Ilion Insurance Rates:

Ilion, NY homeowners insurance is about $496 to $672, about $41-$56/month. Our complete research indicates shoppers can save as much as $233 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ilion, NY Homeowners Insurance By Home Value

Ilion, NY Home Value Total Homes % of Total Average Ilion, NY Homeowners Insurance
Less than $50,000 198 10.0% $169
$50,000 to $59,999 181 9.0% $362
$60,000 to $69,999 269 14.0% $449
$70,000 to $79,999 143 7.0% $519
$80,000 to $89,999 390 20.0% $584
$90,000 to $99,999 174 9.0% $654
$100,000 to $124,999 250 13.0% $759
$125,000 to $149,999 65 3.0% $951
$150,000 to $174,999 80 4.0% $1121
$175,000 to $199,999 39 2.0% $1296
$200,000 to $249,999 42 2.0% $1559
$250,000 to $299,999 64 3.0% $1909

Top Home Insurance Agents Near Ilion, NY

Home Insurance Company Near Ilion, NY Homeowners Insurance Agency Near Ilion, NY Address
Travelers Day Scarafile & Read Inc 9220 RIVER RD, MARCY, NY, 13403
Travelers Gates Cole Associates Inc 140 Main St Suite 1, Morris, NY, 13808
Travelers Iii-Putnam Bob Agency Inc 106 CHESTNUT STREET, COOPERSTOWN, NY, 13326
Allstate Robert J Hoy Agency 14 Center Street , Broadalbin, NY, 12025
Travelers The Loughlin Agency Inc 239 Genesee St Ste 127 Utica, City of Utica, NY, 13501

Ilion, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
German Flatts town, Herkimer County, New York $87 $116 $174
Herkimer town, Herkimer County, New York $87 $116 $174
Frankfort town, Herkimer County, New York $88 $117 $176

Ilion, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ilion, NY4.8%10.7%
German Flatts4.85%11.01%
Herkimer4.67%10.4%
Frankfort4.21%9.94%

Ilion Renters Insurance as a Percentage of Rent

Ilion Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 4.0% $351
$200 to $299 70 4.0% $801
$300 to $499 378 24.0% $1251
$500 to $749 676 43.0% $1926
$750 to $999 215 13.0% $2676
$1,000 to $1,499 133 8.0% $3801

Ilion, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Ilion Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,600
Net Savings to Ilion Home Owner from High Deductible Plan $600

Ilion, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ilion, NY Home Replacement Value MORE than Home Value Ilion, NY Home Replacement Value LESS than Home Value
Replacement Value $138,000 $104,000
Insurance Premium based on Replacement Value $1,550 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Ilion Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 7512178
Year Built 196819431982
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$100000-$125000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Ilion, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 180,000 Metal Roof 2,450 4 $500- $1000 Deductible 910 6 Vinyl siding No
1967 175,000 Metal Roof 3,370 5 $500 Deductible 1570 8 Fiber-Cement Siding yes
1942 90,000 Composition Roof 1,680 3 $1000-$2500 Deductible 70 1 Brick siding No
1980 125,000 Shingles Roof 2,280 3 $500 Deductible 600 5 Stone Siding yes
1967 195,000 Slate Shingles Roof 2,800 5 $5000 to $10,000 Deductible 440 4 Wood siding yes
1989 130,000 Wood Shake Roof 2,030 3 $2500-$5000 Deductible 440 6 Stone Siding yes
1963 180,000 Membrane Roof 3,080 5 $500 Deductible 900 6 Brick siding yes
1983 150,000 Wood Shake Roof 2,080 4 $2500-$5000 Deductible 430 5 Stone Siding No
1941 165,000 Metal Roof 2,980 5 $500- $1000 Deductible 120 1 Stucco siding No
1961 270,000 Metal Roof 4,430 5 $500 Deductible 690 3 Wood siding No
1966 155,000 Wood Shake Roof 2,350 4 $2500-$5000 Deductible 100 1 Vinyl siding No
1948 180,000 Metal Roof 3,140 5 $1000-$2500 Deductible 830 8 Vinyl siding No
1966 165,000 Asphalt Shingles Roof 2,860 4 $500 Deductible 540 4 Brick siding yes
1943 95,000 Slate Shingles Roof 1,610 3 $500- $1000 Deductible 230 3 Wood siding No
1983 100,000 Wood Shake Roof 1,700 2 $1000-$2500 Deductible 330 5 Brick siding No
1962 130,000 Shingles Roof 1,830 4 $1000-$2500 Deductible 570 6 Brick siding No
1946 170,000 Tile Roof 3,170 5 $500 Deductible 940 7 Stone Siding yes
1967 115,000 Wood Shake Roof 1,800 3 $1000-$2500 Deductible 260 3 Stucco siding yes
1945 275,000 Tile Roof 4,690 5 $500- $1000 Deductible 870 5 Brick siding yes
1986 190,000 Membrane Roof 3,200 4 $2500-$5000 Deductible 1110 7 Brick siding No
1962 245,000 Asphalt Shingles Roof 3,500 5 $500 Deductible 910 5 Wood siding No
1989 170,000 Composition Roof 2,710 4 $500- $1000 Deductible 730 7 Fiber-Cement Siding yes
1986 175,000 Asphalt Shingles Roof 3,380 5 $1000-$2500 Deductible 570 5 Stone Siding No
1968 190,000 Asphalt Shingles Roof 3,430 5 $500 Deductible 910 6 Stone Siding No
1944 95,000 Membrane Roof 1,830 4 $500- $1000 Deductible 800 9 Brick siding No
1946 65,000 Tile Roof 1,000 2 $500- $1000 Deductible 120 2 Wood siding No
1989 195,000 Membrane Roof 2,560 5 $2500-$5000 Deductible 320 2 Wood siding yes
1942 190,000 Wood Shake Roof 2,990 4 $1000-$2500 Deductible 540 5 Stucco siding yes
1965 185,000 Composition Roof 2,430 4 $1000-$2500 Deductible 1050 9 Brick siding No
1985 115,000 Metal Roof 1,630 2 $1000-$2500 Deductible 70 1 Stucco siding No
1949 175,000 Slate Shingles Roof 3,250 5 $5000 to $10,000 Deductible 370 4 Brick siding yes