Incline Village Insurance Rates:

Incline Village, NV homeowners insurance is roughly $669 to $951, about $55-$79/month. Our detailed research indicates shoppers can save upto $324 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Incline Village, NV Homeowners Insurance By Home Value

Incline Village, NV Home Value Total Homes % of Total Average Incline Village, NV Homeowners Insurance
Less than $50,000 36 6.0% $24
$100,000 to $124,999 12 2.0% $121
$125,000 to $149,999 39 6.0% $153
$150,000 to $174,999 30 5.0% $186
$200,000 to $249,999 110 19.0% $259
$250,000 to $299,999 56 9.0% $315
$300,000 to $399,999 288 50.0% $405

Top Home Insurance Agents Near Incline Village, NV

Home Insurance Company Near Incline Village, NV Homeowners Insurance Agency Near Incline Village, NV Address
Travelers Consolidated Agency Partners Inc 1865 PLUMAS ST 4, RENO, NV, 89509
Travelers Gregory Michael Johnson 241 RIDGE ST. #212, RENO, NV, 89509
State Farm Holly Hill 9 Retail Rd Ste 1, Dayton, NV, 89403-6365
Travelers Henkes Welsh Insurance Inc 639 ISBELL RD STE 440, RENO, NV, 89509
Farmers John Jasper 555 W 6th St, Reno, NV, 89503

Cost Of Homeowners Insurance By Street Near Incline Village, NV

Streets in Incline Village Area Homeowners Insurance Cost
Third Green Ct, Chiquita Ct, Eagle Dr, Wellesley Way, Ophir Ct, Chico Ct, Wedge Ct, Fallen Leaf Ct, Jupiter Dr, Alpine View Dr$819
Dale Dr, Red Cedar Dr, Lake Shore Ter, Driver Way, Country Club Dr, Marlette Way, Stateline Rd, Jobs Peak Rd, Bunker Ct, Burgundy Ln$881
Doeskin Ct, First Green Dr, Lakeshore Blvd, Charles Ct, Northwood Blvd, Fifth Green Ct, Spencer Way, Boothill Ct, Flume Rd, Galaxy Way$840
Gale St, Red Cedar Rd, Knotty Pine Dr, Abbey Peak Ln, Woodridge Cir, Little Burro Ct, Fairway Blvd, Chipmunk Ct, Robin Dr, Colleen Ct$883
Catherine Dr, Bronco Ct, Oriole Way, Cart Ct, Tiller Dr, Lark Ct, Redfeather Ct, Rockrose Ct, Saddlehorn Ct, Ponderosa Ave$867

Incline Village, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Incline Village$117 to $125
Crystal Bay$124
Kings Beach$93
Glenbrook$137

Incline Village, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kings Beach CDP, California $93 $124 $186
Glenbrook CDP, Nevada $137 $183 $275
Tahoe Vista CDP, California $98 $130 $195

Incline Village, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Incline Village, NV2.4%8.1%
Kings Beach2.27%7.37%
Tahoe Vista2.84%7.9%
Carnelian Bay1.98%9.87%

Incline Village Renters Insurance as a Percentage of Rent

Incline Village Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 28 2.0% $1124
$500 to $749 61 5.0% $1799
$750 to $999 96 7.0% $2549
$1,000 to $1,499 646 53.0% $3674
$1,500 or more 385 31.0% $5324

Incline Village, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$6,600
Yearly Incline Village Homeowner Insurance Premium Example $4,700$3,700
Out of Pocket Expense During Claim$1,600$6,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $29,800$28,800
Net Savings to Incline Village Home Owner from High Deductible Plan $1,000

Incline Village, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Incline Village, NV Home Replacement Value MORE than Home Value Incline Village, NV Home Replacement Value LESS than Home Value
Replacement Value $983,500 $683,000
Insurance Premium based on Replacement Value $5,300 $3,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $130,000 Risk Exposure from Under Insuring Coverage is $170,500
Premium Impact Insurance cheaper by $900/year Insurance costlier by $700/year

