Idaho Falls, ID homeowners insurance is roughly $431 to $584, about $35-$48/month. Our extensive guide shows customers can save upto $203 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Idaho Falls, ID | Homeowners Insurance Agency Near Idaho Falls, ID | Address |
|---|---|---|
| State Farm | Jory Inama | 1830 W Broadway St, Idaho Falls, ID, 83402-3044 |
| Farmers | M Keith Gardner | 114 S State St, Shelley, ID, 83274 |
| State Farm | Steve Bjornn | 46 N 2nd E, Rexburg, ID, 83440-1643 |
| Liberty Mutual Independent | The Buckner Company | 960 Pier View Dr, Ste A Idaho Falls, Idaho Falls, ID, 83402 |
| Farmers | Gina Wixom | 1495 Parkway Dr Ste D, Blackfoot, ID, 83221 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ammon city, Idaho | $64 | $85 | $128 |
| Lincoln CDP, Idaho | $64 | $85 | $127 |
| Iona city, Idaho | $63 | $84 | $126 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Idaho Falls, ID | 3.5% | 12.7% |
| Ammon | 3.25% | 13.54% |
| Lincoln | 3.64% | 14.94% |
| Iona | 3.89% | 13.75% |
| Idaho Falls Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 121 | 1.0% | $340 |
| $200 to $299 | 308 | 3.0% | $790 |
| $300 to $499 | 1,206 | 14.0% | $1240 |
| $500 to $749 | 3,402 | 39.0% | $1915 |
| $750 to $999 | 2,111 | 24.0% | $2665 |
| $1,000 to $1,499 | 1,091 | 12.0% | $3790 |
| $1,500 or more | 297 | 3.0% | $5440 |
| Streets in Idaho Falls Area | Homeowners Insurance Cost |
|---|---|
| Eaglewood Dr, Iona St, S Oakmont Dr, 97th W S, Madison River Rd, Washburn Ave, Bannock Ave, E Skidmore Dr, Westwood St, Otter Trl | $556 |
| N 5th E, E 24th St, Hampton Ln, Travis Way, Homer Ave, Holbrook Dr, Wildwood Ln, E 1500 N, Pend Oreille Cir, Fairview | $501 |
| Douglas Ave, E 101 N, E 81st S, Bombardier Ave, Sahara St, Henry St, Richmond Ln, N Ferguson Rd, Loon Creek Ln, Kimberly Dr | $548 |
| Greentree Ln, Davidson Dr, E Harvest Run, Custer St, Tie Breaker Dr, Glen Koester Ln, Hollow Dr, Clarks Dr, State Ln Rd, Cranmer Ave | $505 |
| S Woodruff Ave, Denver St, Cliffside Cir, Sioux Ave, Leslie Ave, York Rd, Jefferson Ave, Lake Ave, Tipperary Ln, W Barberry Ln | $491 |
| N 26th W, John Adams Ct, Ross Ave, Tildy, Mesquite Dr, Sagebrush Ave, Brome St, Flora Cir, Oneida Ave, Fieldstream Ln | $517 |
| Turnbull Dr, Laguna Dr, Spear Point Cir, Park Rd, Valley Dr, Quail Ridge Dr, Scorsby Ave, Birch Creek Rd, April Dr, Foxhill Dr | $553 |
| Storer St, N Fanning Ave, Emma Ct, Lowell Dr, Heather Ln, Traughber Rd, Cotton Rd, Shirley Ln, Trenton Cir, Irwin North Rd | $549 |
| Vernon Ave, Pearce Dr, S 45th W, Marjorie Ave, Dallin Dr, Silverspur Loop, Brandon Dr, Eagles Homestead Dr, Cabana Dr, Ririe Hwy | $515 |
| Dunbar Dr, Thicket Way, Wildhorse Ln, W Garfield, Links Way, E 21st Cir, County Cork Ln, Auss Ln, E 14th St, N Blvd | $506 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Idaho Falls | $76 to $78 |
| Ammon | $76 |
| Iona | $75 |
| Rigby | $77 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Idaho Falls Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,400 | $6,800 |
| Net Savings to Idaho Falls Home Owner from High Deductible Plan | $600 | |
| Scenario | Idaho Falls, ID Home Replacement Value MORE than Home Value | Idaho Falls, ID Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $157,000 | $101,000 |
| Insurance Premium based on Replacement Value | $450 | $275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $25,500 | Risk Exposure from Under Insuring Coverage is $30,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
| Insurance Company | Nationwide Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 40 | 66 | 33 |
| Year Built | 2013 | 2004 | 1964 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $250000-$300000 | $250000-$300000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | > $10,000 Deductible |