839.5 |
| GEICO | 2500 | $1500,000-$2000,000 | 3,932.3 |