Example Incline Village Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmFarmers Insurance
Monthly Premium 201200374
Year Built 197219872001
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $800000-$900000$700000-$800000More than 10000000
Deductible > $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Incline Village, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 755,000 Shingles Roof 2,500 4 $1000-$2500 Deductible 230 1 Stone Siding No
1971 620,000 Shingles Roof 2,250 4 $5000 to $10,000 Deductible 760 4 Stucco siding No
2009 475,000 Tile Roof 1,740 4 $5000 to $10,000 Deductible 460 4 Stone Siding No
2004 440,000 Membrane Roof 1,530 3 > $10,000 Deductible 170 2 Stone Siding yes
1984 1,245,000 Shingles Roof 3,290 4 $500 Deductible 4350 9 Brick siding No
1982 1,035,000 Shingles Roof 3,100 5 > $10,000 Deductible 1330 5 Stone Siding No
1972 450,000 Tile Roof 1,380 3 $5000 to $10,000 Deductible 1400 9 Wood siding No
1991 545,000 Tile Roof 1,700 4 $1000-$2500 Deductible 2620 10 Fiber-Cement Siding No
1993 845,000 Tile Roof 2,310 5 $2500-$5000 Deductible 760 3 Brick siding No
1997 535,000 Slate Shingles Roof 1,680 5 $500 Deductible 2010 10 Brick siding yes
1995 840,000 Membrane Roof 2,820 5 $500- $1000 Deductible 3160 10 Vinyl siding yes
2008 595,000 Membrane Roof 2,270 3 $5000 to $10,000 Deductible 1440 8 Brick siding No
1985 570,000 Shingles Roof 1,640 3 $500 Deductible 1130 5 Stucco siding yes
1975 660,000 Slate Shingles Roof 2,510 5 $2500-$5000 Deductible 2180 10 Wood siding yes
1984 1,140,000 Wood Shake Roof 4,280 5 $5000 to $10,000 Deductible 1670 6 Stone Siding yes
2000 1,140,000 Slate Shingles Roof 3,130 4 $1000-$2500 Deductible 2940 8 Fiber-Cement Siding yes
1979 1,685,000 Metal Roof 4,400 5 $5000 to $10,000 Deductible 1700 6 Stucco siding yes
1989 730,000 Shingles Roof 2,320 3 $500 Deductible 640 2 Stone Siding yes
1982 1,510,000 Tile Roof 4,110 5 $500- $1000 Deductible 390 1 Stone Siding No
1973 565,000 Asphalt Shingles Roof 2,120 4 $5000 to $10,000 Deductible 1050 8 Stone Siding yes
2001 930,000 Tile Roof 3,130 4 $500- $1000 Deductible 630 2 Stucco siding No
1977 940,000 Wood Shake Roof 2,820 5 > $10,000 Deductible 140 1 Wood siding No
1985 560,000 Asphalt Shingles Roof 1,790 3 $1000-$2500 Deductible 1340 6 Stone Siding yes
1999 650,000 Slate Shingles Roof 1,800 4 $1000-$2500 Deductible 390 2 Stucco siding No
1971 1,375,000 Wood Shake Roof 3,980 5 $1000-$2500 Deductible 400 1 Wood siding yes
1977 470,000 Slate Shingles Roof 1,320 3 $500 Deductible 640 4 Brick siding No
1993 905,000 Composition Roof 2,880 4 $1000-$2500 Deductible 910 3 Stone Siding yes
1989 1,750,000 Composition Roof 4,900 5 > $10,000 Deductible 400 2 Brick siding yes
2002 530,000 Wood Shake Roof 1,890 4 $5000 to $10,000 Deductible 900 7 Vinyl siding No
2006 1,185,000 Composition Roof 3,630 5 $5000 to $10,000 Deductible 1490 6 Wood siding yes
2008 985,000 Composition Roof 2,920 4 $500- $1000 Deductible 3280 12 Brick siding No
1970 545,000 Wood Shake Roof 1,900 3 $500 Deductible 250 1 Vinyl siding yes
1973 1,065,000 Wood Shake Roof 2,980 4 $1000-$2500 Deductible 3240 12 Vinyl siding No
1973 560,000 Slate Shingles Roof 1,530 3 > $10,000 Deductible 700 4 Stone Siding yes