Hutchinson Insurance Rates:

Hutchinson, MN homeowners insurance is nearly $850 to $1,156, about $70-$96/month. Our thorough guide shows customers can save as much as $401 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hutchinson, MN Homeowners Insurance By Home Value

Hutchinson, MN Home Value Total Homes % of Total Average Hutchinson, MN Homeowners Insurance
Less than $50,000 296 7.0% $170
$50,000 to $59,999 96 2.0% $351
$70,000 to $79,999 54 1.0% $511
$80,000 to $89,999 125 3.0% $571
$90,000 to $99,999 256 6.0% $641
$100,000 to $124,999 631 15.0% $742
$125,000 to $149,999 677 16.0% $932
$150,000 to $174,999 736 18.0% $1103
$175,000 to $199,999 429 10.0% $1273
$200,000 to $249,999 442 10.0% $1534
$250,000 to $299,999 159 3.0% $1875
$300,000 to $399,999 150 3.0% $2387

Top Home Insurance Agents Near Hutchinson, MN

Home Insurance Company Near Hutchinson, MN Homeowners Insurance Agency Near Hutchinson, MN Address
Liberty Mutual Independent Charles Allen Agency Inc. 4 13Th Avenue N Waite Park, Waite Park, MN, 56387
Allstate Frederick Sherman 4904 Highway 12, Maple Plain, MN, 55359
Farmers Julie Muelken 16228 Main Ave SE, Prior Lake, MN, 55372
Farmers Lawrence Krause 228 W Broadway St, Monticello, MN, 55362
Allstate Pioneer Heritage 310 1st St. SW, Willmar, MN, 56201

Cost Of Homeowners Insurance By Street Near Hutchinson, MN

Streets in Hutchinson Area Homeowners Insurance Cost
S Grade Rd SW, Laura Ave SW, Wells Ave, Turner Ave, Clark St NE, Fischer St SW, Lindy Ln NE, Huron St SE, Prairie View Dr SW, 4th Ave SW$996
5th Ave SW, Lake St SW, Water St NW, Co Rd 71, Blue Jay Dr SW, 170th St, Golf Course Rd NW, Tyler St SW, Juul Rd SW, Lynn Rd SW$996
Jefferson St SE, Co Rd 18, Chicago Ave, Summerset Ln SE, 147th St, Summerst Ln SE, Westwood Rd NW, Main St N, Vista Rd, Graham St SW$1,008
Merrill St SW, Doran St, Franklin St SW, Ridge Ave NE, S Jefferson Rd, Freemont Ave SW, Noble Rd, Park Ave NE, Co Rd 76, Raven Ave$1,001
Hilltop Dr NE, Boulder Cir SW, 5th Ave SE, Thomas Ave SW, Gene's Dr NE, 155th St, 7th Ave NW, Peterson Cir, Main St S, 9th Ave NE$1,004

Hutchinson, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hutchinson$149 to $151
Hassan Valley$158
Lynn$157
Acoma$161

Hutchinson, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hassan Valley township, McLeod County, Minnesota $132 $175 $263
Lynn township, McLeod County, Minnesota $131 $175 $262
Acoma township, McLeod County, Minnesota $134 $179 $268

Hutchinson, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hutchinson, MN6.1%20.1%
Hassan Valley5.23%15.26%
Lynn5.1%20.21%
Acoma4.78%16.73%

Hutchinson Renters Insurance as a Percentage of Rent

Hutchinson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 140 7.0% $342
$200 to $299 65 3.0% $792
$300 to $499 266 13.0% $1242
$500 to $749 591 30.0% $1917
$750 to $999 589 30.0% $2667
$1,000 to $1,499 208 10.0% $3792
$1,500 or more 56 2.0% $5442

Hutchinson, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Hutchinson Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,800$6,300
Net Savings to Hutchinson Home Owner from High Deductible Plan $500

Hutchinson, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hutchinson, MN Home Replacement Value MORE than Home Value Hutchinson, MN Home Replacement Value LESS than Home Value
Replacement Value $296,500 $166,000
Insurance Premium based on Replacement Value $2,675 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,000 Risk Exposure from Under Insuring Coverage is $59,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $625/year

