Imperial Insurance Rates:

Imperial, MO homeowners insurance is roughly $855 to $1,161, about $71-$96/month. Our detailed analysis reveals consumers can save upto $403 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Very easy to pay. i signed up for auto-pay and now it's super easy! it drafts automatically with out me doing anything.
State Farm
I can not stand it when i go in to make changes to our home insurance policy. i always feel hassled and pressured to upgrade the policy to something more expensive.
State Farm
I had state farm for car insurance and i didn't even realize they had it for my home too. i switched over to use it for my home and found it very convenient and i saved money by having one payment a month to them.

Imperial, MO Homeowners Insurance By Home Value

Imperial, MO Home Value Total Homes % of Total Average Imperial, MO Homeowners Insurance
Less than $50,000 270 3.0% $141
$70,000 to $79,999 78 1.0% $433
$80,000 to $89,999 117 1.0% $493
$90,000 to $99,999 216 2.0% $544
$100,000 to $124,999 494 6.0% $635
$125,000 to $149,999 1,006 13.0% $796
$150,000 to $174,999 1,612 22.0% $937
$175,000 to $199,999 782 10.0% $1088
$200,000 to $249,999 1,366 18.0% $1310
$250,000 to $299,999 696 9.0% $1602
$300,000 to $399,999 617 8.0% $2036

Top Home Insurance Agents Near Imperial, MO

Home Insurance Company Near Imperial, MO Homeowners Insurance Agency Near Imperial, MO Address
NA Partners Insurance Agency Inc. 2 Terminal Dr., Ste 13 , East Alton, IL, 62024
State Farm Evelyn Jamison 519/521 N Taylor Ave, Saint Louis, MO, 63108
Travelers Insurance Consultants Inc 910 KEHRS MILL RD STE 110, BALLWIN, MO, 63011
State Farm Mike Daigle 14691 Clayton Road, Ballwin, MO, 63011-2633
State Farm Ron Edgar 14 Clarkson Wilson Ctr, Chesterfield, MO, 63017-7274

Cost Of Homeowners Insurance By Street Near Imperial, MO

Streets in Imperial Area Homeowners Insurance Cost
Peggy Ct, Broad St, Williamsburg Dr, Watson Rd, Sun Ridge, Hazel Dr, Moss Dr, Ehlers Ridge Ln, Volner Ln, Jeanette Dr$1,000
Abbey Rd, Metropolitan Blvd, Koch Valley Rd, Hillsboro-House Springs Rd, Briarwood Ln, Wooded Acres, Paul's Mountain Ct, Forest Ln, el Camino Dr, Primrose Ridge Dr$954
Ehlers Dr, Oakview Dr, Oak Tree Ln, Spalding Ct, Linda Ln, Rinehart Rd, Lakewood Spur Dr, Kley Ln, Parkhill Dr, Cha Bern$1,019
Shelton Ct, Long St, Treetop Ln, Allen Rd, Honeysuckle Ln, Well Dr, Dudley Castle Ct, Richard Dr, Noble Ct, Duckworth Ln$1,023
Karon Dr, Quiet Valley Ln, Foster Ct, Deborah Ln, Elmer Ln, el Vado Dr, Pless Rd, Clark Ln, Millers Resort, Byrne Rd$964
Rapids Xing, Breakwater Dr, Crews Dr, Hubic Ln, Moss Hollow Rd, Tara Trl, Boulder Dr, Marble Springs Ln, Moloney Dr, Michael Dr$997
Museum Dr, E Rock Creek Manor, Antonia Rd, Zion Lutheran Church Rd, Pony Bird Ln, Brookhurst, Pinson Ct, Blackberry St W, Gabriel Dr, Horine-Herky Rd$1,013
Fox Meadows, Cha--Bern Dr, Frisco Hill Rd, Alpine Village Dr, Brooks, Lombard Ln, Broadway, Diane, Lambrich Ln, Akers Dr$976
Schenk Rd, Winter Haven Ct, Pancho Villa Dr, Jarvis-Don Bosco Rd, Seasonbrooks Ln, Haefner Ln, Petite Ln, School St, Runnymede Pl, Hackberry Ct$1,021
Tulip Hill Dr, Church Pl, Papoose Pl, Herky Horine Rd, E 3rd St, Seckman Spring Dr, Moss Hills Dr, Jarvis-Goldman Rd, Walnut Dr, Windsor Xing$1,021

Imperial, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Imperial$150 to $153
Barnhart$148
Windsor$149
Kimmswick$147

Imperial, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Barnhart CDP, Missouri $124 $165 $247
Windsor township, Jefferson County, Missouri $125 $166 $249
Kimmswick city, Missouri $123 $163 $245

Imperial, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Imperial, MO5.9%21.4%
Barnhart6.56%20.4%
Windsor6.48%21.83%
Kimmswick7.05%15.94%

Imperial Renters Insurance as a Percentage of Rent

Imperial Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 3.0% $780
$300 to $499 38 3.0% $1230
$500 to $749 259 26.0% $1905
$750 to $999 457 47.0% $2655
$1,000 to $1,499 140 14.0% $3780
$1,500 or more 40 4.0% $5430

Imperial, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Imperial Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,100$6,300
Net Savings to Imperial Home Owner from High Deductible Plan $800

Imperial, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Imperial, MO Home Replacement Value MORE than Home Value Imperial, MO Home Replacement Value LESS than Home Value
Replacement Value $245,000 $173,000
Insurance Premium based on Replacement Value $1,325 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $125/year

Example Imperial Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 10715058
Year Built 198919962013
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$350000-$400000$175000-$200000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Imperial, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 380,000 Metal Roof 3,150 4 $500- $1000 Deductible 940 6 Fiber-Cement Siding No
2011 295,000 Wood Shake Roof 3,120 4 $500 Deductible 950 7 Wood siding No
2004 150,000 Metal Roof 1,230 3 $500 Deductible 850 12 Stucco siding No
2012 270,000 Composition Roof 2,280 5 $500 Deductible 500 4 Stucco siding No
1988 490,000 Membrane Roof 4,090 5 $2500-$5000 Deductible 720 5 Stucco siding No
1989 200,000 Tile Roof 1,730 3 $1000-$2500 Deductible 70 1 Wood siding No
1991 260,000 Wood Shake Roof 3,000 4 $500- $1000 Deductible 700 8 Wood siding No
2012 250,000 Membrane Roof 2,110 3 $500 Deductible 580 6 Wood siding No
2006 530,000 Composition Roof 4,600 5 $500 Deductible 2800 12 Stucco siding No
2010 145,000 Membrane Roof 1,710 4 $1000-$2500 Deductible 80 2 Vinyl siding yes
1985 155,000 Slate Shingles Roof 1,820 3 $5000 to $10,000 Deductible 140 4 Fiber-Cement Siding yes
1998 215,000 Composition Roof 2,570 4 $5000 to $10,000 Deductible 60 1 Wood siding No
1995 270,000 Metal Roof 2,910 5 > $10,000 Deductible 280 4 Wood siding yes