Example Hutchinson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceState Farm
Monthly Premium 4693197
Year Built 199919852011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$300000-$350000$250000-$300000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Hutchinson, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 450,000 Wood Shake Roof 4,990 5 $2500-$5000 Deductible 1950 9 Wood siding yes
2010 205,000 Asphalt Shingles Roof 1,990 5 $500- $1000 Deductible 650 5 Fiber-Cement Siding No
1999 210,000 Slate Shingles Roof 2,360 3 $1000-$2500 Deductible 120 1 Fiber-Cement Siding yes
1945 370,000 Shingles Roof 4,820 5 $2500-$5000 Deductible 1100 7 Wood siding No
1947 235,000 Metal Roof 3,260 5 $1000-$2500 Deductible 330 2 Brick siding yes
1982 120,000 Slate Shingles Roof 1,460 3 $500- $1000 Deductible 70 1 Wood siding yes
1992 300,000 Slate Shingles Roof 4,070 5 $2500-$5000 Deductible 760 5 Vinyl siding No
2010 275,000 Composition Roof 2,960 5 $500- $1000 Deductible 1800 12 Wood siding yes
2006 115,000 Membrane Roof 1,520 3 $500- $1000 Deductible 550 8 Brick siding No
2010 185,000 Wood Shake Roof 2,160 3 $500 Deductible 570 4 Stone Siding No
1992 405,000 Wood Shake Roof 4,300 5 $500 Deductible 1480 6 Vinyl siding yes
2011 180,000 Shingles Roof 1,950 3 $5000 to $10,000 Deductible 290 3 Vinyl siding No
2012 215,000 Slate Shingles Roof 2,020 3 $5000 to $10,000 Deductible 280 4 Brick siding yes
2010 185,000 Wood Shake Roof 2,410 4 $5000 to $10,000 Deductible 520 9 Stone Siding yes
1998 245,000 Shingles Roof 2,270 3 $5000 to $10,000 Deductible 310 3 Brick siding No
2011 135,000 Metal Roof 1,580 3 $2500-$5000 Deductible 700 9 Stucco siding yes
2006 210,000 Composition Roof 2,110 5 $500 Deductible 730 6 Brick siding yes
1990 385,000 Metal Roof 4,050 5 > $10,000 Deductible 1210 6 Stone Siding No
1990 350,000 Shingles Roof 4,060 5 > $10,000 Deductible 610 7 Vinyl siding No
2002 135,000 Slate Shingles Roof 1,580 3 $500 Deductible 200 2 Brick siding yes
1948 375,000 Wood Shake Roof 3,770 5 $500 Deductible 770 3 Stone Siding yes
2010 250,000 Composition Roof 2,520 4 $1000-$2500 Deductible 470 3 Wood siding yes
1999 195,000 Asphalt Shingles Roof 2,500 5 $1000-$2500 Deductible 1150 10 Fiber-Cement Siding yes
2000 230,000 Slate Shingles Roof 2,170 5 $1000-$2500 Deductible 560 5 Brick siding yes
2007 225,000 Slate Shingles Roof 2,990 4 $500 Deductible 170 1 Fiber-Cement Siding yes
1948 260,000 Shingles Roof 3,000 5 $500 Deductible 430 3 Stone Siding No
1990 230,000 Asphalt Shingles Roof 2,870 4 > $10,000 Deductible 210 2 Stone Siding yes
2005 305,000 Metal Roof 2,860 4 $500- $1000 Deductible 890 6 Fiber-Cement Siding No
1983 535,000 Wood Shake Roof 4,950 5 $2500-$5000 Deductible 1420 6 Vinyl siding No
1982 295,000 Tile Roof 3,950 5 > $10,000 Deductible 1280 9 Fiber-Cement Siding No
2011 355,000 Composition Roof 3,710 5 $5000 to $10,000 Deductible 1140 9 Wood siding yes
1991 220,000 Asphalt Shingles Roof 2,040 3 $1000-$2500 Deductible 430 4 Brick siding yes
1980 110,000 Slate Shingles Roof 1,320 3 $1000-$2500 Deductible 670 12 Fiber-Cement Siding yes
1982 185,000 Metal Roof 1,770 3 $500- $1000 Deductible 120 1 Stucco siding yes